Kiểm Định Sự Khác Biệt Của Đặc Điểm Nhân Khẩu Học Đối Với Ý Định

Estimate	S.E.	C.R.	P	Label
e34		,393	,056	6,956	***
e35		,835	,069	12,031	***
e36		,335	,027	12,530	***
e37		,220	,022	9,785	***
e38		,301	,026	11,390	***
e39		,337	,028	11,841	***
e42		,123	,016	7,725	***
e41		,127	,017	7,481	***
e40		,195	,017	11,797	***
e351		,493	,058	8,475	***

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BOOTSRAP N=1000

Standardized Regression Weights: (Group number 1 - Default model)

Parameter

SE	SE-SE	Mean	Bias	SE-Bias
YDSD	<---	MARK	,042	,001	,089	,003	,001
YDSD	<---	PALU	,056	,001	,111	-,003	,002
YDSD	<---	XAHO	,041	,001	,095	,001	,001
YDSD	<---	CLDV	,057	,001	,172	,003	,002
YDSD	<---	KSHV	,046	,001	,110	,002	,001
YDSD	<---	HUIC	,051	,001	,115	-,001	,002
YDSD	<---	DESD	,049	,001	,118	-,003	,002
YDSD	<---	RURO	,044	,001	-,259	-,001	,001
YDSD	<---	KHCN	,047	,001	,365	-,001	,001
QDSD	<---	YDSD	,056	,001	,445	,004	,002
DESD1	<---	DESD	,018	,000	,898	,000	,001
DESD2	<---	DESD	,018	,000	,879	,000	,001
DESD3	<---	DESD	,018	,000	,881	,000	,001
DESD4	<---	DESD	,027	,001	,856	-,001	,001
DESD5	<---	DESD	,036	,001	,806	-,003	,001
RURO1	<---	RURO	,030	,001	,743	-,001	,001
RURO2	<---	RURO	,020	,000	,878	,001	,001
RURO3	<---	RURO	,021	,000	,857	-,001	,001
RURO4	<---	RURO	,018	,000	,886	,000	,001
RURO5	<---	RURO	,029	,001	,766	-,001	,001
MARK1	<---	MARK	,029	,001	,770	,000	,001
MARK2	<---	MARK	,027	,001	,766	-,002	,001
MARK3	<---	MARK	,028	,001	,740	,000	,001

Parameter

SE	SE-SE	Mean	Bias	SE-Bias
MARK4	<---	MARK	,021	,000	,810	,000	,001
MARK5	<---	MARK	,020	,000	,816	,000	,001
PALU1	<---	PALU	,030	,001	,823	-,002	,001
PALU2	<---	PALU	,021	,000	,899	,000	,001
PALU3	<---	PALU	,031	,001	,855	-,003	,001
PALU4	<---	PALU	,034	,001	,814	-,004	,001
XAHO1	<---	XAHO	,036	,001	,820	-,002	,001
XAHO2	<---	XAHO	,029	,001	,870	,000	,001
XAHO3	<---	XAHO	,026	,001	,904	,000	,001
CLDV1	<---	CLDV	,033	,001	,844	,000	,001
CLDV2	<---	CLDV	,040	,001	,808	,000	,001
CLDV3	<---	CLDV	,033	,001	,845	-,001	,001
KSHV1	<---	KSHV	,042	,001	,699	-,003	,001
KSHV2	<---	KSHV	,042	,001	,772	,002	,001
KSHV3	<---	KSHV	,039	,001	,732	-,002	,001
KSHV4	<---	KSHV	,048	,001	,709	-,003	,002
HUIC3	<---	HUIC	,038	,001	,792	-,001	,001
HUIC4	<---	HUIC	,047	,001	,596	-,001	,001
YDSD1	<---	YDSD	,037	,001	,716	-,003	,001
YDSD2	<---	YDSD	,024	,001	,853	-,001	,001
YDSD3	<---	YDSD	,028	,001	,796	-,001	,001
YDSD4	<---	YDSD	,029	,001	,772	,000	,001
QDSD3	<---	QDSD	,033	,001	,852	,000	,001
QDSD2	<---	QDSD	,033	,001	,857	,000	,001
QDSD1	<---	QDSD	,043	,001	,726	,001	,001
HUIC1	<---	HUIC	,045	,001	,747	-,001	,001
KHCN3	<---	KHCN	,041	,001	,781	,000	,001
KHCN2	<---	KHCN	,025	,001	,810	,000	,001
KHCN1	<---	KHCN	,034	,001	,775	-,001	,001
KHCN4	<---	KHCN	,041	,001	,761	,000	,001

PHỤ LỤC 12: KIỂM ĐỊNH SỰ KHÁC BIỆT CỦA ĐẶC ĐIỂM NHÂN KHẨU HỌC ĐỐI VỚI Ý ĐỊNH VÀ QUYẾT ĐỊNH SỬ DỤNG THẺ NGÂN HÀNG

Kết quả phân tích ANOVA đối với biến phụ thuộc: Ý định sử dụng

Descriptives

YDSD_Total

N	Mean	Std. Deviation	Std. Error	95% Confidence Interval for Mean		Minimu m	Maximu m
N	Mean	Std. Deviation	Std. Error	Lower Bound	Upper Bound	Minimu m	Maximu m
18 - 25 tuổi	165	11.6061	3.04778	.23727	11.1376	12.0746	4.00	20.00
26 - 40 tuổi	129	11.3101	3.33494	.29363	10.7291	11.8911	4.00	20.00
41 - 50 tuổi	79	11.4304	2.43734	.27422	10.8844	11.9763	7.00	16.00
trên 50 tuổi	37	11.2432	2.78294	.45751	10.3154	12.1711	7.00	16.00
Total	410	11.4463	3.00664	.14849	11.1544	11.7382	4.00	20.00

Test of Homogeneity of Variances

YDSD_Total

Levene Statistic

df1

df2

Sig.

2.563

406

.054

ANOVA

YDSD_Total

Sum of Squares	df	Mean Square	F	Sig.
Between Groups	8.151	3	2.717	.299	.826
Within Groups	3689.169	406	9.087
Total	3697.320	409

Descriptives

YDSD_Total

N	Mean	Std. Deviation	Std. Error	95% Confidence Interval for Mean		Minimu m	Maximu m
N	Mean	Std. Deviation	Std. Error	Lower Bound	Upper Bound	Minimu m	Maximu m
Nam	129	11.4806	2.82871	.24905	10.9878	11.9734	4.00	17.00
Nữ	281	11.4306	3.08967	.18431	11.0678	11.7934	4.00	20.00
Total	410	11.4463	3.00664	.14849	11.1544	11.7382	4.00	20.00

Test of Homogeneity of Variances

YDSD_Total

Levene Statistic

df1

df2

Sig.

.238

408

.626

ANOVA

YDSD_Total

Sum of Squares	df	Mean Square	F	Sig.
Between Groups	.221	1	.221	.024	.876
Within Groups	3697.098	408	9.062
Total	3697.320	409

Descriptives

YDSD_Total

N	Mean	Std. Deviation	Std. Error	95% Confidence Interval for Mean		Minimu m	Maximu m
N	Mean	Std. Deviation	Std. Error	Lower Bound	Upper Bound	Minimu m	Maximu m
Độc thân	199	11.6482	2.91753	.20682	11.2404	12.0561	4.00	20.00
Kết hôn	165	11.2121	3.08377	.24007	10.7381	11.6861	4.00	20.00
Ly dị	32	10.7813	2.37913	.42058	9.9235	11.6390	4.00	16.00
Khác	14	12.8571	4.09234	1.09372	10.4943	15.2200	6.00	20.00
Total	410	11.4463	3.00664	.14849	11.1544	11.7382	4.00	20.00

Test of Homogeneity of Variances

YDSD_Total

Levene Statistic

df1

df2

Sig.

1.801

406

.146

ANOVA

YDSD_Total

Sum of Squares	df	Mean Square	F	Sig.
Between Groups	59.184	3	19.728	2.202	.087
Within Groups	3638.136	406	8.961
Total	3697.320	409

Descriptives

YDSD_Total

Mean

Std.

Deviation

Std. Error

95% Confidence Interval for Mean

Minimu m

Maximu m

Lower

Bound

Upper

Bound

Đà Nẵng

11.5750

3.05135

.34115

10.8960

12.2540

4.00

20.00

Hội An

94	11.0000	2.83223	.29212	10.4199	11.5801	4.00	17.00
Hà Nội	92	11.9457	3.11453	.32471	11.3007	12.5907	4.00	20.00
Hồ Chí Minh	47	10.9787	2.85512	.41646	10.1404	11.8170	4.00	16.00
Huế	38	11.2895	3.24585	.52655	10.2226	12.3564	4.00	19.00
Khác	59	11.6780	2.96788	.38638	10.9045	12.4514	4.00	20.00
Total	410	11.4463	3.00664	.14849	11.1544	11.7382	4.00	20.00

Test of Homogeneity of Variances

YDSD_Total

Levene Statistic

df1

df2

Sig.

.486

404

.787

ANOVA

YDSD_Total

Sum of Squares	df	Mean Square	F	Sig.
Between Groups	57.365	5	11.473	1.273	.274
Within Groups	3639.954	404	9.010
Total	3697.320	409

Descriptives

YDSD_Total

N	Mean	Std. Deviation	Std. Error	95% Confidence Interval for Mean		Minimu m	Maximu m
N	Mean	Std. Deviation	Std. Error	Lower Bound	Upper Bound	Minimu m	Maximu m
Tốt nghiệp cấp 2	49	10.8367	2.99546	.42792	9.9763	11.6971	5.00	16.00
Tốt nghiệp cấp 3	95	11.4105	2.63969	.27083	10.8728	11.9483	4.00	17.00
Cao Đẳng/ Đại học	204	11.4559	2.97990	.20863	11.0445	11.8673	4.00	20.00
Sau Đại học	62	11.9516	3.56406	.45264	11.0465	12.8567	4.00	20.00
Total	410	11.4463	3.00664	.14849	11.1544	11.7382	4.00	20.00

Test of Homogeneity of Variances

YDSD_Total

Levene Statistic

df1

df2

Sig.

1.345

406

.259

Sum of Squares	df	Mean Square	F	Sig.
Between Groups	34.178	3	11.393	1.263	.287
Within Groups	3663.141	406	9.023
Total	3697.320	409