Quản trị rủi ro tín dụng tại ngân hàng Thương mại cổ phần Việt Nam thịnh vượng - 27


HTTC5 Cách thức tổ chức về hoạt động cấp tín dụng hiện nay rất phù hợp



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Ít đồng ý

62

21.5

21.5

21.5


Đồng ý

95

32.9

32.9

54.3


Khá đồng ý

98

33.9

33.9

88.2


Hoàn toàn đồng ý

34

11.8

11.8

100.0


Total

289

100.0

100.0


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Quản trị rủi ro tín dụng tại ngân hàng Thương mại cổ phần Việt Nam thịnh vượng - 27


HTTC6 Tôi hài lòng về sự phối hợp giữa các khâu trong hoạt động tín dụng



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

.00

2

.7

.7

.7


2.00

115

39.8

39.8

40.5


3.00

83

28.7

28.7

69.2


4.00

59

20.4

20.4

89.6


5.00

30

10.4

10.4

100.0


Total

289

100.0

100.0



HTTC7 Các bộ phận trong hoạt động cấp tín dụng đều tham gia trong giải quyết các khoản nợ quá hạn/nợ xấu


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Ít đồng ý

48

16.6

16.6

16.6


Đồng ý

112

38.8

38.8

55.4


Khá đồng ý

112

38.8

38.8

94.1


Hoàn toàn đồng ý

17

5.9

5.9

100.0


Total

289

100.0

100.0



K_trano



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

.00

43

14.9

14.9

14.9

1.00

33

11.4

11.4

26.3

2.00

24

8.3

8.3

34.6

3.00

32

11.1

11.1

45.7



4.00

4

1.4

1.4

47.1

5.00

51

17.6

17.6

64.7

9.00

17

5.9

5.9

70.6

10.00

51

17.6

17.6

88.2

20.00

34

11.8

11.8

100.0

Total

289

100.0

100.0



Hoso Tỷ lệ % hồ sơ phát sinh rủi ro sau khi được cấp tín dụng



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

.00

16

5.5

5.5

5.5


1.00

16

5.5

5.5

11.1


2.00

17

5.9

5.9

17.0


3.00

14

4.8

4.8

21.8


4.00

15

5.2

5.2

27.0


5.00

31

10.7

10.7

37.7


10.00

98

33.9

33.9

71.6


20.00

48

16.6

16.6

88.2


30.00

17

5.9

5.9

94.1


80.00

17

5.9

5.9

100.0


Total

289

100.0

100.0



Trano Tỉ lệ % khách hàng do tôi quản lý chắc chắn có thể trả nợ đúng hạn cho ngân hàng



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

80.00

34

11.8

11.8

11.8


90.00

51

17.6

17.6

29.4


91.00

17

5.9

5.9

35.3


95.00

45

15.6

15.6

50.9


97.00

28

9.7

9.7

60.6


98.00

14

4.8

4.8

65.4


99.00

17

5.9

5.9

71.3


100.00

83

28.7

28.7

100.0


Total

289

100.0

100.0



Duno



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

.00

83

28.7

28.7

28.7


1.00

17

5.9

5.9

34.6


2.00

15

5.2

5.2

39.8


3.00

30

10.4

10.4

50.2


5.00

46

15.9

15.9

66.1


9.00

17

5.9

5.9

72.0


10.00

50

17.3

17.3

89.3


20.00

31

10.7

10.7

100.0


Total

289

100.0

100.0



Khach.hang Khach hang



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

.00

2

.7

.7

.7


Cá nhân

122

42.2

42.2

42.9


Doanh nghiệp

165

57.1

57.1

100.0


Total

289

100.0

100.0



QM QM



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

2.33

8

2.8

2.8

2.8

2.33

8

2.8

2.8

5.5

2.67

15

5.2

5.2

10.7

2.67

16

5.5

5.5

16.3

3.00

30

10.4

10.4

26.6

3.33

24

8.3

8.3

34.9

3.33

22

7.6

7.6

42.6

4.00

48

16.6

16.6

59.2

4.33

26

9.0

9.0

68.2

4.33

24

8.3

8.3

76.5

4.67

24

8.3

8.3

84.8



4.67

27

9.3

9.3

94.1

5.00

17

5.9

5.9

100.0

Total

289

100.0

100.0



CSNN CSNN



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

2.50

16

5.5

5.5

5.5


3.00

29

10.0

10.0

15.6


3.25

29

10.0

10.0

25.6


3.50

32

11.1

11.1

36.7


3.75

50

17.3

17.3

54.0


4.00

14

4.8

4.8

58.8


4.25

17

5.9

5.9

64.7


4.50

51

17.6

17.6

82.4


4.75

34

11.8

11.8

94.1


5.00

17

5.9

5.9

100.0


Total

289

100.0

100.0



KTXH KTXH



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

2.25

16

5.5

5.5

5.5


2.50

16

5.5

5.5

11.1


2.75

16

5.5

5.5

16.6


3.00

44

15.2

15.2

31.8


3.25

44

15.2

15.2

47.1


3.50

17

5.9

5.9

52.9


3.75

34

11.8

11.8

64.7


4.25

17

5.9

5.9

70.6


4.50

51

17.6

17.6

88.2


4.75

34

11.8

11.8

100.0


Total

289

100.0

100.0




NL NL



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

2.67

13

4.5

4.5

4.5


2.67

14

4.8

4.8

9.3


3.00

33

11.4

11.4

20.8


3.33

12

4.2

4.2

24.9


3.33

11

3.8

3.8

28.7


3.50

13

4.5

4.5

33.2


3.67

4

1.4

1.4

34.6


3.67

4

1.4

1.4

36.0


3.83

22

7.6

7.6

43.6


3.83

21

7.3

7.3

50.9


4.00

20

6.9

6.9

57.8


4.17

13

4.5

4.5

62.3


4.17

15

5.2

5.2

67.5


4.33

3

1.0

1.0

68.5


4.33

2

.7

.7

69.2


4.50

27

9.3

9.3

78.5


4.67

20

6.9

6.9

85.5


4.67

21

7.3

7.3

92.7


4.83

1

.3

.3

93.1


4.83

1

.3

.3

93.4


5.00

19

6.6

6.6

100.0


Total

289

100.0

100.0



HTTC HTTC



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

2.60

30

10.4

10.4

10.4

2.80

31

10.7

10.7

21.1

3.00

46

15.9

15.9

37.0

3.20

17

5.9

5.9

42.9

3.40

50

17.3

17.3

60.2

3.60

16

5.5

5.5

65.7



3.80

17

5.9

5.9

71.6

4.00

14

4.8

4.8

76.5

4.20

17

5.9

5.9

82.4

4.60

34

11.8

11.8

94.1

4.80

17

5.9

5.9

100.0

Total

289

100.0

100.0



KH KH



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

2.80

29

10.0

10.0

10.0


3.00

91

31.5

31.5

41.5


3.20

17

5.9

5.9

47.4


3.80

34

11.8

11.8

59.2


4.00

16

5.5

5.5

64.7


4.20

34

11.8

11.8

76.5


4.40

34

11.8

11.8

88.2


4.60

17

5.9

5.9

94.1


4.80

17

5.9

5.9

100.0


Total

289

100.0

100.0



QLHSTC QLHSTC



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

2.33

15

5.2

5.2

5.2

2.33

14

4.8

4.8

10.0

2.67

22

7.6

7.6

17.6

2.67

23

8.0

8.0

25.6

3.00

32

11.1

11.1

36.7

3.33

9

3.1

3.1

39.8

3.33

8

2.8

2.8

42.6

3.67

8

2.8

2.8

45.3

3.67

8

2.8

2.8

48.1

4.00

48

16.6

16.6

64.7

4.67

24

8.3

8.3

73.0



4.67

27

9.3

9.3

82.4

5.00

51

17.6

17.6

100.0

Total

289

100.0

100.0



QLHSYK QLHSYK



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

2.00

17

5.9

5.9

5.9


2.20

33

11.4

11.4

17.3


2.80

46

15.9

15.9

33.2


3.00

47

16.3

16.3

49.5


3.20

48

16.6

16.6

66.1


3.60

16

5.5

5.5

71.6


4.00

14

4.8

4.8

76.5


4.20

17

5.9

5.9

82.4


4.40

17

5.9

5.9

88.2


4.60

17

5.9

5.9

94.1


4.80

17

5.9

5.9

100.0


Total

289

100.0

100.0



CSCV CSCV



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

1.00

2

.7

.7

.7

2.80

29

10.0

10.0

10.7

3.00

30

10.4

10.4

21.1

3.20

64

22.1

22.1

43.3

3.40

10

3.5

3.5

46.7

3.60

2

.7

.7

47.4

3.80

43

14.9

14.9

62.3

4.00

19

6.6

6.6

68.9

4.20

24

8.3

8.3

77.2

4.40

25

8.7

8.7

85.8



4.60

30

10.4

10.4

96.2

4.80

11

3.8

3.8

100.0

Total

289

100.0

100.0



KN_trano



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

80.00

34

11.8

11.8

11.8


90.00

51

17.6

17.6

29.4


91.00

17

5.9

5.9

35.3


95.00

51

17.6

17.6

52.9


96.00

4

1.4

1.4

54.3


97.00

32

11.1

11.1

65.4


98.00

24

8.3

8.3

73.7


99.00

33

11.4

11.4

85.1


100.00

43

14.9

14.9

100.0


Total

289

100.0

100.0


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