Truyền dẫn lãi suất bán lẻ ở Việt Nam: các thay đổi cấu trúc và hành vi của ngân hàng thương mại - 22


VCA- Cục Quản lý Cạnh tranh - Bộ Công Thương (2010). Báo cáo đánh giá cạnh tranh trong 10 lĩnh vực của nền kinh tế. Online at: http://www.earlywarning.vn/portal/sites/default/files/vca/FINAL%20REPORT_VIET1.pdf [accessed on 1/7/2014]


Tiếng Anh


Aaronson, S. A., & Abouharb, M. R. (2013). Does the WTO help member states improve governance? World Trade Review, FirstView Article, October 2013, pp 1 - 36.

Acosta-Ormaechea, S., & Coble, D. (2011). Monetary Transmission in Dollarized and Non-Dollarized Economies:The Cases of Chile, New Zealand, Peru and Uruguay. IMF Working Paper, WP/11/87.

Aizenman, J., Chinn, M., & Ito, H. (2008). Assessing the Emerging Global Financial Architecture: Measuring the Trilemma’sConfigurations over time. NBER Working Paper Series, #14533.

Amparo , N., & Maudos, J. (2005). Explaining Market Power Differences In Banking: A Cross-Country Study. Instituto Valenciano de Investigaciones Económicas, S.A. (Ivie) in its series Working Papers. Serie EC with number 2005-10.

Ando, A., & Modigliani, F. (1963). The ‘life-cycle’ hypothesis of saving: aggregate implications and tests.

American Economic Review, 53, 55–84.

Angbazo, L. (1997). Commercial bank net interest margins, default risk, interest-rate risk and off-balance sheet banking. Journal of Banking and Finance, 21: 55-87.

Arellano, M., & Bond, R. (1991). Some test of specification for panel data: Monte Carlo evidence and application to employment equations. Review of Economics Studies, 58: 277-297.

Arellano, M., & Bover, O. (1995). Another Look at the Instrumental-Variable Estimation of Error- Components Models. Journal of Econometrics, 68: 29-52.

Aysun, U., & Hepp, R. (2016). The determinants of global bank lending: Evidence from bilateral cross- country data. Journal of Banking & Finance, 66, 35-52.

Aziakpono, M., & Wilson, M. (2010). Interest Rate Pass-Through and Monetary Policy Regimes in South Africa. The Centre for the Study of African Economies. Conference 2010 Economic Development in Africa (p. Paper ID 487). Oxford University, UK.

Basu, S. R. (2008). Does WTO accession affect domestic economic policies and institutions? HEI Working Paper No: 03/2008, Online at <http://repec.graduateinstitute.ch/pdfs/Working_papers/HEIDWP03- 2008.pdf>.

Beck, T. (2008). Bank Competition and Financial Stability:Friends or Foes? World Bank Policy Research Working Paper, 4656.

Beim, D., & Calomiris, C. (2001). Emerging Financial Markets. McGraw-Hill/Irwin.

Bernanke, B. S. (1986). Alternative explanations of the money-income correlation. Carnegie-Rochester Conference Series on Public Policy, Elsevier, 25: 49-99.

Bernanke, B. S. (1990). On the predictive power of interest rates and interest ratespreads. New England Economic Review, Nov/Dec: 51-68.

Bernanke, B. S., & Blinder, A. S. (1988). Credit, money, and aggregate demand. American Economic Review Papers and Proceedings, 78: 435-439.

Bernanke, B., & Gertler, M. (1995). Inside the black box: The credit channel of monetary transmission mechanism. Journal of Economic Perspectives, 9: 27-48.


Bhattacharya, R. (2014). Inflation dynamics and monetary policy transmission in Vietnam and emerging Asian. Journal of Asian Economics, 34: 16-26.

Bohl, M., & Siklos, P. (2002). The Bundesbank's inflation policy and asymmetric behavior of the German term structure. Wilfrid Laurier University. Working Paper, Available at SSRN: http://dx.doi.org/10.2139/ssrn.338600 [Accessed 18/7/2013].

Bondt, D. (2002). Retail bank interestrate pass-through:new evidence at the euroarea level. European Central Bank. Working Paper No.136.

Borio, C., & Fritz, W. (1995). The response of short-term bank lending rates to policy rates: A cross-country perspective. BIS Working Papers with number 27, Online at: <http://www.bis.org/publ/work27.htm>.

Borys, M. M., & Horváth, R. (2008). The Effects of Monetary Policy in the Czech Republic: An Empirical Study. Working paper series 4 of the Czech National Bank (CNB), Available at http://www.cnb.cz.

Bown, C. P., & Hoekman, B. M. (2007). Developing Countries and Enforcement of Trade Agreements: Why Dispute Settlement Is Not Enough. World Bank, Policy Research Working Paper 4450, December 2007.

Boyd, J. H., & Nicolo, G. D. (2003). Bank Risk-Taking and Competition Revisited. IMF Working Paper No.

03/114.

Bredin, D., Fitzpatrick, T., & O'Reilly, G. (2001). Retail interest rate pass-though: the Irish experience.

Central Bank of Ireland Technical Paper 6 November.

Brock, P., & Suarez, R. L. (2000). Understanding the behavior of bank spreads in Latin America. Journal of Development Economics, 63: 113-134.

Calvo, G., & Reinhart, C. (2002). Fear of Floating. Quarterly Journal of Economics, 107: 379–408 (Cambridge, MA: National Bureau of Economic Research).

Carbó, S., & Rodríguez, F. (2007). The determinants of bank margins in European banking. Journal of Banking & Finance, 31: 2043-2063.

Cas, S. M., Carrión-Menéndez, A., & Frantischek, F. (2011). The Policy Interest-Rate Pass-Through in Central America. IMF Working Paper, WP/11/240.

Charoenseang, J., & Manakit, P. (2007). Thai monetary policy transmission in an inflation targeting era.

Journal of Asian Economics, 18: 144–157.

Chong, B. S., Liu, M. H., & Shrestha, K. (2006). Monetary transmission via the administered interest rate channel. Journal of Banking and Finance, 30: 1467–1484.

Chortareas, G., Jesus , G.-G., & Claudia , G. (2012). Competition, efficiency and interest rate margins in Latin American banking. International Review of Financial Analysis, 24: 93-103.

Choudhri, E., & Hakura, D. (2001). Exchange Rate Pass-Through to Domestic Prices: Does the Inflationary Environment Matter. IMF Working paper WP/01/194.

Collins-Williams, T., & Wolfe, R. (2010). Transparency as a Trade Policy Tool: The WTO’s Cloudy Windows. World Trade Review , 9 (04): 551-581.

Demirgüç, K. A., & Huizinga, H. (1999). Determinants of commercial bank interest margins and profitability: Some international evidence. World Bank Economic Review, 13: 379-408.

Disyatat, P., & Vongsinsirikul, P. (2003). Monetary policy and the transmission mechanism in Thailand.

Journal of Asian Economics, 14: 389–418.

Drakos, K. (2002). The Dealership model for interest margins: The case of the Greek banking industry.

Journal of Emerging Market Finance, 1: 75-98.

Edwards, F., & Mishkin, F. S. (1995). The decline of traditional banking: implications for financial stability and regulatory policy. NBER Working Papers No. 4993.


Egert, B., Crespo-Cuaresma, J., & Reininger, T. (2007). Interest rate pass-through in Central and Eastern Europe: Reborn from ashes merely to pass away? Journal of Policy Modeling, 29: 209–225.

Eijffingery, S. C., & Geraats, P. M. (2003). How Transparent Are Central Banks? CEPR Discussion Papers 3188, C.E.P.R. Discussion Papers.

Enders, W., & Granger, C. (1988). Unit-root test and asymmetric with an example using the structure of interest rates. Journal of Business and Economic Statistics, 16: 304–311.

Engle, R. F., & Granger, C. W. (1987). Co-integration and error correction: Representation, estimation and testing. Econometrica, 55 (2): 251–276.

Flannery, M., & James, C. (1984). The effect of interest rate changes on common stock returns of financial institution. Journal of Finance, 34: 1247-1287.

Fourie, L. J., Falkena, H. B., & Kok, W. J. (1999). Student Guide to The South African FinancialSystem.

Second Edition, Cape Town: Oxford University Press.

Friedman, M., & Schwartz, A. J. (1963). A Monetary History of the United States, 1867-1960. Princeton University Press.

Frost, D. B. (1999). An asymmetric generator for error correction mechanisms, with application to bank mortgage-rate dynamics. Journal of Business and Economic Statistics, 17: 253–263.

Fu, X., Lin, Y., & Molyneux, P. (2014). Bank competition and financial stability in Asia Pacific. Journal of Banking & Finance, 38: 64–77.

Fungáčová, Z., & Poghosyan, T. (2011). Determinants of bank interest margins in Russia: Does bank ownership matter? Economic Systems, 35: 481-495.

Gelos, R. (2006). Banking spreads in Latin America. IMF Working Paper WP/06/44. Geraats, P. M. (2002). Central Bank Transparency. The Economic Journal, 112: 532-565.

Geraats, P. M., Eij¢nge, S. C., & Cruijsen, C. A. (2006). Does Central Bank Transparency Reduce Interest rate? De Nederlandsche Bank (DNB) Working Paper, No. 85/January 2006.

Gidlow, R. M. (1998). Instruments of Monetary Policy in South Africa. SA Financial Sector Forum, Online at <http://www.finforum.co.za/ecpolicy/impconts.htm> [Accessed on 8/8/2013].

Gilberto , T., & Mark , S. (2010). Pricing Behaviour and the Cost-Push Channel of Monetary Policy. Review of Political Economy, 22 no 1: 19- 40.

Gonzalo, J. (1994). Five alternative methods of estimating long-run equilibrium relationships. Journal of Econometrics, 60 (1-2): 203-233.

Granger, C. W. (1983). Co-integrated Variables and Error Correction Models. Discussion Paper, No 83-13a, Lajola University, California, San Diego.

Hannan, T., & Berger, A. (1991). The rigidity of prices: evidence from the bankingindustry. American Economic Review, 81: 938–945.

Havrylyshyn, O., & Beddies, C. (2003). Dollarization in the Former Soviet Union: from Hysteria to Hysteresis. Comparative Economics, 45: 329–357.

Hendry, D. (1995). Dynamic Econometrics. Oxford: Oxford University Press.

Hendry, D. F., & Ericsson, N. R. (1991). Modeling the demand for narrow money in the United Kingdom and the United States. European Economic Review, 35: 883-881.

Ho, T., & Saunders, A. (1981). The determinants of banks interest margins: Theory and empirical evidence.

Journal of Financial and Quantitative Analysis , XVI (4): 581-600.

IMF. (2011). IMF Country Report No. 11/58. Online at

<http://www.imf.org/external/pubs/ft/scr/2011/cr1158.pdf> [Accessed 13 December 2012].


Isakova, A. (2008). Monetary Policy Efficiency in the Economies of Central Asia. Czech Journal of Economics and Finance, 58: 525-553.

Karagiannis, S., Panagopoulos, Y., & Vlamis, P. (2010). Symmetric or Asymmetric Interest Rate Adjustments? Evidence from Greece, Bulgaria and Slovenia. LSE Research Online Documents on Economics 29168, London School of Economics and Political Science, LSE Library. Online at

<http://www.lse.ac.uk/europeanInstitute/research/hellenicObservatory/pdf/GreeSE/GreeSE39.pdf> [Accessed on 8/8/2013].

Kasman, A., Tunc, G., Vardar, G., & Okan, B. (2010). Consolidation and commercial bank net interest margins: Evidence from the old and new European Union members and candidate countries. Economic Modelling, 27: 648–655.

Kitamuray, T., Mutoz, I., & Takei, I. (2015). How Do Japanese Banks Set Loan Interest Rates?:Estimating Pass-Through Using Bank-Level Data. Bank of Japan Working Paper Series, No.15-E-6 July 2015.

Kleimeier, S., & Sander, H. (2006). Expected versus unexpected monetarypolicy impulses and interest rate passthrough in eurozone’sretail banking markets. Journal of Banking and Finance, 30: 1839–1870.

Koluk, T., & Mehrotra, A. (2009). The impact of Chinese monetary policy shocks on East and South-East Asia. Economics of Transition, 17: 121–145.

Koop, G. (2005). Analysis of economic data ( Second ed.). Chichester, England: John Wiley & Sons Ltd,. Kunt, A. D., & Huizinga, H. (2010). Bank activity and funding strategies: The impact on risk and returns.

Journal of Financial Economics, 98: 626–650.

Kwapil, C., & Scharler, J. (2010). Interest rate pass-through, monetary policy rules and macroeconomic stability. Journal of International Money and Finance, 29: 236–251.

Le Viet, H., & Pfau, W. (2008). VAR Analysis of the Monetary Transmission Mechanism in Vietnam.

Applied Econometrics and International Development, 9: 165-179.

Leiderman, L., Maino, R., & Parrado, E. (2006). Inflation Targeting in Dollarized Economies. IMF Working Paper 06/157.

Lerner, E. M. (1981). Discussion: the determinants of banks interest margins: theory and empirical evidence.

Journal of Financial and Quantitative Analysis, XVI, No. 4: 601-602.

Levy-Yeyati, E. (2006). Financial dollarization: evaluating the consequences. Economic Policy, 21(45), 61- 118.

Lim, G. (2001). Bank interest rates adjustment: are they asymmetric? Economic Record, 77: 135–147.

Lin, J.-R., Chung, H., Hsieh, M.-H., & Wu, S. (2008). The determinants of interest margins and their effect on bank diversification: Evidence from Asian banks. Journal of Banking & Finance, 32: 501–511.

Liu, M.-H., Margaritis, D., & Tourani-Rad, A. (2008). Monetary policy transparency and pass-through of retail interest rates. Journal of Banking & Finance, 32: 501–511.

López-Espinosa, G., Moreno, A., & Pérez de Gracia, F. (2011). Banks’ Net Interest Margin in the 2000s: A Macro-Accounting international perspective. Journal of International Money and Finance, 30: 1214– 1233.

Manna, M., Pill, H., & Quiros, G. (2001). The Eurosystem’s Operational Framework in the Context of the ECB’s Monetary Policy Strategy. International Finance, 4: 65–99.

Martínez, M., & Mody, A. (2004). How foreign participation and market concentration impact bank spreads: evidence from Latin America. Journal of Money, Credit and banking, 36: 511-537.

Masciandaro, D., Quintyn, M., & Taylor, M. (2008). Inside and outside the central bank: Independence and accountability in financial supervision: trends and determinants. . European Journal of Political Economy 24: 833–848.


Maudos, J., & Fernandez de Guevara, J. (2004). Factors explaining the interest margin in the banking sectors of the European Union. Journal of Banking & Finance, 28: 2259-2281.

Maudos, J., & Solísa, L. (2009). The determinants of net interest income in the Mexican banking system: An integrated model. Journal of Banking & Finance, 33: 1920–1931.

McCarthy, J. (2007). Pass-through of exchange rates and Import prices to domestic inflation in some industrialized economies. Eastern Economic Journal, Eastern Economic Association, 33: 511-537.

McKinnon, R. I. (1974). Money and capital in economic development: By R.I. McKinnon. (Washington, D.C.: The Brookings Institution, 1973. Pp. 177. index.). Journal World Development, 2: 87-88.

Meltzer, A. H. (1995). Monetary, credit and (other) transmission processes: a monetarist perspective. Journal of Economic Perspectives, 9: 49-72.

Mishkin, F. S. (1978). The Household Balance Sheet and the Great Depression. The Journal of Economic History, Cambridge University Press, 38: 918-937.

Mishkin, F. S. (1996). The Channels of Monetary Transmission: Lessons for Monetary Policy. NBER Working Paper Series 5464, Online at: <http://www.nber.org/papers/w5464>[Accessed 15 September 2012].

Mishkin, F. S. (2004). Economics of Money, Banking, and Financial Markets. 7th edition, Addison Wesley, ISBN-10: 0321062736.

Mishra, P., Montiel, P., & Spilimbergo, A. (2010). Monetary transmission in low income countries. . IMF Working Paper WP/10/223.

Modigliani, F. (1986). Life Cycle, Individual Thrift, and the Wealth of Nations. American Economic Review, American Economic Association, 76: 297-313.

Mojon, B. (2000). Financial structure and the interest channel of the ECB monetary policy. ECB Working Paper No. 40.

Mwase, N., & Kumah, F. Y. (2015). Revisiting the Concept of Dollarization: The Global Financial Crisis and Dollarization in Low-Income Countries. IMF Working Paper, WP/15/12.

Neumark, D., & Sharpe, S. (1992). Market structure and the nature of price rigidity. Quarterly Journal of Economics, 107: 657–680.

Nguyen, J. (2012). The relationship between net interest margin and noninterest income using a system estimation approach. Journal of Banking & Finance, 36: 2429–2437.

Nguyen, M., Skully, M., & Perera, S. (2012). Bank market power and revenue diversification Evidence from selected ASEAN countries. Journal of Asian Economics, 23: 688–700.

Nikoloz, G. (2011). Determinants of Interest Rate Pass-Through: Do Macroeconomic Conditions and Financial Market Structure Matter? IMF Working Paper, WP/11/176.

Obstfeld, M., & Rogoff, K. (1995). The mirage of fixed exchange rates. Journal of Economic Perspectives, 9: 73-96.

Papadamou, S. (2013). Market anticipation of monetary policy actions and interest rate transmission to US Treasury market rates. Econ. Model. 33: 545–551.

Papadamou, S., Sidiropoulos, M., & Spyromitros, E. (2015). Central bank transparency and the interest rate channel: Evidence from emerging economies. Economic Modelling, 48 (2015): 167–174.

Perera, A., & Wickramanayake, J. (2016). Determinants of commercial bank retail interest rate adjustments: Evidence from a panel data model. Journal of International Financial Markets, Institutions & Money, In Press, Corrected Proof — Note to users. Available online 26 May 2016. http://dx.doi.org/10.1016/j.intfin.2016.05.006.


Phillips, P., & Loretan, M. (1991). Estimating long-run equilibria. The Review of Economic Studies, 58: 407- 436.

Raunig, b., & Scharler, j. (2009). Money Market Uncertainty and Retail Interest Rate Fluctuations: A Cross- Country Comparison. German Economic Review, 10: 176-192.

Romer, C. D., & Romer, D. H. (1990). New evidence on the monetary transmission mechanism. Brookings Paper on Economic Activity, 1: 149-213.

Rousseas, S. (1985). A mark-up theory of bank loan rates. Journal of Post Keynesian Economics, 8: 135– 144.

Rudin, J. R. (1988). Central Bank Secrecy, ‘FedWatching’, and the Predictability of Interest Rates. Journal of Monetary Economics, 22 (2):317-334.

Sander, H., & Kleimeier, S. (2004). Convergence in euro-zone retail banking? What interest rate pass- through tells us about monetary policy transmission, competition and integration. Journal of International Money and Finance, 23: 461–492.

Saunders, A., & Schumacher, L. (2000). The determinants of bank interest rate margins: An international study. Journal of International Money and Finance, 19: 813-832.

Savin, N. E., & White, K. J. (1997). The Durbin-Watson Test for Serial Correlation with Extreme Sample Sizes or Many Regressors. Journal Econometrica, 45 (8): 1989-1996.

Scholnick, B. (1999). Interest Rate Asymmetries in Long-Term Loan and Deposit Markets. Journal of Financial Services Research, 16: 5-26.

Soedarmono, W., Machrouh, F., & Tarazi, A. (2011). Bank market power, economic growth and financial stability: Evidence from Asian banks. Journal of Asian Economics, 22: 460–470.

Stiglitz, J., & Weiss, A. (1981). Credit Rationing in Markets with Imperfect Information. American Economic Review, 71: 393 - 410.

Tabellini, G. (1987). Secrecy of Monetary Policy and the Variability of Interest Rates. Journal of Money, Credit and Banking, 19 (4): 425–436.

Taylor, J. B. (1995). The Monetary Transmission Mechanism: An Empirical Framework. Journal of Economic Perspectives, American Economic Association, 9: 11-26.

Tobin, J. (1969). Money and Income: Post Hoc Ergo Propter Hoc? Cowles Foundation Discussion Papers 283, Cowles Foundation for Research in Economics, Yale University.

Vinh, V. X., & Canh, N. P. (2014). Monetary Policy Transmission in Vietnam: Evidence From A VAR Approach. 27th Australasian Finance and Banking Conference 2014 Paper, Online at

<http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2482389> [Accessed 15 April 2015].

Wang, K.-M., & Lee, Y.-M. (2009). Market volatility and retail interest rate pass-through. Economic Modelling, 26: 1270–1282.

Wang, K.-M., & Thanh-Binh, N. T. (2010). Asymmetric pass-through and risk of interest rate: an empirical exploration of Taiwan and Hong Kong. Applied Economics, Taylor and Francis Journals, 42: 659-670. White, H. (1980). A Heteroskedasticity-Consistent Covariance Matrix Estimator and a Direct Test for

Heteroskedasticity. Econometrica, 48: 817-38.

Windmeijer, F. (2005). A finite sample correction for the variance of linear efficient twostep GMM estimators. Journal of Econometrics, 126: 25-51.

Zulkhibri, M. (2012). Policy rate pass-through and the adjustment of retail interest rates: Empirical evidence from Malaysian financial institutions. Journal of Asian Economics, 23: 409–422.


Phụ lục 3.1 Thống kê mô tả và hệ số tương quan các biến lãi suất

3.1 A. Thống kê mô tả



DR

PR

LD

TBILL

VNIBOR3

D07

D10

DFDC

Mean

8.01

7.42

11.51

7.06

8.51

0.43

2.67

0.54

Median

7.20

6.50

11.03

6.09

7.79

0.00

0.00

1.00

Maximum

17.16

15.00

20.25

15.60

19.46

1.00

1.00

1.00

Minimum

3.54

4.80

8.04

3.34

2.28

0.00

0.00

0.00

Std. Dev.

2.99

2.94

2.56

2.49

2.97

0.50

0.44

0.50

Skewness

1.10

1.32

1.47

1.07

1.15

0.27

1.05

-0.16

Kurtosis

3.82

3.72

4.88

3.48

4.82

1.07

2.10

1.03










Jarque-Bera

42.87

58.66

95.09

37.27

67.22

31.21

40.67

31.17

Probability

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00










Sum

1498.05

1387.85

2151.45

1319.83

1591.11

81.00

50

101.00

Sum Sq.

Dev.


1660.62


1612.28


1214.54


1152.97


1646.00


45.91


36.63


46.45











Observations


187.00


187.00


187.00


187.00


187.00


187.00


187.00


187.00

Có thể bạn quan tâm!

Xem toàn bộ 191 trang tài liệu này.

Truyền dẫn lãi suất bán lẻ ở Việt Nam: các thay đổi cấu trúc và hành vi của ngân hàng thương mại - 22


3.1 B Hệ số tương quan



DR

LD

PR

VNIBOR3

TBILL

D07

D10

DFDC

DR

1.00








LD

0.89

1.00







PR

0.82

0.85

1.00






VNIBOR3

0.83

0.84

0.76

1.00





TBILL

0.75

0.71

0.78

0.76

1.00




D07

0.61

0.47

0.61

0.33

0.55

1.00



D10

0.42

0.34

0.50

0.03

0.39

0.69

1.00


DFDC

-0.46

-0.31

-0.45

-0.12

-0.31

-0.84

-0.65

1.00


Phụ lục 3.2 Danh mục các ngân hàng trong mẫu nghiên cứu


STT

Tên ngân hàng

STT

Tên ngân hàng

1

ABB

An Binh Bank

23

NAB

Nam A Bank

2

ACB

Asia Commercial Bank

24

NASB

North Asia Bank

3

AGRB

Agribank

25

NVB

Nam Viet Bank


4


BID

Ngân hàng đầu tư và phát triển

Việt Nam


26


OCB


ORICOMBANK

5

BVB

Bao Viet Bank

27

PGB

PG Bank


6


CMFC

Công Ty Cổ phần Tài Chính Xi

Măng


28


PNB


Southern Bank


7


CTG


VietinBank


29


PVF

PetroVietnam Finance

Corp.

8

DAB

DaiA Bank

30

SCB

Saigon Commercial Bank

9

DCB

OceanBank

31

SEAB

SeaBank

10

EAB

DongA Bank

32

SGB

SAIGONBANK

11

EIB

Eximbank

33

SHB

SH Bank

12

FCB

Ficombank

34

STB

Sacombank

13

GB

GP Bank

35

TB

Trust Bank

14

GDB

Gia Dinh Bank

36

TCB

Techcombank

15

HBB

Habubank

37

TPB

Tien Phong Bank

16

HDB

HDBank

38

VAB

Viet A Bank

17

KLB

Kien Long Bank

39

VCB

Vietcombank

18

LVB

LienVietBank

40

VIB

VIBBank

19

MBB

MBBank

41

VPB

VPbank

20

MDB

Mekong Development Bank

42

VTNB

Vietnam Tin Nghia Bank

21

MHBB

MHB Bank

43

VTTB

VietBank

22

MSB

MaritimeBank

44

WEB

Western Bank

Xem toàn bộ nội dung bài viết ᛨ

..... Xem trang tiếp theo?
⇦ Trang trước - Trang tiếp theo ⇨

Ngày đăng: 01/12/2022