Phụ lục 5: kiểm định đa cộng tuyến của các biến độc lập
qtv_1 ckptkt_1 ckptkt_2 ckptkt_3 mtlp_1 mtlp_2 mtlp_3 mtct_1 mtct_2 mtct_3 | ||||||||||
qtv_1 | 1.0000 | |||||||||
ckptkt_1 | 0.0560 | 1.0000 | ||||||||
ckptkt_2 | -0.0113 | 0.5181 | 1.0000 | |||||||
ckptkt_3 | -0.0256 | 0.6060 | 0.4828 | 1.0000 | ||||||
mtlp_1 | 0.4944 | 0.0355 | -0.0101 | -0.0099 | 1.0000 | |||||
mtlp_2 | 0.4925 | -0.0015 | -0.0899 | 0.0147 | 0.6629 | 1.0000 | ||||
mtlp_3 | 0.2508 | 0.0019 | 0.0085 | 0.1534 | 0.5619 | 0.5270 | 1.0000 | |||
mtct_1 | 0.4593 | 0.0992 | 0.0446 | 0.0508 | 0.3783 | 0.2602 | 0.2520 | 1.0000 | ||
mtct_2 | 0.3862 | -0.0082 | -0.0281 | -0.0026 | 0.3227 | 0.1840 | 0.2285 | 0.6737 | 1.0000 | |
mtct_3 | 0.4178 | 0.0133 | -0.0684 | -0.0845 | 0.4662 | 0.3414 | 0.2917 | 0.6457 | 0.7028 | 1.0000 |
vhxhtl_1 | 0.4647 | 0.0212 | 0.0142 | 0.0891 | 0.2929 | 0.3429 | 0.1987 | 0.3428 | 0.3966 | 0.3333 |
vhxhtl_2 | 0.2598 | 0.0554 | 0.0128 | 0.1262 | 0.2058 | 0.2477 | 0.2059 | 0.3479 | 0.4211 | 0.3599 |
vhxhtl_3 | 0.0984 | -0.0201 | 0.1046 | 0.1212 | 0.0120 | 0.0653 | -0.0169 | -0.0654 | -0.0319 | 0.0363 |
yttk_1 | 0.4858 | 0.0925 | 0.0152 | -0.0417 | 0.4186 | 0.3247 | 0.3230 | 0.3424 | 0.3031 | 0.4053 |
yttk_2 | 0.3674 | 0.1146 | 0.0426 | 0.0006 | 0.4099 | 0.3202 | 0.2160 | 0.3413 | 0.3022 | 0.2559 |
yttk_3 | -0.0038 | 0.6930 | 0.2722 | 0.3250 | 0.0298 | -0.0146 | 0.0216 | 0.0521 | -0.0129 | 0.0016 |
clkd_1 | 0.2946 | 0.0514 | 0.0474 | 0.0578 | 0.2552 | 0.1847 | 0.1472 | 0.1930 | 0.1693 | 0.3012 |
clkd_2 | 0.1904 | -0.0523 | 0.0521 | 0.0043 | 0.2774 | 0.1839 | 0.1051 | 0.2043 | 0.2684 | 0.2178 |
clkd_3 | 0.2449 | -0.0497 | 0.0653 | -0.0928 | 0.2409 | 0.2343 | 0.0250 | 0.0627 | 0.1602 | 0.1650 |
hdvcldvml_1 | 0.4257 | 0.0539 | 0.0311 | 0.1091 | 0.5869 | 0.3905 | 0.4418 | 0.3360 | 0.3207 | 0.3455 |
hdvcldvml_2 | 0.3617 | -0.0257 | -0.0577 | 0.1030 | 0.3839 | 0.4079 | 0.3305 | 0.2888 | 0.3159 | 0.4141 |
hdvcldvml_3 | 0.3849 | 0.0972 | 0.0986 | 0.1590 | 0.4932 | 0.4640 | 0.3801 | 0.3741 | 0.4046 | 0.3744 |
csls_1 | 0.4136 | 0.0418 | 0.0518 | 0.1122 | 0.4918 | 0.3162 | 0.4012 | 0.2989 | 0.2837 | 0.3287 |
csls_2 | 0.2935 | -0.0055 | -0.1120 | 0.0863 | 0.2793 | 0.2811 | 0.2019 | 0.2400 | 0.2104 | 0.3624 |
csls_3 | 0.3329 | 0.1291 | 0.0812 | 0.1586 | 0.3228 | 0.2741 | 0.2174 | 0.2977 | 0.3338 | 0.3189 |
dmcn_1 | 0.2855 | 0.0186 | -0.1012 | 0.0008 | 0.3568 | 0.3842 | 0.3241 | 0.1497 | 0.0867 | 0.2001 |
dmcn_2 | 0.2524 | 0.1121 | -0.1297 | -0.0024 | 0.3143 | 0.2214 | 0.2420 | 0.2355 | 0.1804 | 0.2284 |
dmcn_3 | 0.1422 | 0.0176 | -0.1136 | -0.0057 | 0.2246 | 0.2153 | 0.2741 | 0.1851 | 0.1305 | 0.2200 |
mar_1 | 0.5371 | 0.1370 | 0.1268 | 0.0960 | 0.4781 | 0.3107 | 0.2808 | 0.4130 | 0.4208 | 0.4312 |
mar_2 | 0.5023 | 0.0695 | 0.0217 | 0.0505 | 0.5066 | 0.3748 | 0.2883 | 0.4906 | 0.4680 | 0.5360 |
mar_3 | 0.5032 | 0.1236 | 0.1123 | 0.0561 | 0.4816 | 0.2942 | 0.2867 | 0.4316 | 0.4315 | 0.4757 |
tnth_1 | 0.5214 | 0.1688 | 0.1532 | 0.1214 | 0.4413 | 0.2730 | 0.2397 | 0.3910 | 0.3828 | 0.3924 |
tnth_2 | 0.4767 | 0.0911 | 0.0573 | 0.0729 | 0.4608 | 0.3333 | 0.2413 | 0.4606 | 0.4143 | 0.4831 |
tnth_3 | 0.4868 | 0.1223 | 0.1040 | 0.0472 | 0.4454 | 0.2538 | 0.2453 | 0.4139 | 0.4090 | 0.4521 |
time | -0.0500 | 0.0359 | 0.1160 | 0.1013 | 0.0850 | 0.0168 | 0.1473 | 0.0189 | 0.0208 | -0.0446 |
sex | 0.0418 | 0.1008 | 0.1208 | 0.0736 | 0.0338 | 0.0121 | 0.0673 | 0.0165 | -0.0622 | -0.0871 |
age | 0.0264 | 0.0594 | 0.0886 | 0.0457 | 0.0952 | 0.0603 | 0.1504 | 0.0090 | 0.0107 | -0.0527 |
edu | 0.0291 | -0.1185 | -0.0492 | -0.0191 | -0.0067 | -0.0885 | -0.0040 | -0.0101 | -0.0201 | -0.0520 |
org | 0.0182 | 0.1384 | 0.0645 | 0.0919 | 0.1629 | 0.1197 | 0.1277 | 0.0413 | -0.0090 | 0.0837 |
income | 0.0416 | -0.0345 | 0.0115 | -0.0121 | 0.0871 | -0.0616 | 0.0371 | 0.0462 | -0.0549 | 0.0333 |
Có thể bạn quan tâm!
- Quản trị hoạt động tín dụng của các ngân hàng thương mại tại Lào - 25
- Bảng Câu Hỏi Phỏng Vấn Chuyên Gia
- Quản trị hoạt động tín dụng của các ngân hàng thương mại tại Lào - 27
Xem toàn bộ 224 trang tài liệu này.
vhxhtl_1 vhxhtl_2 vhxhtl_3 yttk_1 yttk_2 yttk_3 clkd_1 clkd_2 clkd_3 hdvcld~1 | ||||||||||
vhxhtl_1 | 1.0000 | |||||||||
vhxhtl_2 | 0.6752 | 1.0000 | ||||||||
vhxhtl_3 | 0.3325 | 0.3208 | 1.0000 | |||||||
yttk_1 | 0.2356 | 0.0863 | -0.1508 | 1.0000 | ||||||
yttk_2 | 0.1649 | 0.0846 | -0.1363 | 0.4898 | 1.0000 | |||||
yttk_3 | -0.0234 | -0.0276 | -0.0335 | 0.0281 | 0.0760 | 1.0000 | ||||
clkd_1 | 0.1974 | 0.1218 | 0.0742 | 0.2793 | 0.0941 | 0.0768 | 1.0000 | |||
clkd_2 | 0.1962 | 0.1614 | 0.0964 | 0.2547 | 0.2626 | 0.0476 | 0.6319 | 1.0000 | ||
clkd_3 | 0.2110 | 0.0976 | 0.0585 | 0.3261 | 0.3847 | -0.0491 | 0.2573 | 0.4108 | 1.0000 | |
hdvcldvml_1 | 0.1920 | 0.1360 | -0.0341 | 0.4335 | 0.4537 | 0.0138 | 0.1772 | 0.2528 | 0.2122 | 1.0000 |
hdvcldvml_2 | 0.2864 | 0.1851 | 0.0753 | 0.3174 | 0.2881 | 0.0177 | 0.3190 | 0.3728 | 0.3630 | 0.5335 |
hdvcldvml_3 | 0.2002 | 0.2910 | 0.0732 | 0.3770 | 0.3512 | 0.0338 | 0.1431 | 0.2086 | 0.2042 | 0.6333 |
csls_1 | 0.1947 | 0.0952 | -0.0510 | 0.4453 | 0.4117 | -0.0034 | 0.1990 | 0.2333 | 0.1969 | 0.9350 |
csls_2 | 0.1303 | 0.0767 | 0.0415 | 0.2329 | 0.1964 | 0.0275 | 0.2890 | 0.2583 | 0.2216 | 0.4576 |
csls_3 | 0.1152 | 0.2315 | 0.0512 | 0.2993 | 0.2855 | 0.0598 | 0.1347 | 0.1806 | 0.1133 | 0.5732 |
dmcn_1 | 0.1884 | 0.1088 | 0.1246 | 0.1797 | 0.2397 | 0.0431 | 0.0403 | -0.0155 | 0.0260 | 0.3385 |
dmcn_2 | 0.2212 | 0.3243 | 0.1143 | 0.1797 | 0.2220 | 0.0004 | 0.0694 | 0.0464 | -0.0163 | 0.2368 |
dmcn_3 | 0.1445 | 0.1911 | 0.1468 | 0.1149 | 0.0974 | -0.1717 | -0.0171 | -0.0669 | -0.0448 | 0.2077 |
mar_1 | 0.2768 | 0.1395 | -0.1233 | 0.3889 | 0.2951 | 0.0558 | 0.2457 | 0.2359 | 0.2390 | 0.3546 |
mar_2 | 0.3444 | 0.2591 | -0.0741 | 0.4714 | 0.2858 | 0.0358 | 0.2632 | 0.2377 | 0.1843 | 0.3164 |
mar_3 | 0.3365 | 0.2154 | -0.0383 | 0.5089 | 0.3539 | 0.0449 | 0.2655 | 0.2960 | 0.3273 | 0.3910 |
tnth_1 | 0.2554 | 0.1011 | -0.1343 | 0.3625 | 0.2826 | 0.0615 | 0.2503 | 0.2230 | 0.2142 | 0.3477 |
tnth_2 | 0.3197 | 0.2124 | -0.0849 | 0.4448 | 0.2607 | 0.0312 | 0.2635 | 0.2181 | 0.1696 | 0.3039 |
tnth_3 | 0.3151 | 0.1912 | -0.0469 | 0.4879 | 0.3438 | 0.0416 | 0.2571 | 0.2887 | 0.3188 | 0.3826 |
time | -0.0300 | 0.0426 | 0.0502 | -0.0594 | -0.0478 | -0.0176 | -0.0836 | -0.0829 | -0.0702 | 0.0268 |
sex | 0.1142 | 0.0502 | 0.0523 | 0.0580 | -0.0064 | 0.0820 | -0.1116 | -0.1481 | -0.0722 | 0.1301 |
age | 0.0350 | 0.1479 | 0.0590 | 0.0298 | -0.0207 | 0.0484 | -0.0230 | -0.0240 | -0.0520 | -0.0119 |
edu | 0.0188 | -0.0725 | -0.0163 | 0.0245 | -0.0270 | -0.0184 | -0.0287 | 0.0049 | 0.0060 | 0.0594 |
org | -0.0239 | -0.0266 | -0.0610 | 0.0631 | 0.0978 | 0.0311 | 0.1526 | 0.1815 | 0.1563 | 0.1959 |
income | 0.0243 | -0.0056 | 0.0516 | -0.0029 | 0.0677 | -0.0328 | 0.0427 | 0.0858 | 0.0026 | 0.0769 |
hdvcld~2 | hdvcld~3 | csls_1 | csls_2 | csls_3 | dmcn_1 | dmcn_2 | dmcn_3 | mar_1 | mar_2 | |
hdvcldvml_2 | 1.0000 | |||||||||
hdvcldvml_3 | 0.4370 | 1.0000 | ||||||||
csls_1 | 0.5211 | 0.5479 | 1.0000 | |||||||
csls_2 | 0.8488 | 0.2915 | 0.5114 | 1.0000 | ||||||
csls_3 | 0.3391 | 0.8585 | 0.5794 | 0.3954 | 1.0000 | |||||
dmcn_1 | 0.2190 | 0.2262 | 0.2362 | 0.1146 | 0.0647 | 1.0000 | ||||
dmcn_2 | 0.1457 | 0.1760 | 0.1615 | 0.1099 | 0.1400 | 0.2188 | 1.0000 | |||
dmcn_3 | 0.0243 | 0.1412 | 0.1419 | -0.0230 | 0.0369 | 0.5131 | 0.5783 | 1.0000 | ||
mar_1 | 0.4006 | 0.2682 | 0.3148 | 0.2826 | 0.1591 | 0.0903 | 0.1722 | 0.0569 | 1.0000 | |
mar_2 | 0.3409 | 0.2406 | 0.2944 | 0.2375 | 0.1178 | 0.3154 | 0.2274 | 0.1676 | 0.7074 | 1.0000 |
mar_3 | 0.3857 | 0.2932 | 0.3909 | 0.3131 | 0.2101 | 0.1227 | 0.1728 | 0.1013 | 0.7307 | 0.6744 |
tnth_1 | 0.3715 | 0.2244 | 0.3065 | 0.3015 | 0.1819 | 0.0664 | 0.1742 | 0.0360 | 0.9713 | 0.6696 |
tnth_2 | 0.3019 | 0.1908 | 0.2813 | 0.2513 | 0.1395 | 0.2858 | 0.2259 | 0.1385 | 0.6549 | 0.9564 |
tnth_3 | 0.3581 | 0.2484 | 0.3818 | 0.3333 | 0.2313 | 0.0963 | 0.1786 | 0.0835 | 0.7107 | 0.6481 |
time | 0.0220 | 0.1043 | -0.0429 | -0.0661 | 0.0039 | 0.0349 | 0.0505 | 0.0835 | 0.0776 | 0.0384 |
sex | 0.0967 | 0.0408 | 0.0890 | 0.0182 | -0.0249 | 0.1424 | 0.1090 | 0.0391 | -0.0240 | -0.0202 |
age | -0.0724 | -0.0152 | -0.0328 | -0.0976 | -0.0321 | 0.0856 | 0.2149 | 0.0748 | -0.0458 | 0.0111 |
edu | 0.0119 | 0.0069 | 0.1044 | 0.0939 | 0.1126 | -0.0669 | -0.1744 | -0.1861 | 0.0549 | 0.0029 |
org | 0.1652 | 0.1153 | 0.1646 | 0.1259 | 0.0662 | 0.0143 | 0.0659 | 0.0201 | 0.0843 | 0.0167 |
income | 0.0864 | -0.0318 | 0.1153 | 0.1418 | 0.0385 | -0.0482 | 0.0323 | -0.0540 | -0.0428 | -0.0269 |
mar_3 | tnth_1 | tnth_2 | tnth_3 | time | sex | age | edu | org | income | |
mar_3 | 1.0000 | |||||||||
tnth_1 | 0.7079 | 1.0000 | ||||||||
tnth_2 | 0.6361 | 0.6848 | 1.0000 | |||||||
tnth_3 | 0.9845 | 0.7192 | 0.6499 | 1.0000 | ||||||
time | -0.0525 | 0.0744 | 0.0453 | -0.0644 | 1.0000 | |||||
sex | 0.0734 | -0.0176 | -0.0055 | 0.0676 | 0.0375 | 1.0000 | ||||
age | -0.0519 | -0.0565 | 0.0063 | -0.0573 | 0.0040 | 0.0881 | 1.0000 | |||
edu | 0.0597 | 0.0767 | 0.0237 | 0.0816 | 0.0192 | -0.1468 | -0.0150 | 1.0000 | ||
org | 0.0497 | 0.0683 | 0.0037 | 0.0448 | 0.0820 | 0.0095 | -0.0173 | -0.1651 | 1.0000 | |
income | -0.0300 | -0.0482 | -0.0362 | -0.0265 | 0.0154 | -0.0643 | 0.0043 | 0.1760 | 0.0256 | 1.0000 |
Phụ lục 6: Kiểm định tư tương quan và phương sai thay đổi trong phương pháp GMM
Modified Wald test for groupwise heteroskedasticity in fixed effect regression model
H0: sigma(i)^2 = sigma^2 for all i
chi2 (27) = 2.7e+33
Prob>chi2 = 0.0000
Wooldridge test for autocorrelation in panel data H0: no first-order autocorrelation
F( 1, 2) = 7.034
Prob > F = 0.1176