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Thu lãi

Thu ngoài lãi

Lao

động

Tư bản

Tiền gửi

Giá của lao động

Giá của Tư bản

Giá của tiền gửi

Y1

Y2

L

K

DEPO

W1

W2

W3

Định nghĩa biến

Thu nhập hoạt động

Chi cho nhân viên

Tài sản cố định ròng

tiền gửi khách

hàng

L/tổng số lao động

chi ngoài lãi/K

chi trả lãi/DEPO

2008

Trung bình

379211.7

36965.25

28881.3

54644.1

4302786

24540.6

1502.55

0.121

Giá trị lớn nhất

3234621

312411.8

436086

666268.1

36053476

100843.1

5599.65

2.066

Giá trị nhỏ nhất

233.1

14.7

70.4

75.6

874.7

5914.05

0.168

0.020

Độ lệch chuẩn

892184

77771.4

83277.6

133068.6

9923152

23336.25

1224.3

0.356

Số quan sát

40

40

40

40

40

40

40

40

2009

Trung bình

401756.3

44560.95

32223.45

64647.45

5326683

25702.95

1362.9

0.071

Giá trị lớn nhất

3936910

384872.3

433819.1

790001.1

43688554

102028.5

5451.6

0.444

Giá trị nhỏ nhất

931.35

46.2

274.05

254.1

4489.8

8005.2

0.2016

0.021

Độ lệch chuẩn

938784

95089.05

85461.6

154723.8

12293213

23233.35

1237.95

0.072

Số quan sát

40

40

40

40

40

40

40

40

2010

Trung bình

511342.7

59575.95

40731.6

77299.95

6187097

24976.35

1288.35

0.082

Giá trị lớn nhất

5198671

461574.8

556712.1

973207.2

53179611

99526.35

3931.2

0.238

Giá trị nhỏ nhất

3014.55

38.9

410.55

276.15

5660.55

8730.75

0.2121

0.0252

Độ lệch chuẩn

1185809

128485.4

108052.4

187409.3

14264019

18840.15

0.9492

0.046

Số quan sát

40

40

40

40

40

40

40

40

2011

Trung bình

595776.3

66635.1

47373.9

101989.7

6936564

25813.2

1243.2

0.079

Giá trị lớn nhất

6592982

579845.7

653981

1171066

62114003

92734.95

3919.65

0.258

Giá trị nhỏ nhất

5256.3

88.2

507.15

571.2

42343.35

8156.4

0.063

0.027

Độ lệch chuẩn

1394570

144159.8

123590.3

234718.1

15615364

17658.9

0.9639

0.045

Số quan sát

40

40

40

40

40

40

40

40

2012

Trung bình

760014.2

85219.05

66788.4

119423.9

7925587

27804.1

1083.6

0.096

Giá trị lớn nhất

7976603

635196.5

841460.6

1244784

63072854

85566.6

6555.15

0.294

Giá trị nhỏ nhất

9901.5

107.1

866.25

1102.5

24414.6

8601.2

0.0693

0.029

Độ lệch chuẩn

1680039

177781.8

164814.3

252268.8

17007226

16154.25

1151.85

0.058

Số quan sát

40

40

40

40

40

40

40

40

Tên giao dịch

Mức độ đổi mới hoạt động kinh doanh

Nguồn nhân lực

Quản trị ngân hàng

X16

X17

X18

NHNNo&PTNT Việt Nam

AgriB

1.01704

0.23558

1.03804

NH Đầu tư và Phát triển ViệtNam

BIDV

0.96188

0.24792

1.03804

NH Ngoại thương Việt Nam

Vietcombank

0.90471

0.40045

0.93293

NH Công thương Việt Nam

VietinB

1.02607

0.44078

0.99099

NH Phát triển nhà Đồng bằng SCL

MHB

1.00501

0.23095

0.92893

NHTMCP Kỹ thương

Techcombank

1.05917

0.29467

0.99600

NHTMCP Quân đội

MB

0.91373

0.35351

0.89289

NHTMCP Hàng Hải

MSB

0.98294

0.20010

1.08408

NHTMCP Xăng dầu Petrolimex

PG Bank

0.00000

0.38042

0.00000

NHTMCP Nhà Hà nội

HabuBank

0.00000

0.00000

0.00000

NHTMCP Phát triển nhà TPHCM

HDB

0.99799

0.15248

1.08709

NHTMCP Đông Nam Á

SeaBank

0.00000

0.21839

0.00000

NHTMCP Đông Á

Dong A Bank

0.93981

0.13000

0.96196

NHTMCP Việt Nam thịnh vượng

VP Bank

0.93881

0.28854

1.06206

NHTMCP Đại dương

OceanBank

0.91230

0.42824

1.00100

NHTMCP Nam Á

Nam A Bank

0.89760

0.21557

0.99670

NHTMCP Dầu khí toàn cầu

GP Bank

0.89969

0.30461

1.08709

NHTMCP Đại Á

Dai A Bank

0.94382

0.27495

0.69570

NHTMCP Sài gòn-Hà nội

SHB

0.00000

0.30687

0.00000

NHTMCP Bưu điện Liên Việt

LPB

0.00000

0.34362

0.00000

NHTMCP An Bình

An Bình

0.90872

0.14177

1.35836

NHTMCP xuất nhập khẩu

EIB

0.82045

0.38431

1.20420

NHTMCP Phương Đông

OCB

1.02206

0.24528

1.06006

NHTMCP Quốc tế

VIB

0.96589

0.38920

0.87988

NHTMCP Sài gòn Công thương

SGB

0.98495

0.12748

1.04504

NHTMCP Nam Việt

Navibank

0.97391

0.26061

1.08408

NHTMCP Sài gòn

SCB

0.99799

0.19185

1.20320

Kien long

0.78900

0.26912

0.95400

NHTMCP Bảo Việt

BVB

0.94650

0.14816

0.87960

NHTMCP Đệ nhất

FCB

0.00000

0.00000

0.00000

NHTMCP Bản Việt (NH Gia định)

GDB

0.87560

0.20640

0.98720

NHTMCP phát triển Mê Kông

MDB

0.87763

0.15247

1.04905

NHTMCP Bắc Á

NASB

0.92276

0.28308

1.00100

NHTMCP Phương Nam

Sounthern Bank

0.99297

0.13391

0.98599

NHTMCP Đại Tín

Trust Bank

0.95686

0.16771

0.95395

NHTMCP Tiên Phong

Tienphong Bank

0.96720

0.15163

0.89600

NHTMCP Việt Á

VAB

0.79320

0.46493

0.86880

NHTMCP Việt Nam Tín Nghĩa

VTNB

0.00000

0.00000

0.00000

NHTMCP Việt Nam Thương Tín

VTTB

0.81200

0.17693

0.91100

NHTMCP Phương Tây

WEB

0.70812

0.12112

1.00100

NHTMCP Á Châu

ACB

1.03710

0.36337

0.91391

NHTMCP Sài gòn Thương tín

STB

0.97492

0.41145

1.04705