Rotated Component Matrixa
KMO and Bartlett's Test
a.Rotation converged in 6 iterations.
Total Variance Explained
Initial Eigenvalues | Extraction Sums of Squared Loadings | Rotation Sums of Squared Loadings | |||||||
Total | % of Variance | Cumulative % | Total | % of Variance | Cumulative % | Total | % of Variance | Cumulative % | |
1 | 6.029 | 24.115 | 24.115 | 6.029 | 24.115 | 24.115 | 3.321 | 13.283 | 13.283 |
2 | 3.031 | 12.124 | 36.239 | 3.031 | 12.124 | 36.239 | 3.197 | 12.788 | 26.071 |
3 | 2.606 | 10.425 | 46.664 | 2.606 | 10.425 | 46.664 | 3.169 | 12.678 | 38.749 |
4 | 2.405 | 9.620 | 56.284 | 2.405 | 9.620 | 56.284 | 2.711 | 10.845 | 49.594 |
5 | 1.907 | 7.627 | 63.911 | 1.907 | 7.627 | 63.911 | 2.506 | 10.022 | 59.616 |
6 | 1.125 | 4.500 | 68.411 | 1.125 | 4.500 | 68.411 | 2.199 | 8.795 | 68.411 |
7 | .897 | 3.588 | 71.999 | ||||||
8 | .723 | 2.892 | 74.891 | ||||||
9 | .710 | 2.839 | 77.730 | ||||||
10 | .671 | 2.683 | 80.413 | ||||||
11 | .608 | 2.434 | 82.846 | ||||||
12 | .584 | 2.336 | 85.182 | ||||||
13 | .524 | 2.098 | 87.280 | ||||||
14 | .499 | 1.997 | 89.277 | ||||||
15 | .435 | 1.739 | 91.015 | ||||||
16 | .365 | 1.460 | 92.475 | ||||||
17 | .347 | 1.389 | 93.864 | ||||||
18 | .329 | 1.316 | 95.180 | ||||||
19 | .279 | 1.117 | 96.297 | ||||||
20 | .232 | .929 | 97.226 | ||||||
21 | .210 | .839 | 98.065 | ||||||
22 | .163 | .650 | 98.715 | ||||||
23 | .135 | .538 | 99.254 | ||||||
24 | .105 | .419 | 99.672 | ||||||
25 | .082 | .328 | 100.000 |
Có thể bạn quan tâm!
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Đối Với Ngân Hàng Thương Mại Cổ Phần Ngoại Thương Việt Nam -
Hình Thức Gửi Tiền Mà Người Gửi Tiền Ưa Chuộng. -
Kết Quả Cronbach’S Alpha Của Các Thành Phần Thang Đo Theo Mô Hình Ban Đầu -
Các nhân tố ảnh hưởng đến huy động vốn tiền gửi đối với khách hàng cá nhân tại ngân hàng thương mại cổ phần ngoại thương Việt Nam – Chi nhánh Nha Trang - 15
Xem toàn bộ 129 trang tài liệu này.
Total Variance Explained
Initial Eigenvalues | Extraction Sums of Squared Loadings | Rotation Sums of Squared Loadings | |||||||
Total | % of Variance | Cumulative % | Total | % of Variance | Cumulative % | Total | % of Variance | Cumulative % | |
1 | 6.029 | 24.115 | 24.115 | 6.029 | 24.115 | 24.115 | 3.321 | 13.283 | 13.283 |
2 | 3.031 | 12.124 | 36.239 | 3.031 | 12.124 | 36.239 | 3.197 | 12.788 | 26.071 |
3 | 2.606 | 10.425 | 46.664 | 2.606 | 10.425 | 46.664 | 3.169 | 12.678 | 38.749 |
4 | 2.405 | 9.620 | 56.284 | 2.405 | 9.620 | 56.284 | 2.711 | 10.845 | 49.594 |
5 | 1.907 | 7.627 | 63.911 | 1.907 | 7.627 | 63.911 | 2.506 | 10.022 | 59.616 |
6 | 1.125 | 4.500 | 68.411 | 1.125 | 4.500 | 68.411 | 2.199 | 8.795 | 68.411 |
7 | .897 | 3.588 | 71.999 | ||||||
8 | .723 | 2.892 | 74.891 | ||||||
9 | .710 | 2.839 | 77.730 | ||||||
10 | .671 | 2.683 | 80.413 | ||||||
11 | .608 | 2.434 | 82.846 | ||||||
12 | .584 | 2.336 | 85.182 | ||||||
13 | .524 | 2.098 | 87.280 | ||||||
14 | .499 | 1.997 | 89.277 | ||||||
15 | .435 | 1.739 | 91.015 | ||||||
16 | .365 | 1.460 | 92.475 | ||||||
17 | .347 | 1.389 | 93.864 | ||||||
18 | .329 | 1.316 | 95.180 | ||||||
19 | .279 | 1.117 | 96.297 | ||||||
20 | .232 | .929 | 97.226 | ||||||
21 | .210 | .839 | 98.065 | ||||||
22 | .163 | .650 | 98.715 | ||||||
23 | .135 | .538 | 99.254 | ||||||
24 | .105 | .419 | 99.672 |
Extraction Method: Principal Component Analysis.
Phụ lục 5: Kết quả nhân tố khám phá EFA thang đo khả năng HĐVTG đối với KHCN tại Vietcombank Nha Trang
Component | |
1 | |
HDV_26 | .803 |
HDV_27 | .653 |
HDV_28 | .779 |
HDV_29 | .785 |
HDV_30 | .746 |
Extraction Method: Principal Component Analysis. | |
a. 1 components extracted. | |
Statistics
Do tuoi cua nguoi gui tien | Nghe nghiep cua nguoi gui tien | Trinh do hoc van cua nguoi gui tien | Gioi tinh | Muc dich cua nguoi gui tien | Hinh thuc nguoi gui tien ua chuong | Nguoi gui tien co tim hieu ve ngan hang khong | ||
N | Valid | 238 | 238 | 238 | 238 | 238 | 238 | 238 |
Missing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Mean | 2.6092 | 3.1681 | 2.8445 | 1.537 8 | 2.7857 | 1.4622 | 1.0000 | |
Std. Deviation | .86337 | 1.33956 | .81455 | .4996 2 | .68766 | .65975 | .00000 | |
Variance | .745 | 1.794 | .663 | .250 | .473 | .435 | .000 | |
Minimum | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
Maximum | 4.00 | 6.00 | 4.00 | 2.00 | 4.00 | 4.00 | 1.00 | |
Phụ lục 6: Kết quả hồi qui và kiểm định đa cộng tuyến
Model | Unstandardized Coefficients | Standardized Coefficients | t | Sig. | Collinearity Statistics | |||
B | Std. Error | Beta | Tolerance | VIF | ||||
1 | (Constant) | .389 | .088 | 4.404 | .000 | |||
SP | .126 | .016 | .224 | 7.805 | .000 | .599 | 1.671 | |
DV | .161 | .012 | .337 | 14.010 | .000 | .853 | 1.173 | |
CSVC | .195 | .011 | .385 | 17.024 | .000 | .960 | 1.042 | |
NS | .122 | .015 | .237 | 7.873 | .000 | .544 | 1.837 | |
UT | .219 | .014 | .348 | 15.413 | .000 | .967 | 1.034 | |
NTK | .089 | .013 | .158 | 6.989 | .000 | .962 | 1.040 | |
a. Dependent Variable: HDV | ||||||||
Phụ lục 7: Kiểm định Durbin –Watson Model Summaryb
R | R Square | Adjusted R Square | Std. Error of the Estimate | Change Statistics | Durbin- Watson | |||||
R Square Change | F Change | df1 | df2 | Sig. F Change | ||||||
1 | .941a | .886 | .883 | .10417 | .886 | 300.327 | 6 | 231 | .000 | 1.832 |
a. Predictors: (Constant), NTK, CSVC, UT, DV, SP, NS
b. Dependent Variable: HDV
Phụ lục 8: Kết quả ma trận hệ số tương quan giữa các biến
SP | DV | CSVC | NS | UT | NTK | HDV | ||
Correlation | SP | 1.000 | .190 | .164 | .625 | .137 | .102 | .562 |
DV | .190 | 1.000 | .119 | .361 | .074 | .147 | .559 | |
CSVC | .164 | .119 | 1.000 | .127 | .087 | .072 | .534 | |
NS | .625 | .361 | .127 | 1.000 | .143 | .145 | .619 | |
UT | .137 | .074 | .087 | .143 | 1.000 | .093 | .485 | |
NTK | .102 | .147 | .072 | .145 | .093 | 1.000 | .325 | |
HDV | .562 | .559 | .534 | .619 | .485 | .325 | 1.000 | |
Sig. (1-tailed) | SP | .002 | .006 | .000 | .018 | .059 | .000 | |
DV | .002 | .034 | .000 | .128 | .012 | .000 | ||
CSVC | .006 | .034 | .025 | .090 | .133 | .000 | ||
NS | .000 | .000 | .025 | .014 | .013 | .000 | ||
UT | .018 | .128 | .090 | .014 | .077 | .000 | ||
NTK | .059 | .012 | .133 | .013 | .077 | .000 | ||
HDV | .000 | .000 | .000 | .000 | .000 | .000 |
Phụ lục 9: Kiểm định sự khác biệt về khả năng huy động vốn của ngân hàng theo các đặc điểm cá nhân.
1. Theo độ tuổi của người gửi tiền
Descriptives
N | Mean | Std. Deviation | Std. Error | 95% Confidence Interval for Mean | Minimum | Maximum | ||
Lower Bound | Upper Bound | |||||||
Nu | 110 | 3.9309 | .29358 | .02799 | 3.8754 | 3.9864 | 3.00 | 4.60 |
Nam | 128 | 3.9219 | .31571 | .02791 | 3.8667 | 3.9771 | 3.00 | 4.60 |
Total | 238 | 3.9261 | .30508 | .01978 | 3.8871 | 3.9650 | 3.00 | 4.60 |
Test of Homogeneity of Variances
HDV
df1 | df2 | Sig. | |
1.260 | 3 | 234 | .289 |
ANOVA
Sum of Squares | df | Mean Square | F | Sig. | |
Between Groups | .929 | 3 | .310 | 3.430 | .018 |
Within Groups | 21.129 | 234 | .090 | ||
Total | 22.058 | 237 |
Multiple Comparisons
HDV LSD
(J) Do tuoi cua nguoi gui tien | Mean Difference (I-J) | Std. Error | Sig. | 95% Confidence Interval | ||
Lower Bound | Upper Bound | |||||
18 den 35 tuoi | 36 den 45 tuoi | -.17909* | .06733 | .008 | -.3117 | -.0464 |
46 den 60 tuoi | -.19332* | .06367 | .003 | -.3187 | -.0679 | |
Tren 60 tuoi | -.21161* | .07776 | .007 | -.3648 | -.0584 | |
36 den 45 tuoi | 18 den 35 tuoi | .17909* | .06733 | .008 | .0464 | .3117 |
46 den 60 tuoi | -.01423 | .04623 | .759 | -.1053 | .0768 | |
Tren 60 tuoi | -.03252 | .06427 | .613 | -.1591 | .0941 | |
46 den 60 tuoi | 18 den 35 tuoi | .19332* | .06367 | .003 | .0679 | .3187 |
36 den 45 tuoi | .01423 | .04623 | .759 | -.0768 | .1053 | |
Tren 60 tuoi | -.01829 | .06042 | .762 | -.1373 | .1007 | |
Tren 60 tuoi | 18 den 35 tuoi | .21161* | .07776 | .007 | .0584 | .3648 |
36 den 45 tuoi | .03252 | .06427 | .613 | -.0941 | .1591 | |
46 den 60 tuoi | .01829 | .06042 | .762 | -.1007 | .1373 |
ANOVA
HDV | |||||
Sum of Squares | df | Mean Square | F | Sig. | |
Between Groups | .929 | 3 | .310 | 3.430 | .018 |
Within Groups | 21.129 | 234 | .090 |
*. The mean difference is significant at the 0.05 level.
2. Theo độ tuổi của người gửi tiền
Descriptives
N | Mean | Std. Deviation | Std. Error | 95% Confidence Interval for Mean | Minimum | Maximum | ||
Lower Bound | Upper Bound | |||||||
18 den 35 tuoi | 28 | 3.7571 | .31906 | .06030 | 3.6334 | 3.8809 | 3.00 | 4.40 |
36 den 45 tuoi | 69 | 3.9362 | .31153 | .03750 | 3.8614 | 4.0111 | 3.00 | 4.60 |
46 den 60 tuoi | 109 | 3.9505 | .26964 | .02583 | 3.8993 | 4.0017 | 3.00 | 4.60 |
Tren 60 tuoi | 32 | 3.9688 | .35600 | .06293 | 3.8404 | 4.0971 | 3.00 | 4.60 |
Total | 238 | 3.9261 | .30508 | .01978 | 3.8871 | 3.9650 | 3.00 | 4.60 |
Test of Homogeneity of Variances
df1 | df2 | Sig. | |
1.260 | 3 | 234 | .289 |
ANOVA
Sum of Squares | df | Mean Square | F | Sig. | |
Between Groups | .929 | 3 | .310 | 3.430 | .018 |
Within Groups | 21.129 | 234 | .090 | ||
Total | 22.058 | 237 |
Multiple Comparisons
Dependent Variable:HDV
(I) Do tuoi cua nguoi gui tien | (J) Do tuoi cua nguoi gui tien | Mean Difference (I-J) | Std. Error | Sig. | 95% Confidence Interval | ||
Lower Bound | Upper Bound | ||||||
LSD | 18 den 35 tuoi | 36 den 45 tuoi | -.17909* | .06733 | .008 | -.3117 | -.0464 |
46 den 60 tuoi | -.19332* | .06367 | .003 | -.3187 | -.0679 | ||
Tren 60 tuoi | -.21161* | .07776 | .007 | -.3648 | -.0584 | ||
36 den 45 tuoi | 18 den 35 tuoi | .17909* | .06733 | .008 | .0464 | .3117 | |
46 den 60 tuoi | -.01423 | .04623 | .759 | -.1053 | .0768 | ||
Tren 60 tuoi | -.03252 | .06427 | .613 | -.1591 | .0941 |
46 den 60 tuoi | 18 den 35 tuoi | .19332* | .06367 | .003 | .0679 | .3187 | |
36 den 45 tuoi | .01423 | .04623 | .759 | -.0768 | .1053 | ||
Tren 60 tuoi | -.01829 | .06042 | .762 | -.1373 | .1007 | ||
Tren 60 tuoi | 18 den 35 tuoi | .21161* | .07776 | .007 | .0584 | .3648 | |
36 den 45 tuoi | .03252 | .06427 | .613 | -.0941 | .1591 | ||
46 den 60 tuoi | .01829 | .06042 | .762 | -.1007 | .1373 | ||
Dunnett t (2- sided)a | 18 den 35 tuoi | Tren 60 tuoi | -.21161* | .07776 | .018 | -.3929 | -.0303 |
36 den 45 tuoi | Tren 60 tuoi | -.03252 | .06427 | .904 | -.1823 | .1173 | |
46 den 60 tuoi | Tren 60 tuoi | -.01829 | .06042 | .976 | -.1591 | .1226 |
*. The mean difference is significant at the 0.05 level.
a. Dunnett t-tests treat one group as a control, and compare all other groups against it.
3. Theo nghề nghiệp của người gửi tiền
Descriptives
N | Mean | Std. Deviation | Std. Error | 95% Confidence Interval for Mean | Minimum | Maximum | ||
Lower Bound | Upper Bound | |||||||
Sinh vien | 10 | 3.8400 | .38644 | .12220 | 3.5636 | 4.1164 | 3.00 | 4.40 |
Nhan vien | 92 | 3.9652 | .28533 | .02975 | 3.9061 | 4.0243 | 3.00 | 4.60 |
Nha quan ly | 39 | 3.8872 | .34273 | .05488 | 3.7761 | 3.9983 | 3.00 | 4.60 |
Kinh doanh tu do | 61 | 4.0033 | .22654 | .02901 | 3.9453 | 4.0613 | 3.40 | 4.60 |
Huu tri | 17 | 3.9882 | .26899 | .06524 | 3.8499 | 4.1265 | 3.40 | 4.40 |
Chua di lam hoac noi tro | 19 | 3.5579 | .27145 | .06227 | 3.4271 | 3.6887 | 3.00 | 3.80 |
Total | 238 | 3.9261 | .30508 | .01978 | 3.8871 | 3.9650 | 3.00 | 4.60 |
Test of Homogeneity of Variances
HDV
df1 | df2 | Sig. | |
1.600 | 5 | 232 | .161 |
ANOVA
Sum of Squares | Df | Mean Square | F | Sig. | |
Between Groups | 3.279 | 5 | .656 | 8.101 | .000 |
Within Groups | 18.780 | 232 | .081 |