Estimate | S.E. | C.R. | P | Label | ||
No_Luc | <--> | Bao_Mat | .177 | .028 | 6.319 | *** |
No_Luc | <--> | Tien_Loi | .222 | .032 | 6.974 | *** |
No_Luc | <--> | Y_Dinh | .283 | .027 | 10.523 | *** |
No_Luc | <--> | Dieu_Kien | .192 | .028 | 6.791 | *** |
Xa_Hoi | <--> | Bao_Mat | .233 | .033 | 7.103 | *** |
Xa_Hoi | <--> | Tien_Loi | .273 | .037 | 7.446 | *** |
Xa_Hoi | <--> | Y_Dinh | .338 | .030 | 11.186 | *** |
Xa_Hoi | <--> | Dieu_Kien | .254 | .033 | 7.660 | *** |
Bao_Mat | <--> | Tien_Loi | .281 | .033 | 8.391 | *** |
Bao_Mat | <--> | Y_Dinh | .291 | .027 | 10.713 | *** |
Bao_Mat | <--> | Dieu_Kien | .215 | .029 | 7.374 | *** |
Tien_Loi | <--> | Y_Dinh | .357 | .031 | 11.682 | *** |
Tien_Loi | <--> | Dieu_Kien | .287 | .034 | 8.546 | *** |
Y_Dinh | <--> | Dieu_Kien | .277 | .027 | 10.391 | *** |
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Các nhân tố ảnh hưởng tới việc sử dụng Internet Banking của khách hàng ở các ngân hàng thương mại Việt Nam - 26 -
Các nhân tố ảnh hưởng tới việc sử dụng Internet Banking của khách hàng ở các ngân hàng thương mại Việt Nam - 27 -
Các nhân tố ảnh hưởng tới việc sử dụng Internet Banking của khách hàng ở các ngân hàng thương mại Việt Nam - 28 -
Mô Hình Sem Cấu Trúc Ý Định Sử Dụng -
Kiểm Định Ảnh Hưởng Của Điều Tiết Trong Mô Hình Cấu Trúc Sem Ý Định Sử Dụng -
Mô Hình Sem Cấu Trúc Mức Độ Sử Dụng
Xem toàn bộ 290 trang tài liệu này.
Correlations: (Group number 1 - Default model)
Estimate | |||
Hieu_Qua | <--> | No_Luc | .530 |
Hieu_Qua | <--> | Xa_Hoi | .536 |
Hieu_Qua | <--> | Bao_Mat | .341 |
Hieu_Qua | <--> | Tien_Loi | .452 |
Hieu_Qua | <--> | Y_Dinh | .653 |
Hieu_Qua | <--> | Dieu_Kien | .289 |
No_Luc | <--> | Xa_Hoi | .492 |
No_Luc | <--> | Bao_Mat | .331 |
No_Luc | <--> | Tien_Loi | .363 |
No_Luc | <--> | Y_Dinh | .678 |
No_Luc | <--> | Dieu_Kien | .361 |
Xa_Hoi | <--> | Bao_Mat | .368 |
Xa_Hoi | <--> | Tien_Loi | .377 |
Xa_Hoi | <--> | Y_Dinh | .683 |
Xa_Hoi | <--> | Dieu_Kien | .403 |
Bao_Mat | <--> | Tien_Loi | .459 |
Bao_Mat | <--> | Y_Dinh | .694 |
Bao_Mat | <--> | Dieu_Kien | .402 |
Tien_Loi | <--> | Y_Dinh | .745 |
Tien_Loi | <--> | Dieu_Kien | .470 |
Y_Dinh | <--> | Dieu_Kien | .664 |
Estimate | S.E. | C.R. | P | Label | |
Hieu_Qua | .606 | .053 | 11.429 | *** | |
No_Luc | .533 | .052 | 10.258 | *** | |
Xa_Hoi | .749 | .058 | 12.891 | *** | |
Bao_Mat | .536 | .051 | 10.544 | *** | |
Tien_Loi | .700 | .056 | 12.521 | *** | |
Y_Dinh | .328 | .030 | 11.047 | *** | |
Dieu_Kien | .532 | .052 | 10.273 | *** | |
e1 | .294 | .023 | 13.025 | *** | |
e2 | .371 | .027 | 13.768 | *** | |
e3 | .249 | .021 | 12.128 | *** | |
e4 | .387 | .027 | 14.389 | *** | |
e5 | .397 | .028 | 14.161 | *** | |
e6 | .379 | .027 | 14.047 | *** | |
e7 | .327 | .024 | 13.794 | *** | |
e8 | .337 | .025 | 13.598 | *** | |
e9 | .294 | .022 | 13.309 | *** | |
e10 | .272 | .021 | 12.852 | *** | |
e11 | .218 | .018 | 11.861 | *** | |
e12 | .389 | .027 | 14.149 | *** | |
e13 | .318 | .023 | 14.031 | *** | |
e14 | .298 | .022 | 13.421 | *** | |
e15 | .316 | .023 | 13.737 | *** | |
e16 | .338 | .025 | 13.263 | *** | |
e17 | .356 | .026 | 13.732 | *** | |
e18 | .265 | .023 | 11.719 | *** | |
e19 | .279 | .023 | 12.047 | *** | |
e20 | .224 | .020 | 11.189 | *** | |
e21 | .358 | .026 | 14.027 | *** | |
e22 | .265 | .021 | 12.730 | *** | |
e23 | .300 | .023 | 12.956 | *** | |
e24 | .187 | .013 | 14.194 | *** | |
e25 | .190 | .014 | 13.995 | *** | |
e26 | .197 | .014 | 14.083 | *** | |
e27 | .374 | .027 | 13.905 | *** | |
e28 | .293 | .022 | 13.431 | *** | |
e29 | .190 | .017 | 11.167 | *** | |
e30 | .245 | .021 | 11.890 | *** |
Estimate | ||
DK1 | .708 | |
DK2 | .737 | |
DK3 | .624 | |
DK4 | .587 | |
YD3 | .645 | |
YD2 | .651 | |
YD1 | .636 | |
TL1 | .679 | |
TL2 | .691 | |
TL3 | .602 | |
TL4 | .758 | |
BM1 | .682 | |
BM2 | .697 | |
BM3 | .578 | |
BM4 | .613 | |
XH1 | .677 | |
XH2 | .698 | |
XH3 | .653 | |
XH4 | .643 | |
XH5 | .775 | |
NL1 | .671 | |
NL2 | .643 | |
NL3 | .622 | |
NL4 | .606 | |
NL5 | .584 | |
HQ1 | .587 | |
HQ2 | .564 | |
HQ3 | .720 | |
HQ4 | .622 | |
HQ5 | .674 |
NHÓM KHÁCH HÀNG ĐANG SỬ DỤNG
Estimates (Group number 1 - Default model) Scalar Estimates (Group number 1 - Default model) Maximum Likelihood Estimates
Regression Weights: (Group number 1 - Default model)
Estimate | S.E. | C.R. | P | Label | ||
HQ5 | <--- | Hieu_Qua | 1.000 | |||
HQ4 | <--- | Hieu_Qua | .952 | .064 | 14.858 | *** |
HQ3 | <--- | Hieu_Qua | 1.024 | .059 | 17.212 | *** |
HQ2 | <--- | Hieu_Qua | .945 | .063 | 15.043 | *** |
HQ1 | <--- | Hieu_Qua | .873 | .063 | 13.876 | *** |
NL5 | <--- | No_Luc | 1.000 | |||
NL4 | <--- | No_Luc | .988 | .053 | 18.805 | *** |
NL3 | <--- | No_Luc | 1.039 | .051 | 20.497 | *** |
NL2 | <--- | No_Luc | 1.044 | .052 | 20.201 | *** |
NL1 | <--- | No_Luc | .956 | .053 | 18.156 | *** |
XH5 | <--- | Xa_Hoi | 1.000 | |||
XH4 | <--- | Xa_Hoi | .927 | .054 | 17.235 | *** |
XH3 | <--- | Xa_Hoi | 1.024 | .053 | 19.503 | *** |
XH2 | <--- | Xa_Hoi | 1.025 | .048 | 21.317 | *** |
XH1 | <--- | Xa_Hoi | .959 | .050 | 19.046 | *** |
BM4 | <--- | Bao_Mat | 1.000 | |||
BM3 | <--- | Bao_Mat | 1.031 | .056 | 18.350 | *** |
BM2 | <--- | Bao_Mat | 1.079 | .057 | 18.796 | *** |
BM1 | <--- | Bao_Mat | 1.028 | .054 | 18.979 | *** |
TL4 | <--- | Tien_Loi | 1.000 | |||
TL3 | <--- | Tien_Loi | 1.011 | .054 | 18.856 | *** |
TL2 | <--- | Tien_Loi | 1.041 | .056 | 18.461 | *** |
TL1 | <--- | Tien_Loi | 1.037 | .055 | 18.890 | *** |
DK4 | <--- | Dieu_Kien | 1.000 | |||
DK3 | <--- | Dieu_Kien | 1.019 | .065 | 15.777 | *** |
DK2 | <--- | Dieu_Kien | 1.005 | .064 | 15.763 | *** |
DK1 | <--- | Dieu_Kien | 1.014 | .068 | 14.908 | *** |
MD1 | <--- | Muc_Do | 1.000 | |||
MD2 | <--- | Muc_Do | .960 | .052 | 18.313 | *** |
MD3 | <--- | Muc_Do | 1.039 | .054 | 19.218 | *** |
MD4 | <--- | Muc_Do | .964 | .050 | 19.375 | *** |
Standardized Regression Weights: (Group number 1 - Default model)
Estimate | |||
HQ5 | <--- | Hieu_Qua | .797 |
HQ4 | <--- | Hieu_Qua | .750 |
HQ3 | <--- | Hieu_Qua | .844 |
HQ2 | <--- | Hieu_Qua | .758 |
HQ1 | <--- | Hieu_Qua | .710 |
NL5 | <--- | No_Luc | .830 |
NL4 | <--- | No_Luc | .835 |
NL3 | <--- | No_Luc | .881 |
NL2 | <--- | No_Luc | .873 |
NL1 | <--- | No_Luc | .816 |
XH5 | <--- | Xa_Hoi | .857 |
XH4 | <--- | Xa_Hoi | .772 |
XH3 | <--- | Xa_Hoi | .834 |
XH2 | <--- | Xa_Hoi | .879 |
XH1 | <--- | Xa_Hoi | .822 |
BM4 | <--- | Bao_Mat | .808 |
BM3 | <--- | Bao_Mat | .852 |
BM2 | <--- | Bao_Mat | .867 |
BM1 | <--- | Bao_Mat | .873 |
TL4 | <--- | Tien_Loi | .842 |
TL3 | <--- | Tien_Loi | .838 |
TL2 | <--- | Tien_Loi | .826 |
TL1 | <--- | Tien_Loi | .839 |
DK4 | <--- | Dieu_Kien | .763 |
DK3 | <--- | Dieu_Kien | .828 |
DK2 | <--- | Dieu_Kien | .827 |
DK1 | <--- | Dieu_Kien | .787 |
MD1 | <--- | Muc_Do | .853 |
MD2 | <--- | Muc_Do | .802 |
MD3 | <--- | Muc_Do | .826 |
MD4 | <--- | Muc_Do | .830 |
Covariances: (Group number 1 - Default model)
Estimate | S.E. | C.R. | P | Label | ||
Hieu_Qua | <--> | No_Luc | .336 | .037 | 8.984 | *** |
Hieu_Qua | <--> | Xa_Hoi | .281 | .037 | 7.627 | *** |
Hieu_Qua | <--> | Bao_Mat | .269 | .035 | 7.678 | *** |
Hieu_Qua | <--> | Tien_Loi | .278 | .035 | 8.029 | *** |
Estimate | S.E. | C.R. | P | Label | ||
Hieu_Qua | <--> | Dieu_Kien | .268 | .035 | 7.645 | *** |
Hieu_Qua | <--> | Muc_Do | .330 | .035 | 9.307 | *** |
No_Luc | <--> | Xa_Hoi | .251 | .035 | 7.185 | *** |
No_Luc | <--> | Bao_Mat | .263 | .034 | 7.727 | *** |
No_Luc | <--> | Tien_Loi | .280 | .034 | 8.254 | *** |
No_Luc | <--> | Dieu_Kien | .280 | .035 | 8.018 | *** |
No_Luc | <--> | Muc_Do | .329 | .035 | 9.510 | *** |
Xa_Hoi | <--> | Bao_Mat | .273 | .037 | 7.444 | *** |
Xa_Hoi | <--> | Tien_Loi | .197 | .033 | 5.906 | *** |
Xa_Hoi | <--> | Dieu_Kien | .240 | .035 | 6.803 | *** |
Xa_Hoi | <--> | Muc_Do | .297 | .035 | 8.490 | *** |
Bao_Mat | <--> | Tien_Loi | .339 | .037 | 9.045 | *** |
Bao_Mat | <--> | Dieu_Kien | .333 | .038 | 8.652 | *** |
Bao_Mat | <--> | Muc_Do | .345 | .036 | 9.520 | *** |
Tien_Loi | <--> | Dieu_Kien | .321 | .037 | 8.699 | *** |
Tien_Loi | <--> | Muc_Do | .345 | .035 | 9.792 | *** |
Dieu_Kien | <--> | Muc_Do | .341 | .036 | 9.352 | *** |
Correlations: (Group number 1 - Default model)
Estimate | |||
Hieu_Qua | <--> | No_Luc | .722 |
Hieu_Qua | <--> | Xa_Hoi | .547 |
Hieu_Qua | <--> | Bao_Mat | .568 |
Hieu_Qua | <--> | Tien_Loi | .600 |
Hieu_Qua | <--> | Dieu_Kien | .589 |
Hieu_Qua | <--> | Muc_Do | .762 |
No_Luc | <--> | Xa_Hoi | .486 |
No_Luc | <--> | Bao_Mat | .552 |
No_Luc | <--> | Tien_Loi | .602 |
No_Luc | <--> | Dieu_Kien | .612 |
No_Luc | <--> | Muc_Do | .755 |
Xa_Hoi | <--> | Bao_Mat | .519 |
Xa_Hoi | <--> | Tien_Loi | .383 |
Xa_Hoi | <--> | Dieu_Kien | .476 |
Xa_Hoi | <--> | Muc_Do | .617 |
Bao_Mat | <--> | Tien_Loi | .716 |
Bao_Mat | <--> | Dieu_Kien | .715 |
Bao_Mat | <--> | Muc_Do | .777 |
Tien_Loi | <--> | Dieu_Kien | .707 |
Estimate | |
Tien_Loi <--> Muc_Do Dieu_Kien <--> Muc_Do | .796 .802 |
Variances: (Group number 1 - Default model)
Estimate | S.E. | C.R. | P | Label | |
Hieu_Qua | .462 | .054 | 8.619 | *** | |
No_Luc | .468 | .050 | 9.316 | *** | |
Xa_Hoi | .571 | .059 | 9.751 | *** | |
Bao_Mat | .485 | .055 | 8.896 | *** | |
Tien_Loi | .462 | .049 | 9.432 | *** | |
Dieu_Kien | .446 | .055 | 8.072 | *** | |
Muc_Do | .406 | .042 | 9.702 | *** | |
e1 | .265 | .025 | 10.636 | *** | |
e2 | .326 | .029 | 11.299 | *** | |
e3 | .196 | .020 | 9.596 | *** | |
e4 | .307 | .027 | 11.212 | *** | |
e5 | .348 | .030 | 11.689 | *** | |
e6 | .211 | .019 | 11.091 | *** | |
e7 | .198 | .018 | 11.016 | *** | |
e8 | .145 | .015 | 9.919 | *** | |
e9 | .158 | .016 | 10.162 | *** | |
e10 | .215 | .019 | 11.301 | *** | |
e11 | .206 | .020 | 10.161 | *** | |
e12 | .332 | .029 | 11.560 | *** | |
e13 | .263 | .025 | 10.693 | *** | |
e14 | .177 | .019 | 9.502 | *** | |
e15 | .252 | .023 | 10.907 | *** | |
e16 | .257 | .023 | 11.081 | *** | |
e17 | .195 | .019 | 10.233 | *** | |
e18 | .187 | .019 | 9.821 | *** | |
e19 | .160 | .017 | 9.626 | *** | |
e20 | .190 | .019 | 10.167 | *** | |
e21 | .201 | .020 | 10.271 | *** | |
e22 | .233 | .022 | 10.520 | *** | |
e23 | .210 | .020 | 10.248 | *** | |
e27 | .320 | .029 | 11.074 | *** | |
e28 | .213 | .021 | 9.896 | *** | |
e29 | .208 | .021 | 9.912 | *** | |
e30 | .282 | .026 | 10.728 | *** |