Solutions to promote the efficiency of lending activities for individual customers at Military Commercial Joint Stock Bank

MINISTRY OF EDUCATION AND TRAINING THANG LONG UNIVERSITY —o0o— GRADUATION THESIS TOPIC: SOLUTIONS TO PROMOTE THE EFFICIENCY OF Lending ACTIVITIES FOR PERSONAL CUSTOMERS AT MILITARY JOINT STOCK COMMERCIAL BANK Instructor : Th.s Le Thi Ha Thu Performed by students: Tran Thi Tuyet Nhung Student ...

Banks lending to businesses will promote production and business, and there will be many goods. Banks lending to consumers will satisfy the demand for goods. Thus, the bank’s lending activities have contributed to regulating the supply and demand of goods and services for the economy. Promotes ...

Banks lending to businesses will promote production and business, and there will be many goods. Banks lend to consumers to satisfy the demand for goods. Thus, the lending activities of banks have contributed to regulating the supply and demand of goods and services for the economy. Promoting ...

Loan contract review: The loan contract review is essentially analyzing the loan in the loan condition it has been granted in order to assess the credit quality, detect risks, and take timely action. time. Contract liquidation: If the term of the loan contract expires and the customer has fulfilled ...

Loan turnover ratio for science and technology: This indicator measures the speed of loan turnover for science and technology. Fast or slow loan recovery time. This ratio increases, showing good loan management and high lending efficiency. Besides, it is necessary to consider an important factor ...

2.1.3. Products and services With the motto of always bringing convenient products and services to meet customers' needs, MBBank has constantly improved the quality of existing products and services as well as researched and developed new products and services. 2.1.3.1. Fundraising activities ...

MBBank provides loans to organizations and individuals in many forms such as short-term, medium-term and long-term loans; loans in many currencies, etc. Besides, MBBank has implemented many credit financing activities for customers who are corporations, small and medium-sized enterprises , for ...

In the context that banking operations are still facing many difficulties and competition is getting fiercer, but MBBank has followed the orientation of "Reasonable growth, effective restructuring" and achieved encouraging results.  In terms of income, MBBank's total operating income has ...

Unsecured lending Loan limit: Maximum loan amount is up to 500 million VND. Maximum loan term: 48 months. Flexible repayment method: Installment payment, fixed annuity interest, addon principal payment, principal payment, interest according to the decreasing balance. Loans to advance securities ...

In the past three years, MBBank has not only enhanced lending activities, but also paid great attention to the task of debt recovery. The evidence is that the situation of debt collection for loans in general and loans for science and technology in particular has made clear and positive ...

Capital turnover ratio reflects fast or slow capital turnover in science and technology lending. Usually, a larger capital turnover indicates better debt recovery and vice versa. The data table shows that the loans to science and technology recovered from 2010 to 2012 are larger than 1 and ...

Continue to maintain a high proportion of profitable assets, but adjust to reduce loan balance and increase investment structure in total assets to meet the requirements of diversifying loan portfolio and minimizing risks. Total assets at the end of 2013 were estimated at 190,000 billion VND, ...