Xếp hạng tín dụng nội bộ theo phân khúc thị trường tại Ngân hàng Nông nghiệp và Phát triển nông thôn Việt Nam - 35


Classification Tablea


Observed

Predicted

V24_MH

Percentage Correct

0

1

Step 1

V24_M 0

17

21

44.7


H 1

4

153

97.5


Overall Percentage



87.2

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Xếp hạng tín dụng nội bộ theo phân khúc thị trường tại Ngân hàng Nông nghiệp và Phát triển nông thôn Việt Nam - 35

a. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 1a

Gioitinh

-.943

.453

4.325

1

.038

.390


Nhomtuoi

.478

.219

4.781

1

.029

1.614


v12

.651

.350

3.463

1

.063

1.918


v15

-.297

.168

3.119

1

.077

.743


v16

.772

.206

14.018

1

.000

2.164


v21

-.428

.179

5.705

1

.017

.652


Constant

-.917

1.327

.477

1

.490

.400

a. Variable(s) entered on step 1: Gioitinh, Nhomtuoi, v12, v15, v16, v21.



Classification Tablea,b


Observed

Predicted

V24_MH

Percentage Correct

0

1

Step 0

V24_M 0

0

38

.0


H 1

0

157

100.0


Overall Percentage



80.5

a. Constant is included in the model.

b. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 0 Constant

1.419

.181

61.575

1

.000

4.132



Variables not in the Equation


Score

df

Sig.

Step 0 Variables Gioitinh

Nhomtuoi v12

v15 v16 v21

Overall Statistics

4.034

7.976

3.822

2.981

29.054

15.614

47.161

1

1

1

1

1

1

6

.045

.005

.051

.084

.000

.000

.000


Hàm hồi quy V25


Omnibus Tests of Model Coefficients


Chi-square

df

Sig.

Step 1

Step

73.819

7

.000


Block

73.819

7

.000


Model

73.819

7

.000


Model Summary


Step

-2 Log likelihood

Cox & Snell R Square

Nagelkerke R Square

1

115.662a

.315

.507

a. Estimation terminated at iteration number 6 because parameter estimates changed by less than

.001.



Classification Tablea


Observed

Predicted

V25_MH

Percentage Correct

0

1

Step 1

V25_M 0

20

17

54.1


H 1

4

154

97.5


Overall Percentage



89.2

a. The cut value is .500



Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 1a

v05

-.859

.209

16.921

1

.000

.424


v06

1.043

.265

15.455

1

.000

2.837


v10

-1.047

.427

6.025

1

.014

.351


v11

.602

.323

3.469

1

.063

1.825


v13

.975

.467

4.361

1

.037

2.650


v21

-.503

.204

6.070

1

.014

.605


v22

-.734

.387

3.607

1

.058

.480


Constant

3.848

1.404

7.511

1

.006

46.914

a. Variable(s) entered on step 1: v05, v06, v10, v11, v13, v21, v22.


Classification Tablea,b


Observed

Predicted

V25_MH

Percentage Correct

0

1

Step 0

V25_M 0

0

37

.0


H 1

0

158

100.0


Overall Percentage



81.0

a. Constant is included in the model.

b. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 0 Constant

1.452

.183

63.178

1

.000

4.270


Variables not in the Equation


Score

df

Sig.

Step 0

Variables v05

v06 v10 v11 v13 v21 v22

Overall Statistics

20.232

1

.000

13.520

1

.000

4.629

1

.031

9.258

1

.002

9.313

1

.002

7.733

1

.005

14.560

1

.000

61.416

7

.000


Hàm hồi quy V26


Omnibus Tests of Model Coefficients


Chi-square

df

Sig.

Step 1

Step

94.858

6

.000


Block

94.858

6

.000


Model

94.858

6

.000


Model Summary


Step

-2 Log likelihood

Cox & Snell R Square

Nagelkerke R Square

1

115.822a

.385

.583

a. Estimation terminated at iteration number 6 because parameter estimates changed by less than

.001.



Classification Tablea


Observed

Predicted

V26.HC

Percentage Correct

0

1

Step 1

V26.HC 0

1

Overall Percentage

31

14

68.9

7

143

95.3



89.2

a. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 1a

V24_MH

.274

.551

.247

1

.019

1.315


V25_MH

2.647

.662

15.975

1

.000

14.114


V27_MH

2.882

.626

21.204

1

.000

17.855


V28_MH

1.278

.547

5.464

1

.019

3.589


v29_MH

3.279

.601

29.767

1

.000

26.546


V30_MH

1.890

.539

12.315

1

.000

6.619


Constant

-7.505

1.307

32.989

1

.000

.001

a. Variable(s) entered on step 1: V24_MH, V25_MH, V27_MH, V28_MH, v29_MH, V30_MH.


Classification Tablea,b


Observed

Predicted

V26.HC

Percentage Correct

0

1

Step 0

V26.HC 0

1

Overall Percentage

0

45

.0

0

150

100.0



76.9

a. Constant is included in the model.

b. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 0 Constant

1.204

.170

50.177

1

.000

3.333


Variables not in the Equation


Score

df

Sig.

Step 0

Variables V24_MH

5.038

1

.025


V25_MH

24.685

1

.000


V27_MH

13.454

1

.000


V28_MH

13.564

1

.000


v29_MH

31.698

1

.000


V30_MH

7.122

1

.008


Overall Statistics

84.088

6

.000


Hàm hồi quy V27


Omnibus Tests of Model Coefficients


Chi-square

df

Sig.

Step 1

Step

27.502

5

.000


Block

27.502

5

.000


Model

27.502

5

.000


Model Summary


Step

-2 Log likelihood

Cox & Snell R Square

Nagelkerke R Square

1

61.979a

.132

.212

a. Estimation terminated at iteration number 5 because parameter estimates changed by less than

.001.


Classification Tablea


Observed

Predicted

V27_MH

Percentage Correct

0

1

Step 1

V27_M 0

7

30

18.9


H 1

4

154

97.5


Overall Percentage



82.6

a. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 1a

Gioitinh

1.004

.415

5.868

1

.015

2.730


Nhomtuoi

-.625

.196

10.200

1

.001

.535


v04

-.439

.420

1.092

1

.096

.644


v16

.533

.190

7.822

1

.005

1.703


v17

-.259

.147

3.109

1

.078

.772


Constant

2.431

.889

7.479

1

.006

11.367

a. Variable(s) entered on step 1: Gioitinh, Nhomtuoi, v04, v16, v17.


Classification Tablea,b


Observed

Predicted

V27_MH

Percentage Correct

0

1

Step 0

V27_M 0

0

37

.0


H 1

0

158

100.0


Overall Percentage



81.0

a. Constant is included in the model.

b. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 0 Constant

1.452

.183

63.178

1

.000

4.270



Variables not in the Equation


Score

df

Sig.

Step 0 Variables Gioitinh

Nhomtuoi v04

v16 v17

Overall Statistics

3.253

7.910

4.691

5.408

5.582

26.920

1

1

1

1

1

5

.071

.005

.030

.020

.018

.000


Hàm hồi quy V28


Omnibus Tests of Model Coefficients


Chi-square

df

Sig.

Step 1

Step

81.451

5

.000


Block

81.451

5

.000


Model

81.451

5

.000


Model Summary


Step

-2 Log likelihood

Cox & Snell R Square

Nagelkerke R Square

1

40.564a

.341

.502

a. Estimation terminated at iteration number 6 because parameter estimates changed by less than .001.



Classification Tablea


Observed

Predicted

V28_MH

Percentage Correct

0

1

Step 1

V28_M 0

35

15

70.0


H 1

9

136

93.8


Overall Percentage



87.7

a. The cut value is .500



Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 1a

Gioitinh

-1.749

.476

13.494

1

.000

.174


TTNT

-1.205

.529

5.193

1

.023

.300


v05

-.945

.204

21.455

1

.000

.389


v06

.688

.209

10.796

1

.001

1.990


v10

.595

.329

3.265

1

.071

1.813


Constant

1.750

.998

3.075

1

.079

5.755

a. Variable(s) entered on step 1: Gioitinh, TTNT, v05, v06, v10.



Classification Tablea,b


Observed

Predicted

V28_MH

Percentage Correct

0

1

Step 0

V28_M 0

0

50

.0


H 1

0

145

100.0


Overall Percentage



74.4

a. Constant is included in the model.

b. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 0 Constant

1.065

.164

42.147

1

.000

2.900


Variables not in the Equation


Score

df

Sig.

Step 0 Variables Gioitinh

TTNT

v05 v06 v10

Overall Statistics

18.507

11.894

29.349

24.845

8.195

67.598

1

1

1

1

1

5

.000

.001

.000

.000

.004

.000

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