Nghiên cứu nhân tố ảnh hưởng đến quyết định cho vay đối với khách hàng doanh nghiệp nhỏ và vừa tại các ngân hàng Thương mại tại khu vực Tây Bắc Việt Nam - 25

14.81

22.847

.265

.186

.873

TCCSH4

15.07

17.704

.658

.460

.808

TCCSH7

15.17

18.713

.682

.532

.803

TCCSH8

15.07

18.585

.712

.539

.798

Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items

N of Items

.873

.875

5

Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

TCCSH1

11.84

14.706

.717

.535

.842

TCCSH2

11.88

15.048

.688

.512

.849

TCCSH4

11.81

14.679

.670

.460

.855

TCCSH7

11.91

15.504

.711

.531

.844

TCCSH8

11.81

15.493

.728

.538

.841

Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items

N of Items

.814

.802

5

Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

MLXH1

12.18

11.035

.694

.560

.750

MLXH2

11.97

15.380

.141

.032

.887

MLXH3

12.28

10.447

.724

.598

.739

MLXH4

12.13

10.795

.762

.621

.730

MLXH5

12.17

10.244

.730

.620

.736

Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items

N of Items

.887

.887

4

Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

MLXH1

8.97

9.349

.721

.560

.866

MLXH3

9.07

8.789

.753

.598

.854

MLXH4

8.91

9.232

.770

.615

.849

MLXH5

8.96

8.543

.769

.619

.848

Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items

N of Items

.789

.758

5

Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

MQHNH1

13.92

9.768

.788

.730

.674

MQHNH2

13.85

9.058

.768

.677

.674

MQHNH3

13.55

9.926

.761

.620

.684

MQHNH4

13.71

9.653

.771

.635

.678

MQHNH5

13.97

16.716

-.158

.050

.916

Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items

N of Items

.916

.918

4

Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

MQHNH1

10.64

9.724

.848

.723

.879

MQHNH2

10.57

9.059

.815

.677

.891

MQHNH3

10.27

10.072

.786

.619

.899

MQHNH4

10.43

9.804

.794

.633

.897

Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items

N of Items

.756

.756

8

Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

LSTD1

23.45

17.853

.677

.622

.690

LSTD2

23.69

20.340

.275

.380

.763

LSTD3

23.11

17.378

.683

.602

.686

LSTD4

23.68

17.428

.642

.590

.692

LSTD5

23.72

17.864

.599

.563

.702

LSTD6

23.52

21.623

.172

.372

.777

LSTD7

23.58

22.933

.025

.013

.801

LSTD8

23.41

17.751

.649

.577

.693

Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items

N of Items

.901

.902

5

Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

LSTD1

13.60

12.150

.778

.621

.875

LSTD3

13.26

11.878

.757

.598

.879

LSTD4

13.83

11.693

.749

.590

.880

LSTD5

13.87

11.829

.744

.554

.882

LSTD8

13.56

12.066

.744

.575

.881

Kaiser-Meyer-Olkin Measure of Sampling Adequacy.

.899

Bartlett's Test of Sphericity

Approx. Chi-Square

9506.423

df

561

Sig.

.000

Component

Initial Eigenvalues

Extraction Sums of Squared Loadings

Rotation Sums of Squared Loadings

Total

% of Variance

Cumulative

%

Total

% of Variance

Cumulative

%

Total

% of Variance

Cumulative

%

1

9.128

26.846

26.846

9.128

26.846

26.846

9.027

26.549

26.549

2

5.748

16.906

43.751

5.748

16.906

43.751

5.377

15.815

42.364

3

3.523

10.362

54.113

3.523

10.362

54.113

3.604

10.600

52.964

4

3.085

9.074

63.187

3.085

9.074

63.187

3.340

9.825

62.789

5

2.555

7.514

70.701

2.555

7.514

70.701

2.690

7.912

70.701

6

.943

2.773

73.474

7

.756

2.225

75.699

8

.622

1.829

77.527

9

.549

1.614

79.141

10

.532

1.564

80.706

11

.491

1.445

82.151

12

.459

1.349

83.500

13

.443

1.304

84.803

14

.412

1.212

86.016

15

.397

1.168

87.184

16

.369

1.085

88.269

17

.342

1.006

89.275

18

.317

.933

90.208

.309

.909

91.117

20

.293

.863

91.980

21

.279

.821

92.801

22

.250

.735

93.536

23

.237

.696

94.232

24

.231

.681

94.912

25

.222

.654

95.567

26

.215

.632

96.199

27

.202

.595

96.794

28

.198

.583

97.377

29

.187

.550

97.927

30

.163

.479

98.406

31

.148

.436

98.842

32

.135

.396

99.239

33

.130

.382

99.621

34

.129

.379

100.000

Extraction Method: Principal Component Analysis.

Component

1

2

3

4

5

NLCSH7

.839

MLXH4

.837

MLXH1

.828

TCCSH7

.819

NLCSH6

.815

MLXH5

.809

TCCSH8

.808

NLCSH5

.803

TCCSH2

.796

MLXH3

.785

.776

TCCSH4

.756

TCCSH1

.738

NLCSH2

.710

TC5

.810

DN6

.794

.311

TC7

.791

TC6

.781

TC4

.764

DN4

.752

DN5

.700

DN3

.667

.368

LSTD8

-.352

.697

LSTD3

-.390

.686

LSTD1

-.343

.660

.410

LSTD4

.650

-.309

LSTD5

.576

.463

-.349

MQHNH3

-.346

.744

MQHNH1

-.445

.728

MQHNH2

-.429

.718

MQHNH4

.326

-.408

.691

TSTC1

.308

.853

TSTC3

.315

.832

TSTC2

.367

.825

Extraction Method: Principal Component Analysis.

a. 5 components extracted.

Component

1

2

3

4

5

NLCSH7

.848

MLXH4

.844

MLXH1

.833

NLCSH5

.820

TCCSH7

.814

NLCSH6

.812

TCCSH8

.809

MLXH5

.809

TCCSH2

.793

MLXH3

.785

NLCSH3

.782

TCCSH1

.764

TCCSH4

.755

NLCSH2

.726

TC5

.858

DN6

.853

TC6

.836

TC7

.831

TC4

.805

DN4

.793

DN3

.780

DN5

.734

LSTD1

.857

LSTD5

.850

LSTD4

.840

LSTD3

.830

LSTD8

.826

MQHNH1

.909

.895

MQHNH4

.873

MQHNH3

.873

TSTC1

.931

TSTC2

.925

TSTC3

.924

Extraction Method: Principal Component Analysis. Rotation Method: Varimax with Kaiser Normalization.

a. Rotation converged in 5 iterations.

Component

1

2

3

4

5

1

.987

.097

-.103

.073

-.011

2

-.139

.902

-.297

.242

-.143

3

.076

.409

.784

-.443

.128

4

-.009

-.031

.440

.839

.317

5

-.017

.095

-.305

-.187

.929

Extraction Method: Principal Component Analysis. Rotation Method: Varimax with Kaiser Normalization.