# Kết Quả Phân Tích Hồi Quy Mô Hình Logit.

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2-tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed 8.877 .003 1.437 174 .152 .084 .059 -.032 .201 Equal variances not assumed 1.479 172.027 .141 .084 .057 -.028 .197

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Kiểm định sự khác biệt về nợ xấu theo khu vực sinh sống của người vay.

Group Statistics

 Q1d2 N Mean Std. Deviation Std. Error Mean Q1 nong thon 111 .19 .393 .037 thanh thi 65 .17 .378 .047

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed .442 .507 .330 174 .742 .020 .061 -.100 .139 Equal variances not assumed .333 138.559 .740 .020 .060 -.099 .138

Kiểm định sự khác biệt giữa nhóm có lựa chọn 5 và lựa chọn 1.

Group Statistics

 Q6_1 N Mean Std. Deviation Std. Error Mean Q1 dimension1 5 11 .27 .467 .141 1 11 .36 .505 .152

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed .751 .396 -.439 20 .666 -.091 .207 -.523 .342 Equal variances not assumed -.439 19.882 .666 -.091 .207 -.524 .342

Kiểm định sự khác biệt giữa nhóm có lựa chọn 5 và lựa chọn 2.

Group Statistics

 Q6_1 N Mean Std. Deviation Std. Error Mean Q1 dimension1 5 11 .27 .467 .141 2 43 .28 .454 .069

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed .007 .934 -.041 52 .967 -.006 .154 -.316 .303 Equal variances not assumed -.040 15.202 .968 -.006 .157 -.340 .328

Kiểm định sự khác biệt giữa nhóm có lựa chọn 5 và lựa chọn 3.

Group Statistics

 Q6_1 N Mean Std. Deviation Std. Error Mean Q1 dimension1 5 11 .27 .467 .141 3 34 .15 .359 .062

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed 2.951 .093 .936 43 .355 .126 .134 -.145 .397 Equal variances not assumed .817 14.044 .427 .126 .154 -.204 .455

Kiểm định sự khác biệt giữa nhóm có lựa chọn 5 và lựa chọn 4.

Group Statistics

 Q6_1 N Mean Std. Deviation Std. Error Mean Q1 dimension1 5 11 .27 .467 .141 4 28 .14 .356 .067

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed 3.060 .089 .937 37 .355 .130 .139 -.151 .411 Equal variances not assumed .832 14.809 .419 .130 .156 -.203 .463

Kiểm định sự khác biệt giữa nhóm có lựa chọn 5 và lựa chọn 6.

Group Statistics

Q1

 Q6_1 N Mean Std. Deviation Std. Error Mean dimension1 5 11 .27 .467 .141 6 49 .08 .277 .040

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2-tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed 10.496 .002 1.803 58 .077 .191 .106 -.021 .403

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2-tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed 10.496 .002 1.803 58 .077 .191 .106 -.021 .403 Equal variances not assumed 1.306 11.622 .217 .191 .146 -.129 .511

Kiểm định sự khác biệt giữa nhóm có lựa chọn 6 và lựa chọn 1.

Group Statistics

 Q6_1 N Mean Std. Deviation Std. Error Mean Q1 dimension1 6 49 .08 .277 .040 1 11 .36 .505 .152

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed 18.471 .000 -2.581 58 .012 -.282 .109 -.501 -.063 Equal variances not assumed -1.794 11.385 .099 -.282 .157 -.627 .063

Kiểm định sự khác biệt giữa nhóm có lựa chọn 6 và lựa chọn 2.

Group Statistics

 Q6_1 N Mean Std. Deviation Std. Error Mean Q1 dimension1 6 49 .08 .277 .040 2 43 .28 .454 .069

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper

Q1

 Equal variances assumed 30.827 .000 -2.553 90 0.012 -0.197 0.077 -0.351 -0.044 Equal variances not assumed -2.477 67.568 0.016 -0.197 0.08 -0.356 -0.038

Kiểm định sự khác biệt giữa nhóm có lựa chọn 6 và lựa chọn 3.

Group Statistics

 Q6_1 N Mean Std. Deviation Std. Error Mean Q1 dimension1 6 49 .08 .277 .040 3 34 .15 .359 .062

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed 3.526 .064 -.936 81 .352 -.065 .070 -.204 .074 Equal variances not assumed -.893 58.859 .375 -.065 .073 -.212 .081

Kiểm định sự khác biệt giữa nhóm có lựa chọn 6 và lựa chọn 4.

Group Statistics

 Q6_1 N Mean Std. Deviation Std. Error Mean Q1 dimension1 6 49 .08 .277 .040 4 28 .14 .356 .067

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig . t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed 2.789 .099 -.840 75 .404 -.061 .073 -.206 .084 Equal variances not assumed -.784 45.747 .437 -.061 .078 -.218 .096

Kiểm định sự khác biệt về giới tính và lựa chọn đóng góp trong thí nghiệm đóng góp cho cộng đồng.

Group Statistics

 Q1b N Mean Std. Deviation Std. Error Mean Q7_1 nam 75 .85 .356 .041 nu 101 .79 .408 .041

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q7_1 Equal variances assumed 4.518 .035 1.039 174 .300 .061 .059 -.055 .178 Equal variances not assumed 1.060 169.412 .291 .061 .058 -.053 .175

Kiểm định sự khác biệt về nơi sống của người vay và lựa chọn đóng góp trong thí nghiệm đóng góp cho cộng đồng.

Group Statistics

 Q1d2 N Mean Std. Deviation Std. Error Mean Q7_1 thanh thi 65 .82 .391 .048 nong thon 111 .82 .386 .037

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q7_ 1 Equal variances assumed .021 .884 -.073 174 .942 -.004 .061 -.124 .115 Equal variances not assumed -.073 132.762 .942 -.004 .061 -.125 .116

Kiểm định sự khác biệt giữa lựa chọn đóng góp và nợ xấu trong thí nghiệm đóng góp cho cộng đồng.

Group Statistics

 Q7_1 N Mean Std. Deviation Std. Error Mean Q1 co 144 .10 .307 .026

Group Statistics

 Q7_1 N Mean Std. Deviation Std. Error Mean Q1 co 144 .10 .307 .026 khong 32 .53 .507 .090

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q1 Equal variances assumed 52.266 .000 -6.230 174 .000 -.427 .069 -.562 -.292 Equal variances not assumed -4.583 36.189 .000 -.427 .093 -.616 -.238

Kiểm định sự khác biệt giữa quyết định đưa tiền cho đối tác theo vai trò trong thí nghiệm sự tin tưởng.

Group Statistics

 Q8_4_add N Mean Std. Deviation Std. Error Mean Q8_1 khong dua 14 1.64 .497 .133 co dua 162 1.49 .502 .039

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q8_1 Equal variances assumed 13.857 .000 1.067 174 .287 .149 .140 -.127 .425 Equal variances not assumed 1.075 15.377 .299 .149 .139 -.146 .444

Kiểm định sự khác biệt về tỷ lệ số tiền đưa cho đối tác theo vai trò trong thí nghiệm sự tin tưởng.

Group Statistics

 Q8_1 N Mean Std. Deviation Std. Error Mean Q8_4 nguoi1 87 .5599 .29463 .03159 nguoi 2 89 .3049 .17774 .01884

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q8_4 Equal variances assumed 22.584 .000 6.971 174 .000 .25503 .03658 .18282 .32723 Equal variances not assumed 6.934 140.673 .000 .25503 .03678 .18231 .32774

Kiểm định sự khác biệt về tỷ lệ số tiền đưa cho đối tác theo tình hình nợ trong thí nghiệm sự tin tưởng.

Group Statistics

 Q1 N Mean Std. Deviation Std. Error Mean Q8_4_add no xau 32 .84 .369 .065 no du chuan 144 .94 .243 .020

Independent Samples Test

 Levene's Test for Equality of Variances t-test for Equality of Means F Sig. t df Sig. (2- tailed) Mean Difference Std. Error Difference 95% Confidence Interval of the Difference Lower Upper Q8_4_ add Equal variances assumed 11.563 .001 -1.779 174 .077 -.094 .053 -.198 .010 Equal variances not assumed -1.373 37.187 .178 -.094 .068 -.232 .045

Phụ lục 4: Kết quả phân tích hồi quy mô hình Logit.

Kết quả hồi quy tác động của thí nghiệm sở thích rủi ro đến nợ xấu.

Omnibus Tests of Model Coefficients

 Chi-square df Sig. Step 1 Step 6.740 1 .009 Block 6.740 1 .009 Model 6.740 1 .009

Model Summary

Step 1

 -2 Log likelihood Cox & Snell R Square Nagelkerke R Square 160.157a .038 .061

a. Estimation terminated at iteration number 5 because parameter estimates changed by less than .001.

Hosmer and Lemeshow Test

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Ngày đăng: 03/04/2024