Các nhân tố ảnh hưởng đến sự lựa chọn ngân hàng giao dịch tiền gửi của khách hàng cá nhân - 15



Factor Matrixa


Factor


1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

MEAN(Q50,2)

.482


-

.359


-

.204







-

.278





-

.230

MEAN(Q25,2)

.480


.248











MEAN(Q23,2)

.474


-

.342









-

.206


-

.203


MEAN(Q54,2)

.472






.201





-

.261



MEAN(Q45,2)

.470

.310

.226











MEAN(Q56,2)

.468

-.299



-

.329


-

.291










MEAN(Q26,2)

.453


.246










MEAN(Q32,2)

.439

.433













MEAN(Q24,2)

.439


.226



-

.217










MEAN(Q27,2)

.413


.311



.316


.277






MEAN(Q10,2)

.409


.334




.238

.243

-

.290



.271



MEAN(Q35,2)

.409

.254





-

.212




-

.220




MEAN(Q7,2)

.403

-.229


.394

-

.297


-

.227








MEAN(Q39,2)

.377











.208


-

.266


MEAN(Q55,2)

.371

.282












MEAN(Q9,2)

.369


.365




.214






.234


MEAN(Q2,2)

.330













.202

MEAN(Q17,2)

.306














MEAN(Q29,2)

.381

.576


-

.204



.255



.270






MEAN(Q31,2)

.429

.531



.258









MEAN(Q46,2)

.335

.515




-

.317


-

.308

-

.322






MEAN(Q30,2)

.404

.512





-

.415



-

.339







MEAN(Q47,2)

.288

.506











MEAN(Q28,2)

.257

.415




.225









MEAN(Q8,2)



.229



-

.353










MEAN(Q6,2)

.377


.249

.520










MEAN(Q5,2)

.393


.272

.448

-

.228










MEAN(Q4,2)

.235


.417

.441

.405





.373





MEAN(Q3,2)

.236


.305

.417

.273





.217





MEAN(Q1,2)

.277



.365




.213






.207

MEAN(Q40,2)












.221



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Các nhân tố ảnh hưởng đến sự lựa chọn ngân hàng giao dịch tiền gửi của khách hàng cá nhân - 15

Extraction Method: Principal Axis Factoring.

a. Attempted to extract 15 factors. More than 25 iterations required. (Convergence=.002). Extraction was terminated.



Factor Matrixa




Factor

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

Pattern Matrixa


Factor

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15



MEAN(Q33,2)

.820












.206






MEAN(Q34,2)

.811
















MEAN(Q36,2)

.700
















MEAN(Q37,2)

.664
















MEAN(Q44,2)

.436




.274








-

.348





MEAN(Q56,2)

.423










.333





MEAN(Q39,2)

.391
















MEAN(Q48,2)

.369





.326

.212










MEAN(Q13,2)


.723









.275



.222



MEAN(Q12,2)


.655















MEAN(Q14,2)


.625




.207






.205



-

.209



MEAN(Q15,2)

.232

.479














MEAN(Q29,2)



.874














MEAN(Q30,2)



.714














MEAN(Q32,2)



.625














MEAN(Q31,2)



.614





.330









MEAN(Q28,2)



.373





.288









MEAN(Q51,2)




.771













MEAN(Q50,2)




.679




-

.220










MEAN(Q52,2)




.491

.355











MEAN(Q18,2)




.249




.246





.218




MEAN(Q27,2)





1.01

9






-

.252

-

.227

-

.201




MEAN(Q26,2)





.817







-

.236



.216



MEAN(Q45,2)





.496



.214








MEAN(Q42,2)





.365






.227

.320





MEAN(Q25,2)





.360







-

.209


-

.321



MEAN(Q41,2)





.324







.288


.203



MEAN(Q6,2)






.902











MEAN(Q7,2)






.730











MEAN(Q5,2)






.664






-

.278


.290




MEAN(Q9,2)







.727









MEAN(Q10,2)







.719




.253






MEAN(Q8,2)







.450





-

.264






MEAN(Q35,2)








.669








MEAN(Q49,2)




.279




.655









MEAN(Q43,2)








.385




.304





MEAN(Q19,2)








.353



.269

.207





MEAN(Q46,2)









.889








MEAN(Q47,2)









.856








MEAN(Q4,2)










.891

.286






MEAN(Q3,2)










.622







Factor Matrixa


Factor


1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

MEAN(Q16,2)


.259



.271



.221


.404


.216


-

.212


.263

.739



-

.217


MEAN(Q55,2)



.566





MEAN(Q11,2)

.237


.366





MEAN(Q53,2)



.275





MEAN(Q22,2)


.206


.665




MEAN(Q21,2)




.630




MEAN(Q20,2)

.230



.458




MEAN(Q54,2)



.249

-

.314

.284



MEAN(Q17,2)





.573



MEAN(Q1,2)






.559


MEAN(Q2,2)






.445


MEAN(Q40,2)







.424

MEAN(Q23,2)


.409


.203



-

.414

MEAN(Q24,2)



.248




-

.305

Extraction Method: Principal Axis Factoring.

Rotation Method: Promax with Kaiser Normalization.

a. Rotation converged in 18 iterations.


Kết quả phân tích EFA cuối cùng


KMO and Bartlett's Test



Kaiser-Meyer-Olkin Measure of Sampling Adequacy.

.827


Approx. Chi-Square

3832.045

Bartlett's Test of Sphericity

df

378


Sig.

.000


Total Variance Explained

Factor

Initial Eigenvalues

Extraction Sums of Squared

Loadings

Rotation Sums of Squared

Loadingsa

Total

% of

Variance

Cumulative

%

Total

% of

Variance

Cumulative

%

Total

1

7.055

25.198

25.198

6.643

23.724

23.724

4.826

2

2.884

10.300

35.497

2.493

8.905

32.629

3.404

3

2.110

7.536

43.033

1.717

6.133

38.761

4.207

4

1.741

6.217

49.250

1.338

4.777

43.538

4.026

5

1.630

5.821

55.071

1.217

4.345

47.884

3.353

6

1.305

4.659

59.730

.949

3.391

51.274

3.271

7

1.139

4.069

63.799

.768

2.741

54.015

2.270

8

1.073

3.833

67.632

.669

2.389

56.405

1.765

9

1.018

3.634

71.267

.612

2.185

58.590

2.431

10

.775

2.767

74.034





11

.704

2.514

76.548





12

.609

2.176

78.724





13

.585

2.089

80.814





14

.529

1.891

82.704





15

.502

1.793

84.497





16

.485

1.732

86.229





17

.451

1.611

87.840






Total Variance Explained

Factor

Initial Eigenvalues

Extraction Sums of Squared

Loadings

Rotation Sums of Squared

Loadingsa


Total

% of

Variance

Cumulative

%

Total

% of

Variance

Cumulative

%

Total

18

.427

1.525

89.365





19

.398

1.422

90.788

20

.380

1.357

92.145

21

.352

1.256

93.401

22

.328

1.171

94.572

23

.307

1.095

95.667

24

.302

1.079

96.745

25

.284

1.015

97.760

26

.231

.825

98.585

27

.220

.785

99.370

28

.176

.630

100.000

Extraction Method: Principal Axis Factoring.


Factor

1

2

3

4

5

6

7

8

9

MEAN(Q41,2)

.672




.359





MEAN(Q42,2)

.665



-.231

.305


-.213



MEAN(Q33,2)

.628



.293






MEAN(Q37,2)

.607



.306






MEAN(Q36,2)

.597

-.232


.288






MEAN(Q13,2)

.586

-.267






.312


MEAN(Q34,2)

.582


-.254

.314




-.245


MEAN(Q15,2)

.561

-.366








MEAN(Q14,2)

.551

-.407






.248


MEAN(Q51,2)

.551


-.203

-.316

-.332

-.248

.337



MEAN(Q52,2)

.538



-.279

-.221




.228

MEAN(Q12,2)

.537







.274


MEAN(Q50,2)

.451

.207



-.280





MEAN(Q27,2)

.436



-.215

.241




.220

MEAN(Q7,2)

.406

-.257

.385

-.286





-.204

MEAN(Q9,2)

.388




.343


.268



MEAN(Q29,2)

.391

.592




.362




MEAN(Q30,2)

.410

.574




.293




MEAN(Q47,2)

.314

.570




-.452


.229


MEAN(Q46,2)

.332

.544

.211



-.420


.308


MEAN(Q31,2)

.394

.509




.283




MEAN(Q32,2)

.424

.464




.219




MEAN(Q4,2)

.249


.585

.277





.209

MEAN(Q3,2)

.249


.578

.234





.344

MEAN(Q6,2)

.421


.530

-.367



-.202


-.215

MEAN(Q5,2)

.429


.457

-.260






MEAN(Q26,2)

.470



-.330

.477




.226

MEAN(Q10,2)

.410




.348


.531


-.312

a. When factors are correlated, sums of squared loadings cannot be added to obtain a total variance. Factor Matrixa


Extraction Method: Principal Axis Factoring.

a. Attempted to extract 9 factors. More than 25 iterations required. (Convergence=.004). Extraction was terminated.


Pattern Matrixa



Factor

1

2

3

4

5

6

7

8

9

MEAN(Q34,2)

.845









MEAN(Q33,2)

.712









MEAN(Q37,2)

.695









MEAN(Q36,2)

.634









MEAN(Q29,2)


.853








MEAN(Q30,2)


.735








MEAN(Q31,2)


.709








MEAN(Q32,2)


.637








MEAN(Q13,2)



.764







MEAN(Q12,2)



.693







MEAN(Q14,2)



.663







MEAN(Q15,2)

.233


.564







MEAN(Q26,2)




.909






MEAN(Q42,2)

.279



.643






MEAN(Q41,2)

.315



.573






MEAN(Q27,2)

-.220


.202

.570






MEAN(Q6,2)





.916





MEAN(Q7,2)





.754





MEAN(Q5,2)





.583



.212


MEAN(Q51,2)






.914




MEAN(Q50,2)






.552




MEAN(Q52,2)




.238


.541




MEAN(Q46,2)







.855



MEAN(Q47,2)







.824



MEAN(Q3,2)








.788


MEAN(Q4,2)








.710


MEAN(Q10,2)









.851

MEAN(Q9,2)









.526

Extraction Method: Principal Axis Factoring.

Rotation Method: Promax with Kaiser Normalization.

a. Rotation converged in 8 iterations.


Phụ lục 16: Kết quả phân tích Cronbach’s Alpha

Nhân tố 1: Reliability Statistics

Cronbach's Alpha

Cronbach's Alpha Based

on Standardized Items

N of Items

.834

.836

4


Inter-Item Correlation Matrix


Q34

Q33

Q37

Q36

Q34

1.000

.655

.551

.557

Q33

.655

1.000

.496

.542

Q37

.551

.496

1.000

.560

Q36

.557

.542

.560

1.000


Item-Total Statistics


Scale Mean if

Item Deleted

Scale Variance if

Item Deleted

Corrected Item-

Total Correlation

Squared Multiple

Correlation

Cronbach's Alpha if

Item Deleted

Q34

12.68

3.558

.710

.519

.771

Q33

12.62

4.010

.678

.482

.783

Q37

12.57

4.156

.627

.406

.806


Q36

12.51

4.399

.655

.433

.797


Nhân tố 2: Reliability Statistics

Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items

N of Items

.828

.829

4


Inter-Item Correlation Matrix


Q29

Q30

Q31

Q32

Q29

1.000

.625

.566

.531

Q30

.625

1.000

.548

.494

Q31

.566

.548

1.000

.519

Q32

.531

.494

.519

1.000

Item-Total Statistics


Scale Mean if

Item Deleted

Scale Variance if

Item Deleted

Corrected Item-

Total Correlation

Squared Multiple

Correlation

Cronbach's Alpha if

Item Deleted

Q29

9.38

6.038

.697

.493

.765

Q30

9.17

5.951

.668

.462

.778

Q31

9.34

6.230

.651

.424

.785

Q32

9.13

6.302

.606

.370

.805


Cronbach's Alpha

Cronbach's Alpha Based on

Standardized Items

N of Items

.806

.807

4

Nhân tố 3: Reliability Statistics


Inter-Item Correlation Matrix


Q13

Q12

Q14

Q15

Q13

1.000

.599

.480

.496

Q12

.599

1.000

.485

.408

Q14

.480

.485

1.000

.599

Q15

.496

.408

.599

1.000

Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total

Correlation

Squared Multiple

Correlation

Cronbach's Alpha if Item

Deleted

Q13

13.92

2.522

.647

.443

.744

Q12

13.88

2.634

.604

.410

.765

Q14

13.73

2.776

.636

.437

.752

Q15

13.89

2.687

.602

.416

.766


Cronbach's Alpha

Cronbach's Alpha Based on

Standardized Items

N of Items

.805

.803

4

Nhân tố 4: Reliability Statistics


Inter-Item Correlation Matrix


Q26

Q42

Q41

Q27

Q26

1.000

.572

.517

.524

Q42

.572

1.000

.760

.325

Q41

.517

.760

1.000

.334

Q27

.524

.325

.334

1.000


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total

Correlation

Squared Multiple

Correlation

Cronbach's Alpha if Item

Deleted

Q26

12.17

5.237

.667

.461

.733

Q42

12.29

5.138

.692

.622

.719

Q41

12.26

5.622

.675

.591

.731

Q27

12.00

6.469

.460

.280

.826


Cronbach's Alpha

Cronbach's Alpha Based on

Standardized Items

N of Items

.808

.809

3

Nhân tố 5: Reliability Statistics


Inter-Item Correlation Matrix


Q6

Q7

Q5

Q6

1.000

.651

.590

Q7

.651

1.000

.516

Q5

.590

.516

1.000


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total

Correlation

Squared Multiple

Correlation

Cronbach's Alpha if Item

Deleted

Q6

8.89

1.932

.710

.512

.678

Q7

8.72

2.175

.653

.451

.742

Q5

8.93

2.017

.610

.378

.787


Cronbach's Alpha

Cronbach's Alpha Based on

Standardized Items

N of Items

.755

.760

3

Nhân tố 6: Reliability Statistics


Inter-Item Correlation Matrix


Q51

Q50

Q52


Q51

1.000

.588

.549

Q50

.588

1.000

.403

Q52

.549

.403

1.000


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total

Correlation

Squared Multiple

Correlation

Cronbach's Alpha if Item

Deleted

Q51

8.08

2.230

.680

.462

.566

Q50

8.44

2.088

.566

.355

.708

Q52

7.68

2.640

.527

.311

.735


Cronbach's Alpha

Cronbach's Alpha Based on Standardized

Items

N of Items

.844

.844

2

Nhân tố 7: Reliability Statistics


Inter-Item Correlation Matrix


Q46

Q47

Q46

1.000

.731

Q47

.731

1.000


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item-

Total Correlation

Squared

Multiple Correlation

Cronbach's

Alpha if Item Deleted

Q46

2.93

1.255

.731

.534

.

Q47

2.79

1.347

.731

.534

.


Nhân tố 8: Reliability Statistics

Cronbach's Alpha

Cronbach's Alpha Based on Standardized

Items

N of Items

.764

.766

2


Inter-Item Correlation Matrix


Q3

Q4

Q3

1.000

.621

Q4

.621

1.000


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item-

Total Correlation

Squared

Multiple Correlation

Cronbach's

Alpha if Item Deleted

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