Các nhân tố ảnh hưởng đến quyết định gửi tiết kiệm của khách hàng cá nhân tại ngân hàng thương mại cổ phần Công thương chi nhánh Bình Phước - 12


Reliability Statistics

Cronbach's Alpha

N of Items

.821

3

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Các nhân tố ảnh hưởng đến quyết định gửi tiết kiệm của khách hàng cá nhân tại ngân hàng thương mại cổ phần Công thương chi nhánh Bình Phước - 12


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Cronbach's Alpha if Item Deleted

QD1

6.42

1.219

.663

.766

QD2

6.39

1.290

.650

.779

QD3

6.42

1.169

.714

.713


2. EFA


BIẾN ĐỘC LẬP


KMO and Bartlett's Test

Kaiser-Meyer-Olkin Measure of Sampling Adequacy.

.758


Bartlett's Test of Sphericity

Approx. Chi-Square

3016.039

df

378

Sig.

.000


Total Variance Explained

Compone nt

Initial Eigenvalues

Extraction Sums of Squared Loadings

Rotation Sums of Squared Loadings

Total

% of Variance

Cumulative

%

Total

% of Variance

Cumulative

%

Total

% of Variance

Cumulative

%

1

5.133

18.332

18.332

5.133

18.332

18.332

2.991

10.683

10.683

2

2.905

10.376

28.708

2.905

10.376

28.708

2.974

10.621

21.304

3

2.680

9.572

38.281

2.680

9.572

38.281

2.786

9.950

31.253

4

2.252

8.043

46.324

2.252

8.043

46.324

2.693

9.616

40.869

5

2.122

7.580

53.904

2.122

7.580

53.904

2.594

9.264

50.133


6

2.042

7.292

61.196

2.042

7.292

61.196

2.439

8.712

58.845

7

1.699

6.068

67.264

1.699

6.068

67.264

2.357

8.419

67.264

8

.776

2.771

70.035







9

.735

2.624

72.659







10

.681

2.432

75.091







11

.632

2.256

77.347







12

.595

2.126

79.473







13

.573

2.045

81.517







14

.549

1.962

83.479







15

.528

1.885

85.364







16

.467

1.668

87.032







17

.438

1.566

88.598







18

.428

1.530

90.128







19

.393

1.404

91.532







20

.375

1.339

92.871







21

.351

1.255

94.126







22

.328

1.171

95.297







23

.306

1.093

96.390







24

.277

.990

97.380







25

.260

.929

98.309







26

.230

.823

99.132







27

.132

.472

99.604







28

.111

.396

100.000







Extraction Method: Principal Component Analysis.


Rotated Component Matrixa


Component

1

2

3

4

5

6

7

TH1

.873







TH5

.809







TH2

.775







TH4

.679







NV3


.808






NV4


.779






NV2


.773







NV1


.747






TH3

.629

.663






CT3



.820





CT2



.767





CT4



.739





CT1



.707





CS3




.839




CS2




.814




CS1




.794




CS4




.772




LS2





.834



LS1





.807



LS4





.806



LS3



.616


.698



TL2






.795


TL1






.785


TL4






.740


TL3






.725


TT1







.882

TT2







.880

TT3







.851

Extraction Method: Principal Component Analysis. Rotation Method: Varimax with Kaiser Normalization.

a. Rotation converged in 6 iterations.


Chạy lại lần 2:


KMO and Bartlett's Test

Kaiser-Meyer-Olkin Measure of Sampling Adequacy.

.746


Bartlett's Test of Sphericity

Approx. Chi-Square

2231.913

Df

325

Sig.

.000


Total Variance Explained


Compone nt

Initial Eigenvalues

Extraction Sums of Squared Loadings

Rotation Sums of Squared Loadings

Total

% of Variance

Cumulative

%

Total

% of Variance

Cumulative

%

Total

% of Variance

Cumulative

%

1

4.375

16.826

16.826

4.375

16.826

16.826

2.690

10.345

10.345

2

2.687

10.336

27.162

2.687

10.336

27.162

2.615

10.057

20.402

3

2.244

8.629

35.791

2.244

8.629

35.791

2.551

9.812

30.215

4

2.216

8.522

44.313

2.216

8.522

44.313

2.435

9.364

39.579

5

2.054

7.900

52.214

2.054

7.900

52.214

2.427

9.333

48.912

6

1.947

7.488

59.701

1.947

7.488

59.701

2.350

9.038

57.949

7

1.660

6.385

66.086

1.660

6.385

66.086

2.116

8.137

66.086

8

.757

2.911

68.997







9

.727

2.795

71.791







10

.673

2.587

74.378







11

.613

2.357

76.735







12

.594

2.287

79.021







13

.571

2.198

81.219







14

.547

2.104

83.324







15

.527

2.026

85.349







16

.455

1.749

87.098







17

.434

1.668

88.766







18

.427

1.643

90.409







19

.392

1.508

91.917







20

.369

1.420

93.338







21

.351

1.351

94.688







22

.318

1.224

95.913







23

.303

1.167

97.079







24

.275

1.057

98.136







25

.255

.981

99.117







26

.230

.883

100.000







Extraction Method: Principal Component Analysis.


Rotated Component Matrixa


Component

1

2

3

4

5

6

7

CS3

.839








CS2

.814







CS1

.794







CS4

.773







TH1


.863






TH5


.829






TH2


.769






TH4


.695






NV3



.799





NV4



.785





NV1



.772





NV2



.767





TL2




.797




TL1




.786




TL4




.740




TL3




.725




CT3





.818



CT2





.765



CT4





.733



CT1





.727



TT1






.882


TT2






.881


TT3






.851


LS4







.833

LS2







.833

LS1







.795

Extraction Method: Principal Component Analysis. Rotation Method: Varimax with Kaiser Normalization.

a. Rotation converged in 6 iterations.

BIẾN PHỤ THUỘC


KMO and Bartlett's Test

Kaiser-Meyer-Olkin Measure of Sampling Adequacy.

.712


Bartlett's Test of Sphericity

Approx. Chi-Square

255.314

Df

3



Sig.

.000


Total Variance Explained

Component

Initial Eigenvalues

Extraction Sums of Squared Loadings

Total

% of Variance

Cumulative %

Total

% of Variance

Cumulative %

1

2.210

73.658

73.658

2.210

73.658

73.658

2

.446

14.874

88.532




3

.344

11.468

100.000




Extraction Method: Principal Component Analysis.


Component Matrixa


Component

1

QD3

.881

QD1

.850

QD2

.843


3. TƯƠNG QUAN, HỒI QUY


Correlations


F_QD

F_CS

F_TH

F_NV

F_CT

F_TL

F_TT

F_LS


F_QD

Pearson Correlation

1

.414**

.555**

.370**

.286**

.461**

.246**

.542**

Sig. (2-tailed)


.000

.000

.000

.000

.000

.000

.000

N

239

239

239

239

239

239

239

239


F_CS

Pearson Correlation

.414**

1

.192**

.038

.139*

.206**

.118

.073

Sig. (2-tailed)

.000


.003

.555

.031

.001

.069

.264

N

239

239

239

239

239

239

239

239


F_TH

Pearson Correlation

.555**

.192**

1

.088

.095

.200**

.124

.171**

Sig. (2-tailed)

.000

.003


.173

.142

.002

.056

.008

N

239

239

239

239

239

239

239

239


F_NV

Pearson Correlation

.370**

.038

.088

1

.171**

.115

.081

.185**

Sig. (2-tailed)

.000

.555

.173


.008

.077

.209

.004

N

239

239

239

239

239

239

239

239


F_CT

Pearson Correlation

.286**

.139*

.095

.171**

1

.108

.098

.191**

Sig. (2-tailed)

.000

.031

.142

.008


.096

.133

.003

N

239

239

239

239

239

239

239

239


F_TL

Pearson Correlation

.461**

.206**

.200**

.115

.108

1

.131*

.165*

Sig. (2-tailed)

.000

.001

.002

.077

.096


.043

.011

N

239

239

239

239

239

239

239

239


F_TT

Pearson Correlation

.246**

.118

.124

.081

.098

.131*

1

.032

Sig. (2-tailed)

.000

.069

.056

.209

.133

.043


.618

N

239

239

239

239

239

239

239

239


F_LS

Pearson Correlation

.542**

.073

.171**

.185**

.191**

.165*

.032

1

Sig. (2-tailed)

.000

.264

.008

.004

.003

.011

.618


N

239

239

239

239

239

239

239

239

**. Correlation is significant at the 0.01 level (2-tailed).

*. Correlation is significant at the 0.05 level (2-tailed).



Model Summaryb

Model

R

R Square

Adjusted R Square

Std. Error of the Estimate

Durbin-Watson

1

.855a

.732

.724

.27883

2.031

a. Predictors: (Constant), F_LS, F_TT, F_CS, F_NV, F_TH, F_CT, F_TL

b. Dependent Variable: F_QD


ANOVAa

Model

Sum of Squares

df

Mean Square

F

Sig.


1

Regression

48.995

7

6.999

90.031

.000b

Residual

17.959

231

.078



Total

66.954

238




a. Dependent Variable: F_QD

b. Predictors: (Constant), F_LS, F_TT, F_CS, F_NV, F_TH, F_CT, F_TL


Coefficientsa

Model

Unstandardized Coefficients

Standardized Coefficients

t

Sig.

Collinearity Statistics

B

Std. Error

Beta

Tolerance

VIF


1

(Constant)

.040

.137


.294

.769



F_CS

.137

.020

.239

6.712

.000

.918

1.090

F_TH

.212

.021

.361

10.094

.000

.910

1.099

F_NV

.121

.020

.213

6.046

.000

.937

1.067

F_CT

.048

.022

.077

2.161

.032

.923

1.083

F_TL

.138

.021

.233

6.489

.000

.901

1.109

F_TT

.055

.018

.106

3.049

.003

.959

1.043

F_LS

.197

.019

.367

10.256

.000

.908

1.102

a. Dependent Variable: F_QD

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