Ứng dụng mô hình Logit nhằm nâng cao chất lượng xếp hạng tín dụng doanh nghiệp tại ngân hàng quốc tế chi nhánh Hoàn Kiếm

PHỤ LỤC 02: Bảng dữ liệu khách hàng sử dụng để chạy mô hình Logit

Y	X2	X3	X4	X5	X6	X7	X8	X9	X10	X11	X12	X13	X14	X15	X16	Điểm	Hạng
1	0	1	0	5.2	1.2	0.2	1.5	0.7	5.8	12.03	0.2	0.1	0	12	4	3	70.9	BBB
2	1	1	0	3.8	1.4	0.3	1.4	1.8	6.7	15.14	0.3	0.1	0.1	12	6	3	85.3	AA
3	0	1	0	3.7	1.2	0.2	2.4	9.8	3.6	5.6	0.2	0.2	0.1	6	6	4	61	B
4	0	1	0	1.7	0.7	0	1.6	1.4	5.9	73.61	0.7	0.2	0.1	9	2	1	69	BB
5	0	0	0	-7.8	-7.8	-0.1	2.1	2.3	2.1	1.87	0.7	0.1	0.1	21	13	2	55.7	CC
6	0	1	0	1.6	1.6	0.1	1.2	1.1	8.9	0.25	0.7	0.4	0.1	22	14	3	64	B
7	0	1	0	2	1.6	0.3	1.2	9.5	56	36.2	0.5	0	0	12	2	1	76.4	B
8	1	1	0	1.3	1.2	1	1	14	4.5	26.25	0.6	0.4	0.2	11	2	0	79.5	A
9	1	0	0	7.2	5.7	0.5	1.2	3.3	4.3	138.1	0.1	0.2	0.1	7	6	3	83.4	AA
10	0	0	0	2.9	1.9	0.4	2	5.5	3.6	39.3	0.3	0.2	0.1	13	2	0	79.1	B
11	1	0	1	2.1	0.8	0.1	2.3	3.6	6.5	35.87	0.4	0	0	14	2	1	86.3	AA
12	1	0	1	1.7	1	0	2.4	5.1	6.6	4.87	0.7	0.1	0	10	7	2	88.7	A
13	0	1	1	1	0.8	0.1	4.6	14	8.7	1.62	0	0.2	0.1	10	5	0	70.8	BBB
14	0	1	0	1.2	0.8	0.2	1.4	7	3.2	121.4	0.3	0.1	0	10	6	6	76.1	B
15	1	0	0	3.5	2.5	0.2	2	7	3.2	121.4	0.3	0.1	0	11	10	3	84.5	AA
16	1	0	1	0.4	0.4	0.3	4.3	24	37	19.97	0.8	0.2	0	13	7	2	80.6	AA
17	0	0	0	1.2	0.5	0	2.1	3.5	4.9	18.78	0.8	0.1	0	5	3	2	78.9	B
18	1	0	0	1.9	0.8	0.2	2.6	5.4	8.2	4.75	0.3	0.2	0.1	10	7	6	89.4	AA
19	1	0	1	2.2	1.3	0.5	1.7	4	4.8	49.92	0.5	0.1	0	11	6	0	80.3	AA
20	1	1	1	1.7	1.7	0.8	0.8	1.7	2.6	2.36	0.6	0	0	3	1	0	79.6	A
21	0	0	0	1.3	0.8	0.2	4.4	11	11	50.03	0.7	0.2	0	13	13	6	79.4	B
22	1	0	0	1.7	1	0.3	3.2	5.7	8.3	2840	0.5	0.2	0.1	10	8	8	83.9	AA
23	1	0	0	1.2	0.9	0	1.1	3.6	2.7	273.6	0.5	0.2	0.1	15	9	6	80.4	AA
24	1	0	1	1.6	1	0.1	2.8	6.8	5.5	20.86	0.6	0	0	5	7	3	81.6	AA
25	0	0	0	1	0.6	0.2	4.4	7.6	14	0.57	0.6	0	0	15	3	3	63.5	B
26	0	1	0	1.9	0.4	0	3.9	4.5	19	55.68	0.5	0.3	0.1	33	17	7	78.5	B
27	1	0	0	1.3	0.9	0.2	6	13	12	180.9	0.7	0.6	0.2	12	4	4	84.8	AA
28	1	0	0	1.3	0.6	0.2	2.6	5.5	6.1	6.46	0.5	0.2	0.1	20	6	0	83.4	AA
29	1	1	0	1.1	1	0.4	3	30	39	15.3	0.6	0.3	0.3	11	11	6	84.2	AA
30	0	1	0	3	2.6	0.3	1	5.7	11	0.82	0.3	0.1	0	10	4	4	74	BBB
31	1	0	0	1.7	0.3	0.1	2.5	2.1	26	31.58	0.6	0.5	0.2	9	4	1	81.3	AA
32	1	0	0	1.2	0.6	0.2	3.6	7	9.6	67.3	0.8	0.7	0.2	15	7	6	86.5	AA
33	1	0	0	1.7	0.7	0.1	3.3	4.5	9.8	21.69	0.5	0.5	0.2	6	5	5	82.5	AA
34	1	0	0	1.1	0.7	0	4.1	7.2	8	5.87	0.6	0.2	0.1	10	9	6	85.4	AA
35	0	0	1	1	0.7	0.2	4.6	11	9.5	1.62	0.6	0.2	0.1	1	1	1	75.8	B
36	1	0	0	1.9	1.2	0.1	6.4	13	13	154.5	0.5	0.5	0.2	9	10	2	87.8	AA