Nâng cao chất lượng dịch vụ tín dụng tiêu dùng tại ngân hàng Nông nghiệp và Phát triển Nông thôn Chi nhánh Trường An – Thành phố Huế - 18


Câu 33

.834

.776

.695





Câu 34

Câu 35

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Nâng cao chất lượng dịch vụ tín dụng tiêu dùng tại ngân hàng Nông nghiệp và Phát triển Nông thôn Chi nhánh Trường An – Thành phố Huế - 18

Extraction Method: Principal Component Analysis. Rotation Method: Varimax with Kaiser Normalization.

a. Rotation converged in 6 iterations.


Total Variance Explained


Component


Initial


Eigenvalues

Extraction Sums of Squared Loadings

Rotation Sums of Squared Loadings


Total

% of Variance

Cumulative

%


Total

% of Variance

Cumulative

%


Total

% of Variance

Cumulative

%

1

12.602

40.652

40.652

12.602

40.652

40.652

5.924

19.111

19.111

2

3.223

10.397

51.049

3.223

10.397

51.049

5.163

16.656

35.767

3

2.542

8.200

59.249

2.542

8.200

59.249

3.518

11.349

47.116

4

1.721

5.552

64.801

1.721

5.552

64.801

3.485

11.241

58.356

5

1.365

4.404

69.205

1.365

4.404

69.205

3.363

10.849

69.205

6

.895

2.886

72.091







7

.878

2.831

74.923







8

.737

2.376

77.299







9

.679

2.191

79.490







10

.613

1.976

81.466







11

.567

1.829

83.295







12

.529

1.706

85.001







13

.490

1.580

86.581







14

.468

1.509

88.090







15

.385

1.241

89.331







16

.367

1.185

90.516







17

.335

1.079

91.595







18

.307

.992

92.587







19

.298

.960

93.547







20

.259

.836

94.383







21

.256

.827

95.210







22

.228

.735

95.945







23

.205

.661

96.606







24

.193

.623

97.230







25

.182

.586

97.815







26

.142

.459

98.274







27

.128

.412

98.686







28

.119

.384

99.070







29

.114

.366

99.437







30

31

.103

.331

99.768







.072

.232

100.000







Extraction Method: Principal Component Analysis.


Phụ lục 6:

KIỂM ĐỊNH ĐỘ TIN CẬY CỦA THANG ĐO

CHẤT LƯỢNG DỊCH VỤ

a. Độ tin cậy


Reliability Statistics



Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items


N of Items

.886

.886

8


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

Câu 1

29.1049

11.821

.670

.579

.862

Câu 2

29.1543

11.560

.679

.516

.864

Câu 3

29.1728

11.423

.734

.604

.876

Câu 4

29.0123

11.304

.679

.560

.842

Câu 5

29.1049

11.014

.786

.680

.852

Câu 6

29.1111

11.416

.726

.597

.867

Câu 7

29.1481

11.320

.724

.562

.874

Câu 10

29.1358

11.559

.677

.585

.834


b. Đồng cảm


Reliability Statistics



Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items


N of Items

.866

.866

5


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

Câu 9

16.2037

5.753

.608

.388

.858

Câu 11

16.1173

5.918

.629

.414

.852

Câu 12

16.2222

5.081

.794

.688

.809

Câu 13

16.1543

5.560

.741

.630

.825

Câu 14

16.1667

5.531

.675

.471

.841


c. Phương tiện hữu hình


Reliability Statistics


Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items

N of Items

.881

.880

5


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

Câu 15

16.1296

5.778

.650

.502

.870

Câu 16

16.2840

5.174

.813

.687

.831

Câu 17

16.2531

5.283

.759

.617

.844

Câu 18

16.4630

5.592

.672

.514

.865

Câu 19

16.4012

5.484

.681

.513

.863

d. Đáp ứng


Reliability Statistics



Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items


N of Items

.847

.848

8


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

Câu 21

29.2407

14.408

.776

.787

.842

Câu 22

29.2593

14.168

.832

.789

.839

Câu 23

29.2654

14.109

.804

.734

.840

Câu 24

29.2593

14.243

.830

.749

.839

Câu 25

29.2654

14.519

.800

.707

.841

Câu 33

29.3333

13.702

.866

.858

.836

Câu 34

29.3272

14.023

.800

.785

.841

Câu 35

29.2901

14.220

.754

.781

.844


e. Năng lực phục vụ

Reliability Statistics


Cronbach's Alpha

Cronbach's Alpha Based on Standardized Items


N of Items

.887

.887

5


Item-Total Statistics


Scale Mean if Item Deleted

Scale Variance if Item Deleted

Corrected Item- Total Correlation

Squared Multiple Correlation

Cronbach's Alpha if Item Deleted

Câu 27

17.4259

4.432

.654

.455

.879

Câu 28

17.3333

4.286

.725

.542

.864

Câu 29

17.4691

4.313

.684

.496

.873

Câu 31

17.3704

4.123

.782

.671

.851

Câu 32

17.3889

3.866

.795

.687

.847

Phu lục 7:


KIỂM ĐỊNH PHÂN PHỐI CHUẨN

One-Sample Kolmogorov-Smirnov Test



NT1

NT2

NT3

NT4

NT5

N


162

4.2015

.44310

.176

.083

-.176

2.246

.000

162

4.1162

.54744

.200

.075

-.200

2.544

.000

162

4.0972

.55488

.190

.113

-.190

2.415

.000

162

4.2010

.47458

.182

.133

-.182

2.312

.000

162

4.3027

.49665

.197

.112

-.197

2.508

.000

Normal Parametersa Mean

Std. Deviation Most Extreme Differences Absolute

Positive Negative

Kolmogorov-Smirnov Z

Asymp. Sig. (2-tailed)

a. Test distribution is Normal.


Descriptive Statistics


N

Mean

Std. Deviation

Skewness

Kurt

osis

Statistic

Statistic

Statistic

Statistic

Std. Error

Statistic

Std. Error

NT1

162

4.2015

.44310

-.812

.191

1.324

.379

NT2

162

4.1162

.54744

-1.066

.191

1.383

.379

NT3

162

4.0972

.55488

-.789

.191

1.252

.379

NT4

162

4.2010

.47458

-.574

.191

1.398

.379

NT5

162

4.3027

.49665

-1.078

.191

2.369

.379

Valid N (listwise)

162







Phu lục 8:


THỐNG KÊ ĐÁNH GIÁ CỦA KHÁCH HÀNG VỀ CÁC NHÂN TỐ


Mức độ tin cậy


Descriptive Statistics



N

Minimum

Maximum

Mean

Std. Deviation

Câu 1

162

2.00

5.00

4.1728

.56371

Câu 2

162

2.00

5.00

4.1235

.60808

Câu 3

162

2.00

5.00

4.1049

.59614

Câu 4

162

2.00

5.00

4.2654

.65743

Câu 5

162

2.00

5.00

4.1728

.63618

Câu 6

162

2.00

5.00

4.1667

.60279

Câu 7

162

2.00

5.00

4.1296

.62195

Câu 10

162

2.00

5.00

4.1420

.60912

Valid N (listwise)

162






Câu 1


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

1

.6

.6

.6


Binh thuong

11

6.8

6.8

7.4


Dong y

109

67.3

67.3

74.7


Rat dong y

41

25.3

25.3

100.0


Total

162

100.0

100.0



Câu 2


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

1

.6

.6

.6


Binh thuong

18

11.1

11.1

11.7


Dong y

103

63.6

63.6

75.3


Rat dong y

40

24.7

24.7

100.0


Total

162

100.0

100.0



Câu 3


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

2

1.2

1.2

1.2


Binh thuong

15

9.3

9.3

10.5


Dong y

109

67.3

67.3

77.8


Rat dong y

36

22.2

22.2

100.0


Total

162

100.0

100.0



Câu 4



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

2

1.2

1.2

1.2


Binh thuong

13

8.0

8.0

9.3


Dong y

87

53.7

53.7

63.0


Rat dong y

60

37.0

37.0

100.0


Total

162

100.0

100.0



Câu 5


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

2

1.2

1.2

1.2


Binh thuong

15

9.3

9.3

10.5


Dong y

98

60.5

60.5

71.0


Rat dong y

47

29.0

29.0

100.0


Total

162

100.0

100.0



Câu 6


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

1

.6

.6

.6


Binh thuong

15

9.3

9.3

9.9


Dong y

102

63.0

63.0

72.8


Rat dong y

44

27.2

27.2

100.0


Total

162

100.0

100.0



Câu 7


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

2

1.2

1.2

1.2


Binh thuong

16

9.9

9.9

11.1


Dong y

103

63.6

63.6

74.7


Rat dong y

41

25.3

25.3

100.0


Total

162

100.0

100.0



Câu 10



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

2

1.2

1.2

1.2


Binh thuong

14

8.6

8.6

9.9


Dong y

105

64.8

64.8

74.7


Rat dong y

41

25.3

25.3

100.0


Total

162

100.0

100.0


Mức độ đồng cảm


Descriptive Statistics



N

Minimum

Maximum

Mean

Std. Deviation

Câu 9

162

2.00

5.00

4.0123

.73076

162

2.00

5.00

4.0988

.67068

Câu 12

162

2.00

5.00

3.9938

.76813

Câu 13

162

2.00

5.00

4.0617

.68426

Câu 14

162

2.00

5.00

4.0494

.73765

Valid N (listwise)

162





Câu 11


Câu 9


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

4

2.5

2.5

2.5


Binh thuong

30

18.5

18.5

21.0


Dong y

88

54.3

54.3

75.3


Rat dong y

40

24.7

24.7

100.0


Total

162

100.0

100.0



Câu 11


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

3

1.9

1.9

1.9


Binh thuong

20

12.3

12.3

14.2


Dong y

97

59.9

59.9

74.1


Rat dong y

42

25.9

25.9

100.0


Total

162

100.0

100.0



Câu 12


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

4

2.5

2.5

2.5


Binh thuong

36

22.2

22.2

24.7


Dong y

79

48.8

48.8

73.5


Rat dong y

43

26.5

26.5

100.0


Total

162

100.0

100.0



Câu 13


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

4

2.5

2.5

2.5


Binh thuong

21

13.0

13.0

15.4


Dong y

98

60.5

60.5

75.9


Rat dong y

39

24.1

24.1

100.0


Total

162

100.0

100.0



Câu 14



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

4

2.5

2.5

2.5


Binh thuong

28

17.3

17.3

19.8


Dong y

86

53.1

53.1

72.8


Rat dong y

Total

44

162

27.2

100.0

27.2

100.0

100.0


Phương tiện hữu hình


Descriptive Statistics



N

Minimum

Maximum

Mean

Std. Deviation

Câu 15

162

2.00

5.00

4.2531

.66231

Câu 16

162

2.00

5.00

4.0988

.70675

Câu 17

162

2.00

5.00

4.1296

.71487

Câu 18

162

2.00

5.00

3.9198

.69585

Câu 19

162

2.00

5.00

3.9815

.71776

Valid N (listwise)

162






Câu 15


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

3

1.9

1.9

1.9


Binh thuong

11

6.8

6.8

8.6


Dong y

90

55.6

55.6

64.2


Rat dong y

58

35.8

35.8

100.0


Total

162

100.0

100.0



Câu 16


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

2

1.2

1.2

1.2


Binh thuong

27

16.7

16.7

17.9


Dong y

86

53.1

53.1

71.0


Rat dong y

47

29.0

29.0

100.0


Total

162

100.0

100.0



Câu 17


Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

3

1.9

1.9

1.9


Binh thuong

23

14.2

14.2

16.0


Dong y

86

53.1

53.1

69.1


Rat dong y

50

30.9

30.9

100.0


Total

162

100.0

100.0



Câu 18



Frequency

Percent

Valid Percent

Cumulative Percent

Valid

Khong dong y

4

2.5

2.5

2.5


Binh thuong

34

21.0

21.0

23.5


Dong y

95

58.6

58.6

82.1


Rat dong y

29

17.9

17.9

100.0

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