Các nhân tố ảnh hưởng đến quyết định chọn ngân hàng để gửi tiền tiết kiệm của khách hàng cá nhân tại khu vực thành phố Hồ Chí Minh

Bảng số 17b: Total Variance Explained

Compo nent

Initial		Eigenvalues	Extraction Sums of Squared Loadings
Total	% of Variance	Cumulative %	Total	% of Variance	Cumulative %
1	9.901	26.759	26.759	9.901	26.759	26.759
2	3.198	8.643	35.402	3.198	8.643	35.402
3	2.835	7.661	43.063	2.835	7.661	43.063
4	2.394	6.471	49.534	2.394	6.471	49.534
5	2.230	6.026	55.561	2.230	6.026	55.561
6	1.709	4.618	60.178	1.709	4.618	60.178
7	1.572	4.249	64.427	1.572	4.249	64.427
8	1.367	3.694	68.121	1.367	3.694	68.121
9	.999	2.701	70.822
10	.907	2.450	73.272
11	.883	2.386	75.658
12	.756	2.042	77.700
13	.649	1.754	79.454
14	.638	1.725	81.179
15	.619	1.673	82.852
16	.594	1.606	84.458
17	.517	1.397	85.855
18	.502	1.357	87.212
19	.457	1.236	88.448
20	.434	1.172	89.620
21	.404	1.092	90.713
22	.354	.957	91.670
23	.336	.908	92.578
24	.319	.863	93.441
25	.295	.796	94.237
26	.289	.782	95.019
27	.263	.712	95.731
28	.256	.692	96.423
29	.219	.593	97.016
30	.206	.558	97.574
31	.190	.514	98.088
32	.175	.473	98.561
33	.158	.427	98.989
34	.130	.350	99.339
35	.109	.296	99.635
36	.078	.212	99.847
37	.057	.153	100.000

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Extraction Method: Principal Component Analysis.

Bảng 17c: Rotated Component Matrixa

Component
1	2	3	4	5	6	7	8
SAT2	.884	.154	.101	.125	.147
SAT6	.837		.101	.148	.187			.188
SAT4	.783		.143		.193			.250
SAT1	.761	.224		.198	.157
SAT5	.728	.103			.282	-.111		.154
SAT3	.559	.142	.513
STT7		.881		.136				.122
STT9		.842		.142
STT1	.175	.829		.154	.125			.124
STT5	.119	.806	.128	.120	.149			.115
STT4	.204	.668		.126	.330		.108	.141
STT6	.148	.538		.292	.156			-.114
DNNV2	.117		.837	.127
DNNV1		.101	.833
DNNV3	.150	.128	.825		.108		.119
SAT8	.538		.574
DNNV5			.559	.486				.101
NBTH1		.242	.144	.834	.118			.116
NBTH2	.117	.246		.734	.242
NBTH4	.214	.283		.667	.158
NBTH3	.471	.107		.553
DNNV4	.123		.512	.536	.153
SDC2		.154	.117		.770			.105
SDC3	.346	.132		.107	.660	-.123
SDC5	.294			.156	.651
SDC1	.130			.181	.635
SDC4	.127	.144	.106	.139	.575		-.203	.217
AHXH4						.925
AHXH2						.904
AHXH1		-.113			-.111	.721
AHXH3				-.123	-.103	.458	.446
PTHH1					-.160		.845
PTHH5							.842
PTHH2							.786
LITC2	.221	.113			.202			.847
LITC1	.311	.177	.113		.224			.786
LITC3	.136	.249	.115	.480	.105			.614

Extraction Method: Principal Component Analysis. Rotation Method: Varimax with Kaiser Normalization.

a. Rotation converged in 6 iterations.

Bảng số 18: Phân tích nhân tố EFA các thành phần ảnh hưởng đến ý định (lần 2)

Bảng số 18a: KMO and Bartlett's Test

Kaiser-Meyer-Olkin Measure of Sampling Adequacy.

.825
Bartlett's Test of Sphericity Approx. Chi-Square	4.748E3
df	630
Sig.	.000

Bảng số 18b: Total Variance Explained

Compon ent

Initial		Eigenvalues	Extraction Sums of Square		d Loadings
Total	% of Variance	Cumulative %	Total	% of Variance	Cumulative %
1	9.883	27.452	27.452	9.883	27.452	27.452
2	3.179	8.830	36.282	3.179	8.830	36.282
3	2.692	7.478	43.760	2.692	7.478	43.760
4	2.279	6.332	50.092	2.279	6.332	50.092
5	2.203	6.120	56.211	2.203	6.120	56.211
6	1.707	4.743	60.954	1.707	4.743	60.954
7	1.561	4.335	65.289	1.561	4.335	65.289
8	1.367	3.796	69.085	1.367	3.796	69.085
9	.938	2.606	71.692
10	.891	2.476	74.168
11	.830	2.306	76.474
12	.726	2.017	78.492
13	.646	1.796	80.287
14	.625	1.735	82.023
15	.600	1.667	83.690
16	.530	1.471	85.161
17	.517	1.435	86.596
18	.461	1.282	87.878
19	.438	1.217	89.094
20	.413	1.148	90.243
21	.380	1.054	91.297
22	.354	.983	92.280
23	.319	.887	93.167
24	.307	.852	94.020
25	.290	.804	94.824
26	.266	.739	95.563
27	.257	.714	96.277
28	.221	.615	96.892
29	.208	.578	97.471
30	.197	.548	98.019
31	.180	.500	98.519
32	.158	.440	98.959
33	.130	.360	99.319
34	.109	.304	99.623
35	.079	.219	99.842
36	.057	.158	100.000

Extraction Method: Principal Component Analysis.

Bảng số 18c: Rotated Component Matrixa

Component
1	2	3	4	5	6	7	8
SAT2	.883	.154	.102	.124	.148
SAT6	.836		.102	.147	.188			.190
SAT4	.783		.143		.193			.250
SAT1	.762	.224		.199	.157
SAT5	.731	.101			.281	-.118		.153
SAT3	.559	.142	.512
STT7		.881		.138				.122
STT9		.840		.146
STT1	.173	.830		.153	.125			.126
STT5	.118	.806	.129	.120	.150			.116
STT4	.203	.669		.126	.329		.113	.142
STT6	.148	.537		.295	.157			-.114
DNNV2	.115		.838	.128
DNNV1		.101	.832
DNNV3	.147	.129	.828		.107		.120
SAT8	.535		.576
DNNV5			.560	.485				.101
NBTH1		.240	.140	.836	.118			.114
NBTH2	.115	.246		.729	.245
NBTH4	.216	.282		.670	.158
NBTH3	.472	.105		.554
DNNV4	.127		.506	.545	.150
SDC2		.153	.115		.769			.104
SDC3	.348	.130		.112	.659	-.124
SDC5	.290			.147	.655
SDC1	.128			.179	.637
SDC4	.131	.141	.101	.149	.571		-.224	.213
AHXH4	-.106					.923
AHXH2						.900
AHXH1		-.105			-.113	.758
PTHH5							.849
PTHH1					-.165		.831
PTHH2							.815
LITC2	.219	.113			.202			.847
LITC1	.308	.178	.115		.225			.788
LITC3	.137	.247	.112	.485	.103			.612

Extraction Method: Principal Component Analysis. Rotation Method: Varimax with Kaiser Normalization.

a. Rotation converged in 6 iterations.

Bảng số 19: Phân tích nhân tố EFA các thành phần ảnh hưởng đến ý định (lần 3)

Bảng số 19a:KMO and Bartlett's Test

Kaiser-Meyer-Olkin Measure of Sampling Adequacy.

.813
Bartlett's Test of Sphericity Approx. Chi-Square	3.655E3
df	406
Sig.	.000

Bảng số 19b: Total Variance Explained

Compo nent

Initial		Eigenvalues	Extraction Sums of Squared Loadings
Total	% of Variance	Cumulative %	Total	% of Variance	Cumulative %
1	7.992	27.559	27.559	7.992	27.559	27.559
2	2.935	10.122	37.681	2.935	10.122	37.681
3	2.293	7.907	45.588	2.293	7.907	45.588
4	2.173	7.493	53.082	2.173	7.493	53.082
5	1.972	6.800	59.882	1.972	6.800	59.882
6	1.492	5.143	65.025	1.492	5.143	65.025
7	1.351	4.659	69.684	1.351	4.659	69.684
8	1.166	4.021	73.705	1.166	4.021	73.705
9	.866	2.986	76.691
10	.754	2.601	79.292
11	.599	2.066	81.358
12	.552	1.905	83.263
13	.510	1.760	85.023
14	.472	1.628	86.651
15	.447	1.543	88.194
16	.403	1.391	89.584
17	.395	1.362	90.946
18	.363	1.252	92.198
19	.327	1.128	93.325
20	.309	1.066	94.391
21	.272	.938	95.329
22	.259	.893	96.222
23	.234	.807	97.029
24	.218	.750	97.779
25	.189	.650	98.430
26	.169	.584	99.014
27	.122	.420	99.434
28	.088	.305	99.738
29	.076	.262	100.000

Extraction Method: Principal Component Analysis.

Bảng số 19c: Rotated Component Matrixa

Component
1	2	3	4	5	6	7	8
SAT2	.883	.144	.144				.123
SAT6	.879		.154	.125			.151	.157
SAT4	.811		.163	.151			.105	.225
SAT1	.796	.219	.159				.140
SAT5	.745	.107	.260		-.110			.171
STT7		.890					.171
STT9		.863					.172
STT1	.195	.828	.130				.170
STT5	.131	.807	.167	.114			.107
STT4	.205	.656	.325			.118	.133	.187
SDC2		.146	.760					.148
SDC1	.135		.675				.178
SDC5	.268		.671				.166
SDC3	.412	.117	.610		-.117			.113
SDC4	.170	.160	.590			-.219		.153
DNNV1				.889
DNNV2	.144			.871			.112
DNNV3	.145	.119	.106	.832		.129
AHXH4	-.109				.926
AHXH2					.898			-.109
AHXH1		-.106	-.130		.761
PTHH5						.849
PTHH1			-.169			.828
PTHH2						.819
NBTH2	.108	.214	.233				.803
NBTH1	.127	.246	.125	.112			.801
NBTH4	.242	.241	.127				.759
LITC2	.212	.126	.180				.125	.882
LITC1	.289	.192	.219					.822

Extraction Method: Principal Component Analysis. Rotation Method: Varimax with Kaiser Normalization.

a. Rotation converged in 6 iterations.

Bảng số 20: Phân tích nhân tố EFA các thành phần ảnh hưởng đến ý định (lần 4)

Bảng số 20a: KMO and Bartlett's Test

Kaiser-Meyer-Olkin Measure of Sampling Adequacy.

.806
Bartlett's Test of Sphericity Approx. Chi-Square	3.483E3
df	378
Sig.	.000

Bảng số 20b: Total Variance Explained

Compon ent

Initial		Eigenvalues	Extraction Sums of Squared Loadings
Total	% of Variance	Cumulative %	Total	% of Variance	Cumulative %
1	7.634	27.266	27.266	7.634	27.266	27.266
2	2.871	10.252	37.518	2.871	10.252	37.518
3	2.280	8.142	45.660	2.280	8.142	45.660
4	2.173	7.760	53.420	2.173	7.760	53.420
5	1.962	7.009	60.429	1.962	7.009	60.429
6	1.457	5.204	65.633	1.457	5.204	65.633
7	1.347	4.811	70.443	1.347	4.811	70.443
8	1.146	4.094	74.538	1.146	4.094	74.538
9	.757	2.705	77.242
10	.678	2.420	79.662
11	.593	2.116	81.778
12	.549	1.962	83.741
13	.495	1.769	85.509
14	.464	1.657	87.166
15	.444	1.584	88.750
16	.395	1.411	90.161
17	.393	1.402	91.563
18	.361	1.290	92.852
19	.309	1.104	93.956
20	.302	1.078	95.035
21	.272	.971	96.006
22	.246	.878	96.883
23	.224	.802	97.685
24	.189	.677	98.362
25	.169	.605	98.967
26	.125	.445	99.412
27	.089	.317	99.729
28	.076	.271	100.000

Extraction Method: Principal Component Analysis.

Bảng số 20c: Rotated Component Matrixa

Component
1	2	3	4	5	6	7	8
SAT2	.889	.146		.137		.119
SAT6	.885		.121	.147		.148		.150
SAT4	.816		.149	.147		.104		.220
SAT1	.801	.220		.151		.138
SAT5	.745	.112		.173	-.105			.196
STT7		.889				.171
STT9		.862				.172
STT1	.197	.829		.118		.173
STT5	.135	.809	.113	.158		.109
STT4	.211	.659		.298		.141	.115	.198
DNNV1			.889
DNNV2	.145		.872			.116
DNNV3	.149	.119	.832	.101			.129
SDC1	.159			.751		.154
SDC5	.289			.701		.157
SDC2		.154	.105	.688				.192
SDC4	.187	.166		.598			-.221	.159
AHXH4	-.110				.928
AHXH2					.897			-.108
AHXH1		-.107		-.119	.764
NBTH2	.112	.214		.213		.809
NBTH1	.129	.245	.113	.110		.804
NBTH4	.244	.240		.102		.765
PTHH5							.850
PTHH1				-.181			.827
PTHH2							.819
LITC2	.219	.126		.151		.132		.885
LITC1	.300	.192		.221				.815

Extraction Method: Principal Component Analysis. Rotation Method: Varimax with Kaiser Normalization.

a. Rotation converged in 6 iterations.

Bảng số 21: Phân tích nhân tố EFA Ý định gủi tiền

Bảng số 21a: KMO and Bartlett's Test

Kaiser-Meyer-Olkin Measure of Sampling Adequacy.

.720
Bartlett's Test of Sphericity Approx. Chi-Square	224.089
df	3
Sig.	.000

Bảng số 21b: Total Variance Explained

Compo nent

Initial		Eigenvalues	Extraction Sums of Squared Loadings
Total	% of Variance	Cumulative %	Total	% of Variance	Cumulative %
1	2.226	74.201	74.201	2.226	74.201	74.201
2	.413	13.762	87.963
3	.361	12.037	100.000

Extraction Method: Principal Component Analysis.