Năng lực cạnh tranh của các ngân hàng thương mại Việt Nam sau sáp nhập và mua lại - 24

Component

1

CT_4

.811

CT_1

.783

CT_3

.747

CT_2

.698

Extraction Method: Principal Component

Analysis.

a. 1 components extracted.

TC

CN

UT

PDV

CL

ML

QT

CT

TC

Pearson

Correlation

1

.006

-.016

.047

.147*

.041

.106

.374**

Sig. (2-tailed)

.914

.785

.429

.013

.494

.073

.000

N

286

286

286

286

286

286

286

286

CN

Pearson

Correlation

.006

1

.032

.062

.027

.091

.159**

.362**

Sig. (2-tailed)

.914

.592

.295

.649

.125

.007

.000

N

286

286

286

286

286

286

286

286

UT

Pearson

Correlation

-.016

.032

1

.098

.022

-.033

.070

.371**

Sig. (2-tailed)

.785

.592

.099

.706

.576

.238

.000

N

286

286

286

286

286

286

286

286

PDV

Pearson

Correlation

.047

.062

.098

1

.043

.093

.097

.400**

Sig. (2-tailed)

.429

.295

.099

.469

.117

.101

.000

N

286

286

286

286

286

286

286

286

CL

Pearson

Correlation

.147*

.027

.022

.043

1

-.026

.084

.353**

Sig. (2-tailed)

.013

.649

.706

.469

.661

.157

.000

N

286

286

286

286

286

286

286

286

ML

Pearson

Correlation

.041

.091

-.033

.093

-.026

1

.083

.261**

Sig. (2-tailed)

.494

.125

.576

.117

.661

.162

.000

N

286

286

286

286

286

286

286

286

QT

Pearson

Correlation

.106

.159**

.070

.097

.084

.083

1

.447**

Sig. (2-tailed)

.073

.007

.238

.101

.157

.162

.000

N

286

286

286

286

286

286

286

286

CT

Pearson

Correlation

.374**

.362**

.371**

.400**

.353**

.261**

.447**

1

Sig. (2-tailed)

.000

.000

.000

.000

.000

.000

.000

N

286

286

286

286

286

286

286

286

*. Correlation is significant at the 0.05 level (2-tailed).

**. Correlation is significant at the 0.01 level (2-tailed).

Model

R

R

Square

Adjusted R Square

Std. Error of the

Estimate

Change Statistics

Durbin- Watson

R Square

Change

F

Change

df1

df2

Sig. F

Change

1

.840a

.706

.699

.26572

.706

95.346

7

278

.000

1.976

a. Predictors: (Constant), QT, UT, CL, ML, PDV, TC, CN

b. Dependent Variable: CT

Model

Sum of Squares

df

Mean Square

F

Sig.

1

Regression

47.125

7

6.732

95.346

.000b

Residual

19.629

278

.071

Total

66.754

285

a. Dependent Variable: CT

b. Predictors: (Constant), QT, UT, CL, ML, PDV, TC, CN

Model

Unstandardized

Coefficients

Standardized

Coefficients

t

Sig.

Collinearity

Statistics

B

Std. Error

Beta

Tolerance

VIF

1

(Constant)

-.278

.145

-1.911

.057

TC

.167

.019

.287

8.667

.000

.966

1.035

CN

.153

.019

.262

7.928

.000

.966

1.035

UT

.175

.018

.320

9.768

.000

.983

1.017

PDV

.155

.018

.281

8.524

.000

.971

1.030

CL

.152

.019

.266

8.048

.000

.971

1.030

ML

.095

.016

.193

5.867

.000

.975

1.025

QT

.168

.020

.287

8.573

.000

.946

1.057

a. Dependent Variable: CT

CT

N

Mean

Std.

Deviation

Std. Error

95% Confidence Interval for Mean

Minimum

Maximum

Lower

Bound

Upper

Bound

SHB

37

3.4574

.50357

.07345

3.3096

3.6053

1.00

4.00

HDBank

35

3.4563

.40781

.06448

3.3258

3.5867

2.50

5.00

SCB

34

3.3000

.56997

.09775

3.1300

3.4700

1.50

4.50

LPB

36

3.5156

.53169

.08407

3.3297

3.7015

1.00

4.00

PVcombank

34

3.3357

.32618

.05955

3.1472

3.5243

3.00

4.00

Sacombank

36

3.4706

.51563

.09115

3.2717

3.6695

2.50

5.00

BIDV

40

3.5357

.36460

.06890

3.3943

3.6771

2.75

4.00

Maritimebank

34

3.3917

.54887

.09278

3.2699

3.5135

1.50

4.00

Total

286

3.4292

.48397

.02862

3.3729

3.4855

1.00

5.00

CT

Levene Statistic

df1

df2

Sig.

.967

7

278

.456

CT

Sum of Squares

df

Mean Square

F

Sig.

Between Groups

1.698

7

.243

1.036

.406

Within Groups

65.056

278

.234

Total

66.754

285

CT

N

Mean

Std.

Deviation

Std. Error

95% Confidence

Interval for Mean

Minimum

Maximum

Lower

Bound

Upper

Bound

Dưới 10 triệu

68

3.3640

.51186

.06207

3.2401

3.4879

1.00

4.50

Từ 10 – 15 triệu

96

3.4635

.41514

.04237

3.3794

3.5477

2.25

5.00

67

3.3955

.47703

.05828

3.2792

3.5119

1.50

4.00

Trên 20 triệu

55

3.4909

.56307

.07592

3.3387

3.6431

1.00

5.00

Total

286

3.4292

.48397

.02862

3.3729

3.4855

1.00

5.00

CT

Levene Statistic

df1

df2

Sig.

.807

3

282

.491

CT

Sum of Squares

df

Mean Square

F

Sig.

Between Groups

.688

3

.229

.979

.403

Within Groups

66.066

282

.234

Total

66.754

285

CT

N

Mean

Std.

Deviation

Std. Error

95% Confidence Interval

for Mean

Minimum

Maximum

Lower

Bound

Upper Bound

Trung cấp, Cao

đẳng

53

3.4575

.51360

.07055

3.3160

3.5991

1.50

5.00

Đại học

172

3.4084

.46670

.03559

3.3382

3.4787

1.00

4.50

Thạc sĩ

57

3.5088

.39235

.05197

3.4047

3.6129

2.75

5.00

Tiến sĩ

4

2.8125

1.31300

.65650

.7232

4.9018

1.00

4.00

Total

286

3.4292

.48397

.02862

3.3729

3.4855

1.00

5.00

CT

Levene Statistic

df1

df2

Sig.

5.304

3

282

.001

CT

Sum of Squares

df

Mean Square

F

Sig.

Between Groups

1.999

3

.666

2.902

.035

Within Groups

64.755

282

.230

Total

66.754

285

Dependent Variable: CT

Tukey HSD

(I) HocVan

(J) HocVan

Mean Difference

(I-J)

Std. Error

Sig.

95% Confidence Interval

Lower Bound

Upper Bound

Trung cấp, Cao đẳng

Đạihọc

.04912

.07528

.915

-.1454

.2437

Thạcsĩ

-.05122

.09144

.944

-.2875

.1851

Tiếnsĩ

.64505*

.24847

.049

.0029

1.2872

Đại học

Trungcấp, Cao đẳng

-.04912

.07528

.915

-.2437

.1454

Thạcsĩ

-.10034

.07324

.519

-.2896

.0889

Tiếnsĩ

.59593

.24237

.069

-.0304

1.2223

Trungcấp, Cao đẳng

.05122

.09144

.944

-.1851

.2875

Đạihọc

.10034

.07324

.519

-.0889

.2896

Tiếnsĩ

.69627*

.24786

.027

.0557

1.3368

Tiến sĩ

Trungcấp, Cao đẳng

-.64505*

.24847

.049

-1.2872

-.0029

Đạihọc

-.59593

.24237

.069

-1.2223

.0304

Thạcsĩ

-.69627*

.24786

.027

-1.3368

-.0557

*. The mean difference is significant at the 0.05 level.

Tukey HSD

HocVan

N

Subset for alpha = 0.05

1

2

Tiếnsĩ

4

2.8125

Đạihọc

172

3.4084

Trungcấp, Cao đẳng

53

3.4575

Thạcsĩ

57

3.5088

Sig.

1.000

.947

Means for groups in homogeneous subsets are displayed.

a. Uses Harmonic Mean Sample Size = 13.688.

b. The group sizes are unequal. The harmonic mean of the group sizes is used. Type I error levels are not guaranteed.

CT

N

Mean

Std.

Deviation

Std. Error

95% Confidence Interval

for Mean

Minimum

Maximum

Lower Bound

Upper Bound

Dưới 35 tuổi

109

3.4289

.43976

.04212

3.3454

3.5124

1.50

5.00

Từ 35 – 45

tuổi

97

3.4046

.51595

.05239

3.3007

3.5086

1.00

5.00

Từ 45 – 55

tuổi

41

3.5122

.39509

.06170

3.3875

3.6369

2.75

4.50

Trên 55 tuổi

39

3.4038

.60048

.09615

3.2092

3.5985

1.00

4.50

Total

286

3.4292

.48397

.02862

3.3729

3.4855

1.00

5.00

Test of Homogeneity of Variances

CT

Levene Statistic

df1

df2

Sig.

1.134

3

282

.336

ANOVA

CT

Sum of Squares

df

Mean Square

F

Sig.

Between Groups

.366

3

.122

.518

.670

Within Groups

66.388

282

.235

Total

66.754

285

GioiTinh

N

Mean

Std. Deviation

Std. Error Mean

CT

Nam

132

3.4489

.46308

.04031

Nữ

154

3.4123

.50206

.04046

Levene's Test for Equality of Variances

t-test for Equality of Means

F

Sig.

t

df

Sig. (2-

tailed)

Mean Difference

Std. Error Difference

95% Confidence Interval of the Difference

Lower

Upper

CT

Equal variances assumed

.288

.592

.636

284

.526

.03653

.05747

-.07659

.14964

Equal variances not assumed

.640

282.456

.523

.03653

.05711

-.07589

.14894