Trang chủ / Tín Dụng

Xếp hạng tín dụng nội bộ theo phân khúc thị trường tại Ngân hàng Nông nghiệp và Phát triển nông thôn Việt Nam - 28



Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 0 Constant

.916

.171

28.786

1

.000

2.500

Có thể bạn quan tâm!

Xem toàn bộ 303 trang tài liệu này.

Xếp hạng tín dụng nội bộ theo phân khúc thị trường tại Ngân hàng Nông nghiệp và Phát triển nông thôn Việt Nam - 28

Variables not in the Equation



Score

df

Sig.

Step 0

Variables V24_MH

6.667

1

.010


V25_MH

22.183

1

.000


V27_MH

10.222

1

.001


V28_MH

9.372

1

.002


v29_MH

14.293

1

.000


V30_MH

6.300

1

.012


Overall Statistics

59.597

6

.000


Hàm hồi quy V27

Omnibus Tests of Model Coefficients


Chi-square

df

Sig.

Step 1

Step

65.087

5

.000


Block

65.087

5

.000


Model

65.087

5

.000

Model Summary


Step

-2 Log likelihood

Cox & Snell R Square

Nagelkerke R Square

1

160.036a

.321

.435

a. Estimation terminated at iteration number 5 because parameter estimates changed by less than

.001.



Classification Tablea


Observed

Predicted

V27_MH

Percentage Correct

0

1

Step 1

V27_M 0

45

21

68.2


H 1

17

85

83.3


Overall Percentage



77.4

a. The cut value is .500



Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 1a

Gioitinh

-.970

.418

5.387

1

.020

.379


Nhomtuoi

.722

.241

8.944

1

.003

2.058


v06

.748

.167

20.045

1

.000

2.112


v12

-1.540

.444

12.016

1

.001

.214


v15.3

-1.203

.419

8.247

1

.004

.300


Constant

-.042

1.067

.002

1

.969

.959

a. Variable(s) entered on step 1: Gioitinh, Nhomtuoi, v06, v12, v15.3.

Classification Tablea,b


Observed

Predicted

V27_MH

Percentage Correct

0

1

Step 0

V27_M 0

0

66

.0


H 1

0

102

100.0


Overall Percentage



60.7

a. Constant is included in the model.

b. The cut value is .500

Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 0 Constant

.435

.158

7.594

1

.006

1.545


Variables not in the Equation


Score

df

Sig.

Step 0 Variables Gioitinh

Nhomtuoi v06

v12 v15.3

Overall Statistics

5.063

12.599

28.895

5.774

12.826

53.692

1

1

1

1

1

5

.024

.000

.000

.016

.000

.000


Hàm hồi quy V28

Omnibus Tests of Model Coefficients


Chi-square

df

Sig.

Step 1

Step

72.044

5

.000


Block

72.044

5

.000


Model

72.044

5

.000



Model Summary


Step

-2 Log likelihood

Cox & Snell R Square

Nagelkerke R Square

1

74.096a

.352

.538

a. Estimation terminated at iteration number 6 because parameter estimates changed by less than

.001.


Classification Tablea


Observed

Predicted

V28_MH

Percentage Correct

0

1

Step 1

V28_MH 0

1

Overall Percentage

24

13

64.9

6

123

95.3



88.6

a. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 1a

Gioitinh

.944

.517

3.331

1

.068

2.570


v06

-.937

.213

19.376

1

.000

.392


v15

1.067

.261

16.651

1

.000

2.906


v16

-.941

.350

7.218

1

.007

.390


v17

-.732

.218

11.320

1

.001

.481


Constant

6.697

1.750

14.651

1

.000

809.787

a. Variable(s) entered on step 1: Gioitinh, v06, v15, v16, v17.


Classification Tablea,b


Observed

Predicted

V28_MH

Percentage Correct

0

1

Step 0

V28_M 0

0

37

.0


H 1

0

129

100.0


Overall Percentage



77.7

a. Constant is included in the model.

b. The cut value is .500



Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 0 Constant

1.249

.186

44.847

1

.000

3.486


Variables not in the Equation


Score

df

Sig.

Step 0 Variables Gioitinh

v06 v15 v16 v17

Overall Statistics

5.016

27.360

16.080

4.510

12.002

63.684

1

1

1

1

1

5

.025

.000

.000

.034

.001

.000


Hàm hồi quy V29

Omnibus Tests of Model Coefficients


Chi-square

df

Sig.

Step 1

Step

31.549

4

.000


Block

31.549

4

.000


Model

31.549

4

.000

Model Summary


Step

-2 Log likelihood

Cox & Snell R Square

Nagelkerke R Square

1

32.579a

.173

.540

a. Estimation terminated at iteration number 9 because parameter estimates changed by less than

.001.



Classification Tablea


Observed

Predicted

v29_MH

Percentage Correct

0

1

Step 1

v29_MH 0

1

Overall Percentage

4

4

50.0

2

156

98.7



96.4

a. The cut value is .500



Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 1a

Nhomtuoi

2.347

.832

7.957

1

.005

10.456


v05.3

-4.871

1.965

6.146

1

.013

.008


v14

-1.424

.467

9.289

1

.002

.241


v15

1.634

.609

7.189

1

.007

5.125


Constant

-2.544

2.433

1.093

1

.296

.079

a. Variable(s) entered on step 1: Nhomtuoi, v05.3, v14, v15.

Classification Tablea,b


Observed

Predicted

v29_MH

Percentage Correct

0

1

Step 0

v29_MH 0

1

Overall Percentage

0

8

.0

0

158

100.0



95.2

a. Constant is included in the model.

b. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 0 Constant

2.983

.362

67.763

1

.000

19.750


Variables not in the Equation


Score

df

Sig.

Step 0 Variables Nhomtuoi

v05.3

v14 v15

Overall Statistics

6.235

5.415

7.635

5.013

30.640

1

1

1

1

4

.013

.020

.006

.025

.000


Hàm hồi quy V30


Omnibus Tests of Model Coefficients


Chi-square

df

Sig.

Step 1

Step

33.613

5

.000


Block

33.613

5

.000


Model

33.613

5

.000



Model Summary


Step

-2 Log likelihood

Cox & Snell R Square

Nagelkerke R Square

1

104.187a

.181

.324

a. Estimation terminated at iteration number 6 because parameter estimates changed by less than

.001.


Classification Tablea


Observed

Predicted

V30_MH

Percentage Correct

0

1

Step 1

V30_MH 0

1

Overall Percentage

8

16

33.3

2

142

98.6



89.3

a. The cut value is .500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 1a

v12

-1.257

.509

6.102

1

.014

.285


v14

.490

.231

4.485

1

.034

1.632


v15.2

-1.604

.563

8.104

1

.004

.201


v19

.287

.167

2.947

1

.086

1.332


v23

-1.021

.297

11.789

1

.001

.360


Constant

5.810

1.594

13.280

1

.000

333.553

a. Variable(s) entered on step 1: v12, v14, v15.2, v19, v23.


Classification Tablea,b


Observed

Predicted

V30_MH

Percentage Correct

0

1

Step 0

V30_M 0

0

24

.0


H 1

0

144

100.0


Overall Percentage



85.7

a. Constant is included in the model.

b. The cut value is .500



Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 0 Constant

1.792

.220

66.043

1

.000

6.000


Variables not in the Equation


Score

df

Sig.

Step 0

Variables v12

v14 v15.2

v19 v23

Overall Statistics

9.311

1

.002

3.184

1

.074

7.487

1

.006

2.595

1

.007

7.010

1

.008

33.140

5

.000


Hàm hồi quy VK


Omnibus Tests of Model Coefficients


Chi-square

df

Sig.

Step 1

Step

135.365

7

.000


Block

135.365

7

.000


Model

135.365

7

.000


Model Summary


Step

-2 Log likelihood

Cox & Snell R Square

Nagelkerke R Square

1

51.351a

.553

.825

a. Estimation terminated at iteration number 8 because parameter estimates changed by less than

,001.


Hosmer and Lemeshow Test

Step

Chi-square

df

Sig.

1

12.793

6

.046



Contingency Table for Hosmer and Lemeshow Test


VK_MH = ,00

VK_MH = 1,00


Total

Observed

Expected

Observed

Expected

Step 1

1

14

14.769

1

.231

15


2

15

16.295

3

1.705

18


3

12

7.219

3

7.781

15


4

0

1.990

17

15.010

17


5

0

.411

11

10.589

11


6

0

.283

29

28.717

29


7

0

.029

22

21.971

22


8

0

.004

41

40.996

41


Classification Tablea


Observed

Predicted

VK_MH

Percentage Correct

0

1

Step 1

VK_M 0

35

6

85.4


H 1

4

123

96.9


Overall Percentage



94.0

a. The cut value is ,500


Variables in the Equation


B

S.E.

Wald

df

Sig.

Exp(B)

Step 1a

V24_MH

5.338

1.494

12.767

1

.000

208.178


V25_MH

2.504

.913

7.529

1

.006

12.237


V26_MH

7.420

1.476

25.273

1

.000

1668.413


V27_MH

4.728

1.269

13.875

1

.000

113.063


V28_MH

1.850

.796

5.394

1

.020

6.357


v29_MH

6.873

1.686

16.613

1

.000

965.894


V30_MH

2.583

.971

7.082

1

.008

13.243


Constant

-21.947

4.324

25.757

1

.000

.000

a. Variable(s) entered on step 1: V24_MH, V25_MH, V26_MH, V27_MH, V28_MH, v29_MH, V30_MH.

..... Xem trang tiếp theo?
⇦ Trang trước - Trang tiếp theo ⇨

Ngày đăng: 08/12/2022