Nghiên cứu động cơ sử dụng dịch vụ Internet Banking của khách hàng cá nhân tại ngân hàng TMCP Quốc Tế - Chi nhánh Huế - 15


Thu nhập

Test of Homogeneity of Variances


Levene Statistic


df1


df2


Sig.

REGR factor score for analysis 3

2

.966

3

136

.411

REGR factor score for analysis 3

4

.587

3

136

.625

REGR factor score for analysis 3

5

4.430

3

136

.005

REGR factor score for analysis 3

6

.596

3

136

.619

REGR factor score for analysis 3

7

1.575

3

136

.198

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Nghiên cứu động cơ sử dụng dịch vụ Internet Banking của khách hàng cá nhân tại ngân hàng TMCP Quốc Tế - Chi nhánh Huế - 15


ANOVA


Sum of Squares


df


Mean Square


F


Sig.

REGR factor score 2 for

Between Groups

.917

3

.306

.301

.825

analysis 3

Within Groups

138.083

136

1.015




Total

139.000

139




REGR factor score 4 for

Between Groups

.562

3

.187

.184

.907

analysis 3

Within Groups

138.438

136

1.018




Total

139.000

139




REGR factor score 5 for

Between Groups

5.708

3

1.903

1.941

.126

analysis 3

Within Groups

133.292

136

.980




Total

139.000

139




REGR factor score 6 for

Between Groups

3.842

3

1.281

1.289

.281

analysis 3

Within Groups

135.158

136

.994




Total

139.000

139




REGR factor score 7 for

Between Groups

8.574

3

2.858

2.980

.034

analysis 3

Within Groups

130.426

136

.959




Total

139.000

139





2.30 Kiểm định mối quan hệ giữa các biến độc lập và biến phụ thuộc nhị phân


Group Statistics

co san sang su dung tiep

khong


N


Mean


Std. Deviation


Std. Error Mean

REGR factor score

2

co


-



for analysis 3



108

3.866295

.97934033

.09423707





4E-2





khong

32

.1304875

1.07266919

.18962291

REGR factor score

4

co


-



for analysis 3



108

9.908398

1.03175025

.09928021





3E-2





khong

32

.3344084

.81237900

.14360968

REGR factor score

5

co


-



for analysis 3



108

6.154056

1.05069438

.10110311





9E-2





khong

32

.2076994

.78467066

.13871149

REGR factor score

6

co


-



for analysis 3



108

1.187604

1.03420521

.09951644





5E-1





khong

32

.4008165

.75968444

.13429451

REGR factor score

7

co


-



for analysis 3



108

5.232598

.97742342

.09405261





6E-2





khong

32

.1766002

1.06986796

.18912772


Independent Samples Test


Levene's Test

for Equality of Variances


t-test for Equality of Means


F


Sig.


t


df

Sig. (2-

tailed)

Mean Difference

Std. Error Difference

REGR

Equal








factor

variances

1.053

.307

-.840

138

.403

-.16915042

.20148318

score 2

assumed








for

Equal








analysis

3

variances not assumed



-.799

47.367

.428

-.16915042

.21174861

REGR

Equal








factor

variances

2.233

.137

-2.183

138

.031

-.43349243

.19859783

score 4

assumed








for

Equal








analysis

3

variances not assumed



-2.483

63.509

.016

-.43349243

.17458608

REGR

Equal








factor

variances

2.582

.110

-1.342

138

.182

-.26923999

.20069258

score 5

assumed








for

Equal








analysis

3

variances not assumed



-1.569

67.193

.121

-.26923999

.17164707

REGR

Equal








factor

variances

3.650

.058

-2.636

138

.009

-.51957695

.19709534

score 6

assumed








for

Equal








analysis

3

variances not assumed



-3.108

68.417

.003

-.51957695

.16714825

REGR

Equal








factor

variances

1.137

.288

-1.139

138

.257

-.22892619

.20105482

score 7

assumed








for

Equal








analysis

3

variances not assumed



-1.084

47.389

.284

-.22892619

.21122308


Mann-Whitney Test


Ranks


co san sang su dung tiep

khong


N


Mean Rank


Sum of Ranks

REGR factor score

1 co

108

67.54

7294.00

for analysis 3

khong

32

80.50

2576.00


Total

140



REGR factor score

3 co

108

67.63

7304.00

for analysis 3

khong

32

80.19

2566.00


Total

140





Test Statisticsa


REGR factor score 1 for

analysis 3

REGR factor score 3 for

analysis 3

Mann-Whitney U

1408.000

1418.000

Wilcoxon W

7294.000

7304.000

Z

-1.588

-1.538

Asymp. Sig. (2- tailed)

.112

.124

a. Grouping Variable: co san sang su dung tiep khong


2.31 Kiểm định mối quan hệ giữa các biến định danh và biến phụ thuộc nhị phân


co san sang su dung tiep khong * thu nhap


Crosstab

Count









thu nhap


Total



< 2 trieu


2-5 trieu


5-10 trieu

tren 10 trieu

co san sang su dung

co

23

37

35

13

108

tiep khong

khong

2

8

16

6

32

Total


25

45

51

19

140


Chi-Square Tests



Value


df

Asymp. Sig. (2-sided)

Pearson Chi-Square

6.705a

3

.082

Likelihood Ratio

7.305

3

.063

Linear-by-Linear Association

5.932

1

.015

N of Valid Cases

140



a. 1 cells (12.5%) have expected count less than 5. The minimum expected count is 4.34.


co san sang su dung tiep khong * nghe nghiep


Crosstab

Count










nghe nghiep


Total


hoc sinh, sinh vien


tu doanh

can bo cong chuc


huu tri


khac

co san sang su co

21

28

41

10

8

108

dung tiep khong khong

1

6

16

5

4

32

Total

22

34

57

15

12

140


Chi-Square Tests



Value


df

Asymp. Sig. (2-sided)

Pearson Chi-Square

7.266a

4

.122

Likelihood Ratio

8.645

4

.071

Linear-by-Linear Association

6.260

1

.012

N of Valid Cases

140



a. 2 cells (20.0%) have expected count less than 5. The minimum expected count is 2.74.


co san sang su dung tiep khong * tuoi


Crosstab

Count









tuoi


Total



18-25 tuoi

26-35

tuoi


36-55 tuoi

tren 55 tuoi

co san sang su dung

co

19

54

28

7

108

tiep khong

khong

4

16

9

3

32

Total


23

70

37

10

140


Chi-Square Tests




Value


df

Asymp. Sig.

(2-sided)

Pearson Chi-Square

.724a

3

.867

Likelihood Ratio

.731

3

.866

Linear-by-Linear Association

.640

1

.424

N of Valid Cases

140



a. 1 cells (12.5%) have expected count less than 5. The minimum expected count is 2.29.

co san sang su dung tiep khong * gioi tinh


Crosstab

Count







gioi tinh


Total


nu

nam

co san sang su dung

co

58

50

108

tiep khong

khong

16

16

32

Total


74

66

140


Chi-Square Tests



Value


df

Asymp. Sig. (2-sided)

Exact Sig. (2-sided)

Exact Sig. (1-sided)

Pearson Chi-Square

.136a

1

.712



Continuity Correctionb

Likelihood Ratio Fisher's Exact Test

Linear-by-Linear Association

.028

1

.867



.136

1

.713






.841

.433

.135

1

.713



N of Valid Casesb

140





a. 0 cells (.0%) have expected count less than 5. The minimum expected count is 15.09.

b. Computed only for a 2x2 table


co san sang su dung tiep khong * trinh do hoc van

Crosstab

Count









trinh do hoc van


Total



duoi cap 3


cap 3

trung cap, cao dang

dai hoc, tren dai hoc

co san sang su dung co

5

25

27

51

108

tiep khong khong

1

3

8

20

32

Total

6

28

35

71

140


Chi-Square Tests



Value


df

Asymp. Sig. (2-sided)

Pearson Chi-Square

3.608a

3

.307

Likelihood Ratio

3.985

3

.263

Linear-by-Linear Association

3.037

1

.081

N of Valid Cases

140



a. 2 cells (25.0%) have expected count less than 5. The minimum expected count is 1.37.

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