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MINISTRY OF EDUCATION AND TRAINING UNIVERSITY OF ECONOMY HCMC. Ho Chi Minh City PHAM THI NGOC PHUONG FINISHING THE VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SYSTEM Major: Finance - Banking Code: 60340201 MASTER THESIS OF ECONOMY Scientific instructor: Assoc.Prof.Dr. Truong Quang ...
- Mathematical model of credit rating 2 : the model only focuses on quantitative data combined in the mathematical model to evaluate the asset quality, profitability, and debt repayment ability of the rating object. ratings are based on the disclosed financial statements, which have been ...
Agribank has always focused on investing in innovation and applying banking technology to effectively serve business administration and develop a network of advanced banking services. Agribank is the first bank to complete the Project on Modernizing the Customer Accounting and Payment System ...
Step 1: Collect information and relevant legal documents The grading officer must collect information and documents including legal documents (Certificate of business registration, enterprise charter, capital allocation decision/minute of capital contribution.), economic records ( Production and ...
Compared with the internal credit rating system of other commercial banks in Vietnam. Agribank 's internal rating system is more diverse in terms of rating objects : In addition to the rating object being individual and corporate customers, there is also a rating object: financial ...
To adjust based on the level of investment in fixed assets in production and business activities of that industry according to economic groups. Adjust the set of non-financial indicators Currently, Agribank 's set of non-financial indicators is quite complete, including 46 indicators and divided ...
1.4 Current accommodation status Assess the stability of the borrower's own place of residence Borrower's accommodation status is determined based on the information after: Certificate of land use right and house ownership or house purchase and sale contract (in case of legal procedures have not ...
the past 12 months In case the user cannot determine this information, a low value range will be selected best. 3.13 Orient the credit relationship with customers from the customer's point of view. Subjective assessment of investors. This indicator can be decided by the investor and ...
