Statistically significant (p-value less than 0.05 and positive beta coefficient). This result is consistent with the studies of Ahmad et al. (2008); Büyüksalvarci & Abdioğlu (2011); Dreca (2013); Shaddady & Moore (2015). However, this result is contrary to the research results of Le ...
10. Espinoza, R., & Prasad, A. (2010). Nonperforming Loans in the GCC Banking System and their Macroeconomic Effects. IMF Working Paper . 11. Fernandez de L., Jorge, M. and Saurina, J (2000). Credit Growth, Problem Loans and Credit Risk Provisioning in Spain. 12. Fofack, H. (2005). ...
After training, employees awareness will be raised, so when they become employees of commercial banks, implementing policies, regulations and control procedures in the banks internal control system will be better and easier. With the above characteristics of Vinh Long province, the question is ...
Which type of deposit capital is the least? From there, it shows the appropriate balance between the types of deposit capital sources in the total deposit capital sources of the bank, which areas are oriented for investment or lending, with the corresponding scale, there will also be a plan to ...
2011. In which, scale efficiency still contributed more at 0.946 than pure technical efficiency at 0.695. However, in reality, efficiency increased due to increased scale efficiency while pure technical efficiency decreased. This shows that the use of non-optimal resources led to a decrease in pure ...
Reliability of scales in preliminary research (cont.) Concept (Cronbachs Alpha coefficient) Observation variable Variable-total correlation coefficient Cronbachs Alpha coefficient if variable is excluded Risk perception 0.894 RIS25 ,315 ,897 RIS26 ,571 ,887 RIS27 ,667 ,882 RIS28 ,560 ,887 RIS29 ...
On the other hand, commercial bank credit activities also contribute to the transformation of the regional structure of the economy. To ensure sustainable economic development, it is always necessary to maintain a reasonable economic correlation between regions, such as between urban and rural ...
The documents issued by the State Bank in the coming time to guide the implementation of Basel II require commercial banks to have a strong change in awareness and significantly enhance their credit risk management capacity. Faced with this reality, a series of commercial banks have organized and ...
Chapter II ANALYSIS OF CREDIT RISK STATUS AND CREDIT RISK MANAGEMENT OF COMMERCIAL BANKS IN PHU THO PROVINCE 2.1. GENERAL INTRODUCTION OF BANKS IN PHU THO PROVINCE 2.1.1. System of credit institutions in the area - State-owned commercial banks only have branches of the Bank for Agriculture and ...
The research questions are set out to achieve the main objective of the thesis. This is also a solid basis for the thesis to propose or suggest policies for bank managers, policy makers and other relevant parties to build strategies to enhance competitiveness and strengthen financial stability of ...
The impact between the solvency ratio and the bad debt ratio as analyzed in the chart above is an opposite impact. From 2007 to 2014, the bad debt ratio tended to increase while the solvency ratio tended to decrease. Commercial banks with a reasonable equity structure will enhance the banks ...
MINISTRY OF EDUCATION AND TRAINING HO CHI MINH CITY UNIVERSITY OF ECONOMICS oOo NGUYEN THI ANH TUYET FACTORS AFFECTING PROFITABILITY AT VIETNAMESE JOINT STOCK COMMERCIAL BANKS MASTERS THESIS IN ECONOMICS HCMC, 2015 MINISTRY OF EDUCATION AND TRAINING HO CHI MINH CITY UNIVERSITY OF ECONOMICS oOo ...
