The influence of corporate social responsibility on the loyalty of customers depositing money at Vietnamese commercial banks - 10

CX1

<---

CAMXUC

.782

CX2

<---

CAMXUC

.803

CX3

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<---

CAMXUC

The influence of corporate social responsibility on the loyalty of customers depositing money at Vietnamese commercial banks - 10

.845

CX4

<---

CAMXUC

.833

HL1

<---

HAILONG

.731

HL2

<---

HAILONG

.735

HL3

<---

HAILONG

.732

HL4

<---

HAILONG

.719

TT1

<---

TRUNG THANH

.762

TT2

<---

TRUNG THANH

.738

TT3

<---

TRUNG THANH

.853

TT4

<---

TRUNG THANH

.863

Covariances: (Group number 1 - Default model)

     

Estimate

SE

CR

P

Label

NHANDANG

<-->

NIEMTIN

.117

.032

3,623

***

 

NHANDANG

<-->

CSR

.371

.058

6.395

***

 

NHANDANG

<-->

CAMXUC

.193

.039

5.008

***

 

NHANDANG

<-->

HAILONG

.181

.035

5.151

***

 

NHANDANG

<-->

TRUNG THANH

.230

.040

5.746

***

 

NIEMTIN

<-->

CSR

.312

.054

5,819

***

 

NIEMTIN

<-->

CAMXUC

.226

.041

5.523

***

 

NIEMTIN

<-->

HAILONG

.181

.035

5.107

***

 

NIEMTIN

<-->

TRUNG THANH

.237

.040

5,849

***

 

CSR

<-->

CAMXUC

.380

.059

6.444

***

 

CSR

<-->

HAILONG

.321

.052

6,149

***

 

CSR

<-->

TRUNG THANH

.441

.061

7.204

***

 

CAMXUC

<-->

HAILONG

.227

.039

5.740

***

 

CAMXUC

<-->

TRUNG THANH

.291

.045

6.485

***

 

HAILONG

<-->

TRUNG THANH

.228

.038

5.928

***

 

e2

<-->

e3

.050

.032

1,578

.115

 

e2

<-->

e5

-.058

.028

-2,072

.038

 

e12

<-->

e13

.098

.035

2.782

.005

 

e15

<-->

e16

.062

.031

2,000 won

.045

 

e7

<-->

e8

.093

.034

2,699

.007

 

Correlations: (Group number 1 - Default model)

     

Estimate

NHANDANG

<-->

NIEMTIN

.288

NHANDANG

<-->

CSR

.633

NHANDANG

<-->

CAMXUC

.436

NHANDANG

<-->

HAILONG

.485

NHANDANG

<-->

TRUNG THANH

.549

NIEMTIN

<-->

CSR

.518

NIEMTIN

<-->

CAMXUC

.496

NIEMTIN

<-->

HAILONG

.471

NIEMTIN

<-->

TRUNG THANH

.549

CSR

<-->

CAMXUC

.579

CSR

<-->

HAILONG

.580

CSR

<-->

TRUNG THANH

.711

CAMXUC

<-->

HAILONG

.542

CAMXUC

<-->

TRUNG THANH

.619

HAILONG

<-->

TRUNG THANH

.576

e2

<-->

e3

.141

e2

<-->

e5

-.172

e12

<-->

e13

.241

e15

<-->

e16

.183

e7

<-->

e8

.210

Variances: (Group number 1 - Default model)

     

Estimate

SE

CR

P

Label

NHANDANG

   

.395

.073

5.446

***

 

NIEMTIN

   

.419

.070

5.975

***

 

CSR

   

.867

.114

7,587

***

 

CAMXUC

   

.496

.072

6,895

***

 

HAILONG

   

.352

.058

6.027

***

 

TRUNG THANH

   

.444

.067

6.667

***

 

e1

   

.541

.053

10.249

***

 

e2

   

.424

.046

9.165

***

 

e3

   

.293

.036

8,201

***

 

e4

   

.330

.038

8,682

***

 

e5

   

.270

.034

7,916

***

 

e6

   

.334

.037

9,028

***

 

e7

   

.420

.044

9,572

***

 

e8

   

.468

.049

9.497

***

 

e9

   

.325

.040

8.074

***

 

e10

   

.290

.037

7.897

***

 

e11

   

.307

.038

7,995

***

 

e12

   

.406

.046

8,914

***

 

e13

   

.408

.047

8.664

***

 

e14

   

.277

.038

7.304

***

 

e15

   

.315

.039

8037

***

 

e16

   

.367

.043

8.607

***

 

e17

   

.316

.036

8.887

***

 

e18

   

.365

.043

8.575

***

 

e19

   

.305

.040

7,695

***

 

e20

   

.319

.040

7,983

***

 

e21

   

.306

.036

8.425

***

 

e22

   

.372

.044

8.374

***

 

e23

   

.352

.042

8.418

***

 

e24

   

.412

.048

8,594

***

 

e25

   

.321

.035

9,240

***

 

e26

   

.445

.047

9.463

***

 

e27

   

.281

.037

7,688

***

 

e28

 

.268

.036

7.389

***

 

Squared Multiple Correlations: (Group number 1 - Default model)

     

Estimate

TT4

   

.746

TT3

   

.728

TT2

   

.544

TT1

   

.580

HL4

   

.517

HL3

   

.536

HL2

   

.540

HL1

   

.535

CX4

   

.695

CX3

   

.715

CX2

   

.645

CX1

   

.611

TN5

   

.700

TN4

   

.755

TN3

 

.812

TN2

   

.711

TN1

   

.681

NT5

   

.703

NT4

   

.710

NT3

   

.698

NT2

   

.515

NT1

   

.499

ND6

   

.684

ND5

   

.762

ND4

   

.719

ND3

   

.743

ND2

   

.525

ND1

 

.422

APPENDIX 10: RESULTS OF VERIFICATION OF THEORETICAL MODEL AND RESEARCH HOSPHONES

Model Fit Summary CMIN

Model

NPAR

CMIN

DF

P

CMIN/DF

Default model

74

397,117

332

.008

1.196

Saturation model

406

.000

0

   

Independence model

28

4796.163

378

.000

12,688

RMR, GFI

Model

RMR

GFI

AGFI

PGFI

Default model

.046

.898

.875

.734

Saturation model

.000

1,000 yen

   

Independence model

.422

.180

.119

.167

Baseline Comparisons

Model

NFI

Delta1

RFI

rho1

IFI

Delta2

TLI

rho2

CFI

Default model

.917

.906

.985

.983

.985

Saturation model

1,000 yen

 

1,000 yen

 

1,000 yen

Independence model

.000

.000

.000

.000

.000

Parsimony-Adjusted Measures

Model

PRATIO

PNFI

PCFI

Default model

.878

.806

.865

Saturation model

.000

.000

.000

Independence model

1,000 yen

.000

.000

NCP

Model

NCP

LO 90

HI 90

Default model

65.117

19,185

119,272

Saturation model

.000

.000

.000

Independence model

4418,163

4198.422

4645.185

FMIN

Model

FMIN

F0

LO 90

HI 90

Default model

1.690

.277

.082

.508

Saturation model

.000

.000

.000

.000

Independence model

20,409

18,801

17.866

19,767

RMSEA

Model

RMSEA

LO 90

HI 90

PCLOSE

Default model

.029

.016

.039

1,000 yen

Independence model

.223

.217

.229

.000

AIC

Model

AIC

BCC

BIC

CAIC

Default model

545.117

565,952

801.441

875,441

Saturation model

812,000 won

926,311

2218,316

2624,316

Independence model

4852.163

4860.047

4949.151

4977.151

ECVI

Model

ECVI

LO 90

HI 90

MECVI

Default model

2,320

2.124

2,550

2.408

Saturation model

3.455

3.455

3.455

3,942

Independence model

20,648

19,712

21,614

20,681

HOELTER

Model

 

HOELTER

.05

HOELTER

.01

Default model

 

223

234

Independence m

odel

21

22

Minimization:

.028

Miscellaneous:

.751

Bootstrap:

1.214

Total:

1,993

Estimates (Group number 1 - Default model) Scalar Estimates (Group number 1 - Default model) Maximum Likelihood Estimates

Regression Weights: (Group number 1 - Default model)

     

Estimate

SE

CR

P

Label

NIEMTIN

<---

CSR

.363

.052

6.941

***

 

NHANDANG

<---

CSR

.430

.054

7,930

***

 

CAMXUC

<---

CSR

.279

.070

3,989

***

 

CAMXUC

<---

NHANDANG

.137

.089

1.531

.126

 

CAMXUC

<---

NIEMTIN

.290

.081

3.566

***

 

HAILONG

<---

CSR

.163

.064

2.548

.011

 

HAILONG

<---

NHANDANG

.162

.080

2.035

.042

 

HAILONG

<---

CAMXUC

.195

.073

2.683

.007

 

HAILONG

<---

NIEMTIN

.159

.073

2.174

.030

 

TRUNG THANH

<---

NHANDANG

.286

.072

3,960

***

 

TRUNG THANH

<---

CAMXUC

.270

.071

3.812

***

 

TRUNG THANH

<---

HAILONG

.208

.088

2.365

.018

 

TRUNG THANH

<---

NIEMTIN

.254

.071

3.571

***

 

ND1

<---

NHANDANG

1,000 yen

       

ND2

<---

NHANDANG

1.088

.114

9.564

***

 

ND3

<---

NHANDANG

1.464

.131

11.179

***

 

ND4

<---

NHANDANG

1.461

.132

11.061

***

 

ND5

<---

NHANDANG

1.477

.131

11.263

***

 

ND6

<---

NHANDANG

1.352

.125

10,854

***

 

NT1

<---

NIEMTIN

1,000 yen

       

NT2

<---

NIEMTIN

1,090

.094

11,647

***

 

NT3

<---

NIEMTIN

1.335

.113

11,840

***

 

NT4

<---

NIEMTIN

1.301

.109

11,946

***

 

NT5

<---

NIEMTIN

1.314

.111

11,876

***

 

TN1

<---

CSR

1,000 yen

       

TN2

<---

CSR

1.081

.060

17,966

***

 

TN3

<---

CSR

1.178

.069

17,098

***

 

TN4

<---

CSR

1.058

.066

15,977

***

 

TN5

<---

CSR

.995

.066

15,130

***

 

CX1

<---

CAMXUC

1,000 yen

       

CX2

<---

CAMXUC

1.157

.089

12,950

***

 

CX3

<---

CAMXUC

1.240

.090

13,717

***

 

CX4

<---

CAMXUC

1.213

.090

13.538

***

 

HL1

<---

HAILONG

1,000 yen

       

HL2

<---

HAILONG

1.108

.109

10.124

***

 

HL3

<---

HAILONG

1.071

.106

10.117

***

 

HL4

<---

HAILONG

1.116

.112

9,950

***

 

TT1

<---

TRUNG THANH

1,000 yen

       

TT2

<---

TRUNG THANH

1.091

.095

11,488

***

 

TT3

<---

TRUNG THANH

1.306

.096

13,611

***

 

TT4

<---

TRUNG THANH

1.324

.097

13,672

***

 

Standardized Regression Weights: (Group number 1 - Default model)

     

Estimate

NIEMTIN

<---

CSR

.522

NHANDANG

<---

CSR

.636

CAMXUC

<---

CSR

.369

CAMXUC

<---

NHANDANG

.122

CAMXUC

<---

NIEMTIN

.267

HAILONG

<---

CSR

.255

HAILONG

<---

NHANDANG

.171

HAILONG

<---

CAMXUC

.231

HAILONG

<---

NIEMTIN

.173

TRUNG THANH

<---

NHANDANG

.269

TRUNG THANH

<---

CAMXUC

.284

TRUNG THANH

<---

HAILONG

.185

TRUNG THANH

<---

NIEMTIN

.245

ND1

<---

NHANDANG

.650

ND2

<---

NHANDANG

.724

ND3

<---

NHANDANG

.862

ND4

<---

NHANDANG

.848

ND5

<---

NHANDANG

.871

ND6

<---

NHANDANG

.827

NT1

<---

NIEMTIN

.707

NT2

<---

NIEMTIN

.719

NT3

<---

NIEMTIN

.834

NT4

<---

NIEMTIN

.843

NT5

<---

NIEMTIN

.837

TN1

<---

CSR

.825

TN2

<---

CSR

.845

TN3

<---

CSR

.903

TN4

<---

CSR

.866

TN5

<---

CSR

.837

CX1

<---

CAMXUC

.781

CX2

<---

CAMXUC

.803

CX3

<---

CAMXUC

.844

CX4

<---

CAMXUC

.834

HL1

<---

HAILONG

.733

HL2

<---

HAILONG

.733

HL3

<---

HAILONG

.732

HL4

<---

HAILONG

.718

TT1

<---

TRUNG THANH

.763

TT2

<---

TRUNG THANH

.737

TT3

<---

TRUNG THANH

.858

TT4

<---

TRUNG THANH

.862

Covariances: (Group number 1 - Default model)

     

Estimate

SE

CR

P

Label

e2

<-->

e3

.050

.031

1.587

.113

 

e2

<-->

e5

-.057

.028

-2,026

.043

 

e12

<-->

e13

.097

.035

2.727

.006

 

e15

<-->

e16

.065

.032

2.052

.040

 

e7

<-->

e8

.092

.034

2.674

.008

 

Correlations: (Group number 1 - Default model)

     

Estimate

e2

<-->

e3

.142

e2

<-->

e5

-167

e12

<-->

e13

.239

e15

<-->

e16

.189

e7

<-->

e8

.208

Variances: (Group number 1 - Default model)

 

Estimate

SE

CR

P

Label

CSR

.866

.114

7.571

***

 

e32

.236

.045

5.290

***

 

e33

.305

.052

5,840

***

 

e30

.295

.045

6.527

***

 

e29

.198

.035

5.565

***

 

e31

.189

.031

6.041

***

 

e1

.542

.053

10,250

***

 

e2

.424

.046

9.190

***

 

e3

.292

.036

8.203

***

 

e4

.331

.038

8,694

***

 

e5

.273

.034

7.975

***

 

e6

.334

.037

9,037

***

 

e7

.420

.044

9.569

***

 

e8

.467

.049

9,492

***

 

e9

.326

.040

8.102

***

 

e10

.289

.037

7,903

***

 

e11

.309

.038

8038

***

 

e12

.407

.046

8.868

***

 

e13

.403

.047

8,574

***

 

e14

.273

.038

7.159

***

 

e15

.321

.040

8039

***

 

e16

.367

.043

8,558

***

 

e17

.318

.036

8.913

***

 

e18

.365

.043

8,588

***

 

e19

.307

.040

7,746

***

 

e20

.318

.040

7,982

***

 

e21

.306

.036

8.428

***

 

e22

.375

.045

8,429

***

 

e23

.352

.042

8.438

***

 

e24

.413

.048

8.624

***

 

e25

.321

.035

9,201

***

 

e26

.448

.047

9.449

***

 

e27

.274

.037

7,494

***

 

e28

.272

.037

7.383

***

 

Squared Multiple Correlations: (Group number 1 - Default model)

 

Estimate

NIEMTIN

.272

NHANDANG

.404

CAMXUC

.405

HAILONG

.442

TRUNG THANH

.579

TT4

.743

TT3

.736

TT2

.543

TT1

.583

HL4

.516

HL3

.536

HL2

.537

HL1

.537

CX4

.696

CX3

.713

CX2

.645

CX1

.610

TN5

.700

TN4

.751

TN3

.815

TN2

.715

TN1

.680

NT5

.701

NT4

.711

NT3

.696

NT2

.517

NT1

.500

ND6

.684

ND5

.759

ND4

.718

ND3

.744

ND2

.525

ND1

.422

Standardized Regression Weights: (Group number 1 - Default model)

Parameter

SE

SE-SE

Mean

Bias

SE-Bias

NIEMTIN

<---

CSR

.061

.002

.514

-.008

.003

NHANDANG

<---

CSR

.051

.002

.630

-.006

.002

CAMXUC

<---

CSR

.095

.003

.362

-.007

.004

CAMXUC

<---

NHANDANG

.072

.002

.132

.010

.003

CAMXUC

<---

NIEMTIN

.080

.003

.266

-.001

.004

HAILONG

<---

CSR

.106

.003

.258

.004

.005

HAILONG

<---

NHANDANG

.086

.003

.168

-.004

.004

HAILONG

<---

CAMXUC

.091

.003

.237

.007

.004

HAILONG

<---

NIEMTIN

.079

.003

.162

-.011

.004

TRUNG THANH

<---

NHANDANG

.070

.002

.260

-.009

.003

TRUNG THANH

<---

CAMXUC

.078

.002

.281

-.004

.003

TRUNG THANH

<---

HAILONG

.089

.003

.193

.008

.004

TRUNG THANH

<---

NIEMTIN

.071

.002

.248

.002

.003

ND1

<---

NHANDANG

.039

.001

.648

-.002

.002

ND2

<---

NHANDANG

.041

.001

.723

-.001

.002

ND3

<---

NHANDANG

.019

.001

.861

-.001

.001

ND4

<---

NHANDANG

.024

.001

.847

.000

.001

ND5

<---

NHANDANG

.022

.001

.871

.000

.001

ND6

<---

NHANDANG

.026

.001

.826

-.001

.001

NT1

<---

NIEMTIN

.038

.001

.705

-.002

.002

NT2

<---

NIEMTIN

.044

.001

.717

-.002

.002

NT3

<---

NIEMTIN

.025

.001

.833

-.001

.001

NT4

<---

NIEMTIN

.024

.001

.841

-.002

.001

NT5

<---

NIEMTIN

.025

.001

.838

.000

.001

TN1

<---

CSR

.024

.001

.821

-.003

.001

TN2

<---

CSR

.022

.001

.843

-.003

.001

TN3

<---

CSR

.016

.000

.901

-.002

.001

TN4

<---

CSR

.022

.001

.865

-.002

.001

TN5

<---

CSR

.023

.001

.834

-.003

.001

CX1

<---

CAMXUC

.030

.001

.780

-.001

.001

CX2

<---

CAMXUC

.026

.001

.799

-.004

.001

CX3

<---

CAMXUC

.022

.001

.845

.001

.001

CX4

<---

CAMXUC

.027

.001

.831

-.003

.001

HL1

<---

HAILONG

.036

.001

.733

.000

.002

HL2

<---

HAILONG

.036

.001

.730

-.003

.002

HL3

<---

HAILONG

.042

.001

.727

-.005

.002

HL4

<---

HAILONG

.048

.002

.712

-.007

.002

TT1

<---

TRUNG THANH

.030

.001

.761

-.002

.001

TT2

<---

TRUNG THANH

.045

.001

.733

-.004

.002

TT3

<---

TRUNG THANH

.024

.001

.857

-.001

.001

TT4

<---

TRUNG THANH

.025

.001

.861

-.001

.001

12.1 Calculating the effect of hypothesis

Hypothesis

Affect

Live

next

Indirect

H1

CSR   Customer satisfaction

.255

.636*.171+.522*(.173+.26

7*.231)+.369*0.231=.316

H2

Customer satisfaction satisfaction

by KHI

.175

.000

H3

CSR Identification  _

.636

.000

H4

Customer  identification  loyalty

into KHI

.269

.171*0.175=.030

H5

CSR KHI  's feelings

.369

.522*.267=.139

H6

Customer 's feelings Loyalty

by KHI

.284

.231*.175=.040

H7

CSR KH  's belief

.522

.000

H8

KHI's belieftrust Loyalty

by KHI

.245

.267*(.284+.231*.175)+.1

73*.175=.117

H10

Customer identification  Customer satisfaction

.171

.000

H11

Customer's feelings  Customer satisfaction

.231

.000

H12

Customer's trust  Customer satisfaction

.173

.267*.231=.062

H13

Customer's Belief Customer  's Emotions

.267

.000

12.1 Calculating the indirect influence of CSR on loyalty

Indirect influence

Level of influence

CSR  _  identification

goods    Loyalty KH

.636*(.269+.171*.175)

=.190

Corporate Social Responsibility   Customer's  Trust

Loyalty of KHU

.522*(.245+.173*.175+.267*(.284+.231*.175))

=.189

CSR  Guest  feelings

goods    Loyalty KH

.369*(.284+.231*.175)

=.120

CSR    Customer satisfaction

Loyalty  KH

.255*.175

=.045

Total influence

=.543

13.1 SMALL GENDER GROUP ANALYSIS

 

 

 

Social Responsibility

N[I BELIEVE]

NHANDANG

2

cAvixuc

e31

  

euNc SMALL

  

Fan fiction - MH Bat Bien

HAILONG

Nu , ,

Unstandardized estimates

CMIN 790,718; DF 677, P .0D2

CM) NDF 1.168

CFI .974 ; GFI .819 ; TLI .972

RMSEA .027

CFI .974 ; GFI .819 ; TLI .972

RMSEA .027

13.2 MULTI-GROUP ANALYSIS BY BANKING PRODUCT CHARACTERISTICS

— 07

e6 efi e4 e3 e2 et

.29

XDb MD5 NDF MD3 ND2 ND1

NHANDANG

 

e8 e9

 

 

 

.28

 

NIEMTIN

e31

 

 

 

 

 

 

TRUNGMANH

 

 

 

 

1.16 

 

 

 

.22

TNXMD

 

 

CAMXUC

 

 

CX4

Fan fiction - MH Bat Bien

HAILONG

" CMlf4 824,126; DF 677, P .000

Account , ,

Unstandardized estimates

CMINDF 1.217

"' CFI .959 ; GFI .812 ; TLI .955 RMSEA.030

 

 

.35

 

 

 

 

e6 

NDb NDS ND4 N0 3 N D2 N01

 

 

 

 

 

 

 

Social Responsibility

 

 

NIEMTIN

NHANDANG

 

 

 

 

e2

 

CAMXUC

e31

  

 

 

 

TRUNGMANH

 

2

 

 

 

 

  

Fan fiction - MH Bat Bien

HAILONG

CMIN 824.1262 DF 677, P .000

TT   , ,

Unstandardized estimates

CMINDF 1.217

 

CFI .959 ; GFI .812 ; TLI .955" RMSEA.030"

13.3 MULTI-GROUP ANALYSIS BY BANKING CHARACTERISTICS

 

 

.35 .33

 

e6  e5  e4

 

e2  e1

NDb NDS NO4   NB3 NDZ ND1

e9 NT3

HT4 HT5

e33

 

NIEMTIN

NHANDANG

 

e31

 

TRUNG THANH

 

 

 

FT3

  

 

 

 

CSR

 

** 'CX4'

 

 

 

CX5 

 

 

CAMXUC

 

The story of a group of people - MH Bat Bien Joint Stock Commercial Bank KHAC

Unstandardized estimates

HAILONG

 

HU HL2 HL3 HL4

 

 

CX1

CMIN 839,516; DF 677, P .000

CMINDF 1.240

z CF•I .964 ; GFI .814 ; TLI .960

RMSEA .032

e6 e5 e4 e3 e2 et ND6 NDS ND4   ND3 HDZ f/ D1

e7  NT1

e6  NT2

e33

 

NIEMTIN

NHANDANG

 

e31

 

TRUNG THANH

 

 

 

M3  M2 

 

771

 

 

first

1  CSR

 

first

first

HUNDRED

HL2

HL3

HL4

 

CMIN 839,516; DF 677, P .000

CMINDF 1.240

       

s

CFI .964 ; GFI .814 ; TLI .960

2

2

2

2

 

RMSEA .032

Legend of the group - MH Bat Bien NHA NUOC Joint Stock Commercial Bank

Unstandardized estimates

 

 

 

HAILONG

   

CAMXUC

 

13.4 MULTI-GROUP ANALYSIS BY TIME OF USE

 

 

 

.34 35 44.51

e6 e5 e4 e3 e2 e1

.20

ND6 NDS fJD4 ND3 ND2 ND1

 

 

 

 

 

 

e e8

e9  NT3

 

 

 

 

 

first

1.00

.36

32

e3t

 

NIEMTIN

NHANDANG

 

.15 jg

 

.13

.18

e31

first

TRUNGMANH

1.32

first

 

1.00

first

first

first

.ninety three

Social Responsibility

.18

.17

.1 $g

e2

first

CAMKUC

 

1.16

HAILONG

MH Bat Bien   °° rs

<=3 MEN

j  gg 1.11

CMIN 951.150; DF 677, P .000

Unstandardized estimates

HU HL2

HL3 HL4 CMINDF 1.405

5.38.41  CFJ  .941 ; GFI .810 ; TLI .934

RMSEA.042

.2O

e6 

 

e4 e3 e2

.69

e1

e NT1

 

 

 

 

1.00

 

 

 

Social Responsibility

22

e33

 

NIEMT)WOMEN

 

.17

NHANDANG

 

.15 g$

 

 

 

e2

29

 

 

CAMXUC

 

e31

 

TRUNG THANH

1.  46

 

 

 

 

 

 

CR2

 

774   2 g

 

first

 

 

 

.27

 

 

 

 

 

HAILONG

'"° z

CMIN 951.150; DF 677, P .000

3 MEN

Unstandardized estimates "°° ""*

.36 45

r› «r‹ CMINDF1.405 zz ›s CFI .941 ; GFI .810 ; TLI .934

RMSEA.042

13.5 MULTI-GROUP ANALYSIS BY INCOME

e6  eS  e4  e3  e2  e1

ND6 ND5 N04 y   ND3 ND2 ND't

8  j 1.   1

e   Nf1

1.00

e33

NHANDANG

20

e31

ed   NT2

e9 M75

1   NT4

first

NIEM TIN

4

2  g

TRUNG THANH

1 NT5

first

 

 

first

1   CSR

first

first

 

first

.16

 

 

29

first

first

 

 

CAMXUC

 

CX3 1 $

CX2 1  1

CX1 1

MH Bat Bien

DUOI 10 CHILDREN

Unstandardized estimates

HAILONG

 

HU HL2 HL3 HL4

 

 

 

e4

CMIN 829,321; DF 677, P .000

CMINDF 1.225

CFI .966 ; GFI .814 ; TLI .962

RMSEA .031

 

 

e1

ND6 NDS  "  32  D3 ND2 NDF

.32

e' NT1

 

e33

NHANDANG

e31

e9 NT3

1 NT4

1  ' NT5

 

first

1  '

1  '

 

first

first

NIEMTIN

 

 

 

 

 

29

 

HAILONG

 

 

 

CAMXUC

TRUNGMANH

  

 

 

 

 

N2  771

CX4 2  2

CX3  1  g

CX2'  1  j

CX1  1

Legend of the group - MH Bat Bien 10TR TRO LEN

Unstandardized estimates

HU HL2 HL3 HL4

 

CMIN 829,321; DF 677,   .000

CMINDF 1.225

CFI .966 ; GFI .814 ; TLI .962

RMSEA .031

APPENDIX 14: DESCRIPTION STATISTICS OF MEASURES

Descriptive Statistics Descriptive Statistics

 

WOMEN

Minim um

Maxi mum

Mean

Std. Deviati

on

TN1

236

1.0

5.0

3,606

1.1305

TN2

236

1.0

5.0

3,619

1.1916

TN3

236

1.0

5.0

3.572

1.2165

TN4

236

1.0

5.0

3,606

1.1380

TN5

236

1.0

5.0

3.530

1.1086

 

236

       
 

WOMEN

Minim um

Maxi mum

Mean

Std. Deviati

on

NT1

236

1.0

5.0

3,644

.9181

NT2

236

1.0

5.0

3.568

.9848

NT3

236

1.0

5.0

3.653

1.0386

NT4

236

1.0

5.0

3,716

1.0021

NT5

236

1.0

5.0

3,784

1.0189

 

236

       
 

WOMEN

Minim um

Maxi mum

Mean

Std.

Deviati on

ND1

236

1.0

5.0

3.275

.9700

ND2

236

1.0

5.0

3,288

.9462

ND3

236

1.0

5.0

3.339

1.0697

ND4

236

1.0

5.0

3.343

1.0861

ND5

236

1.0

5.0

3.326

1.0677

ND6

236

1.0

5.0

3.343

1.0298

 

236

       

Descriptive Statistics

 

WOMEN

Minim um

Maximu m

Mean

Std. Deviati on

CX1

236

1.0

5.0

3.428

.9034

CX2

236

1.0

5.0

3.453

1.0158

CX3

236

1.0

5.0

3.559

1.0359

CX4

236

1.0

5.0

3.525

1.0249

 

236

       

Descriptive Statistics Descriptive Statistics

 

WOMEN

Minim um

Maxi mum

Mean

Std. Deviati on

HL1

236

2.0

5.0

3,623

.8133

HL2

236

1.0

5.0

3,708

.9011

HL3

236

1.0

5.0

3,636

.8719

HL4

236

1.0

5.0

3,742

.9254

 

236

       
 

WOMEN

Minimu m

Maximu m

Mean

Std. Deviati on

TT1

236

1.0

5.0

3.597

.8770

TT2

236

1.0

5.0

3.542

.9905

TT3

236

1.0

5.0

3.572

1.0185

TT4

236

1.0

5.0

3.555

1.0279

 

236

       

APPENDIX 15: SAMPLE DESCRIPTION STATISTICS

 

Statistics

S

GENERAL

   

WOMEN

Valid

236

 

Missing

0

GENERAL

 

Frequency

Percent

Valid Percent

Cumulative Percent

Valid

male

135

57.2

57.2

57.2

 

Nu

101

42.8

42.8

100.0

 

Total

236

100.0

100.0

 
 

Statistics

S

AGE

   

WOMEN

Valid

236

 

Missing

0

AGE

 

Frequency

Percent

Valid Percent

Cumulative Percent

Valid

<25

68

28.8

28.8

28.8

 

25-40

80

33.9

33.9

62.7

 

41-60

69

29.2

29.2

91.9

 

>60

19

8.1

8.1

100.0

 

Total

236

100.0

100.0

 
 

Statistics

S

EDU

   

WOMEN

Valid

236

 

Missing

0

EDU

 

Frequency

Percent

Valid Percent

Cumulative Percent

Valid

University

80

33.9

33.9

33.9

 

After university

38

16.1

16.1

50.0

 

High School

68

28.8

28.8

78.8

 

Intermediate, Advanced

class

50

21.2

21.2

100.0

 

Total

236

100.0

100.0

 
 

Statistics

S

INCOME

WOMEN

Valid

236

 

Missing

0

INCOME

 

Frequency

Percent

Valid Percent

Cumulative Percent

Valid

10000000 -

20000000 VND

41

17.4

17.4

17.4

 

< 5,000,000 VND

thirty first

13.1

13.1

30.5

 

>=20,000,000 VND

47

19.9

19.9

50.4

 

5,000,000 -

<10,000,000 VND

117

49.6

49.6

100.0

 

Total

236

100.0

100.0

 
 

Statistics

S

NHGD

   

WOMEN

Valid

236

 

Missing

0

NHGD

 

Frequency

Percent

Valid Percent

Cumulative Percent

Valid

BIDV

41

17.4

17.4

17.4

 

VIETNAM BANK

37

15.7

15.7

33.1

 

ACB

32

13.6

13.6

46.6

 

VIETCOMBANK

29

12.3

12.3

58.9

 

SACOMBANK

24

10.2

10.2

69.1

 

SCB

20

8.5

8.5

77.5

 

TECHCOMBANK

14

5.9

5.9

83.5

 

AGRIBANK

11

4.7

4.7

88.1

 

SHB

9

3.8

3.8

91.9

 

EXIMBANK

7

3.0

3.0

94.9

 

DONGABANK

4

1.7

1.7

96.6

 

TPBANK

3

1.3

1.3

97.9

 

KIENLONGBANK

2

.8

.8

98.7

 

MBBANK

first

.4

.4

99.2

 

MSBBANK

first

.4

.4

99.6