Model of “The Influence of Perceived Risk Factors on Intention to Adopt Internet Banking Services in Iran”.
Time risk Financial risk Performance risk Intent to accept use NHTT Social risk Security risks Personal information risk core Figure 2.8: Model of The influence of perceived risk factors on intention to adopt online banking services in Iran. Source: Payam Hanafizadeh, Hamid Reza Khedmatgozar, 2012 ...








