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Personal Credit Quality Assessment Indicators

- Force majeure events occurring in the natural environment such as drought, flood, fire affect production and business activities, income of customers and banks, thereby reducing the credit quality of commercial banks. The above are the main factors that affect the quality of TDCN. To manage TD ...

The Need to Improve Credit Quality

Time segmentation is important to banks because time is closely related to the safety and profitability of credit as well as the repayment ability of customers. Including: Short-term credit: is credit with a term of less than 12 months and is used to compensate for the shortage of working capital ...

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