Model 8: NIM & DIA simultaneously change their impact according to thresholds

Appendix 10: Proving that the impact of scale on ROA for the group of banks with total assets between VND 100,000 billion and VND 556,265 billion is negative.


Appendix 11: List of commercial banks in the thesis
Status
Bank Name | Abbreviation | |
1 | Vietnam Bank for Agriculture and Rural Development | AGRB |
2 | Shinhan Bank Vietnam | SHBVN |
3 | Asia Commercial Joint Stock Bank | ACB |
4 | An Binh Commercial Joint Stock Bank | ABB |
5 | North Asia Commercial Joint Stock Bank | BAB |
6 | Joint Stock Commercial Bank for Industry and Trade of Vietnam | GDB |
7 | Bao Viet Commercial Joint Stock Bank | BVB |
8 | Lien Viet Post Joint Stock Commercial Bank | LPB |
9 | Vietnam Joint Stock Commercial Bank for Industry and Trade | CTG |
10 | Joint Stock Commercial Bank for Investment and Development of Vietnam | BID |
11 | Southeast Asia Commercial Joint Stock Bank | SEAB |
12 | Vietnam Maritime Commercial Joint Stock Bank | MSB |
13 | Kien Long Commercial Joint Stock Bank | KLB |
14 | Vietnam Technological and Commercial Joint Stock Bank | TCB |
15 | Nam A Commercial Joint Stock Bank | NAB |
16 | Joint Stock Commercial Bank for Foreign Trade of Vietnam | VCB |
17 | Ho Chi Minh City Development Joint Stock Commercial Bank | HDB |
18 | Orient Commercial Joint Stock Bank | OCB |
19 | Military Commercial Joint Stock Bank | MBB |
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Status
Bank Name | Abbreviation | |
20 | National Commercial Joint Stock Bank | NVB |
21 | Vietnam International Commercial Joint Stock Bank | VIB |
22 | Saigon Commercial Joint Stock Bank | SCB |
23 | Saigon – Hanoi Commercial Joint Stock Bank | SHB |
24 | Saigon Joint Stock Commercial Bank for Industry and Trade | SGB |
25 | Saigon Thuong Tin Commercial Joint Stock Bank | STB |
26 | Tien Phong Commercial Joint Stock Bank | TPB |
27 | Viet A Commercial Joint Stock Bank | VAB |
28 | Vietnam Prosperity Joint Stock Commercial Bank | VPB |
29 | Petrolimex Joint Stock Commercial Bank | PGB |
30 | Vietnam Export Import Commercial Joint Stock Bank | EIB |





