LIST OF TABLES Table 1.1 Risk to customers 46 Table 1.2: Moodys Corporate Ratings 48 Table 1.3: Credit risk management quality of Scotia Group 64 Table 2.1: NHCT business performance results 2008 -2011 77 Table 2.2: Credit structure of NHCT by credit term 2008 - 2011 81 Table 2.3: Credit structure ...
Debt group Number of customers Percentage of customers whose business activities are regularly checked Cash flow ratio through VIB/business collect Number of credit products in use Average time of relationship with VIB Debt covered standard 279 70.61% 43.61% 2.14 3.91 Subprime debt standard 11 ...
Appendix 5 Market-based RRTK Index Analysis Measuring based on the analysis of the market-based index of systemic liquidity (SLRI) is the method Severo (2012) built on the equilibrium/parity in the global financial market is broken and is an opportunity for investors to conduct arbitrage, this ...
Banks can choose their own approach; while Vietnams capital adequacy rules apply to all banks. Fourth , there are shortcomings in the regulations on risk coefficients of assets in the formula for calculating the minimum capital safety ratio in Article 5. (i) In Clause 5.1 on zero-risk assets, for ...
LIST OF TABLES Table 1.1: Credit risk management processes 24 Table 1.2 LGD weighting for receivables with collateral under Basel II (F-IRB).36 Table 1.3: Proposed credit risk management capability framework 44 Table 1.4: Citibanks internal credit rating system 59 Table 1.5: Citibank debt ...
Ability to develop and operate risk measurement and management tools according to international practices and Basel II standards. In addition, at Techcombank, the internal credit rating results have been used as a basis for applying customer policies, credit proposals and lending interest rate ...
At the State-level Thesis Evaluation Council, at the National Economics University in 1996. The above research focuses on analyzing and evaluating the current situation of credit risk limitation of Commercial Banks (CBs) in the early stages of implementing the reform of banking activities, ...
In general and credit risk management (including transaction risk and portfolio risk) in particular according to international standards to open up opportunities for the banking industry to quickly and more closely approach international standards on governance in banking business. Current reality ...
18. Dr. Nguyen Dai Lai, The impact of the mandatory reserve tool in monetary policy on money supply and credit interest rates , State Bank website: http://www.sbv.gov.vn/vn/home/tinnghiencuu.jsp?tin=487. 19. Prof. Tran Van Tho, Assoc. Prof. Tran Le Anh (2008), The US financial crisis and its ...
2.3.1.2. System of documents and internal regulations on operational risk management of Vietnam Joint Stock Commercial Bank for Industry and Trade Based on the legal framework, the system of policy documents on operational risk management of the State Bank and based on its objectives, strategies ...
Vietinbank – Dong Hai Duong Branch and build credit risk management goals in lending to SMEs at Vietinbank – Dong Hai Duong Branch by 2025 as follows: (i) Ensure that Vietinbank – Dong Hai Duong Branch’s lending activities to SMEs are within the limits of monitorable risks. Specifically: ...
Table 1.9: Elimination of interest rate sensitive gaps Risk Possible reactions Positive gap: Wealth Loss if profit -Do nothing (because interest rates may rise again) interest rate sensitive products rate REDUCED because or stable. > Interest sensitive debt Bank NIM -Extend the maturity of the ...
