18. Dr. Nguyen Dai Lai, “ The impact of the mandatory reserve tool in monetary policy on money supply and credit interest rates ”, State Bank website: http://www.sbv.gov.vn/vn/home/tinnghiencuu.jsp?tin=487.
19. Prof. Tran Van Tho, Assoc. Prof. Tran Le Anh (2008), “ The US financial crisis and its impacts ”, website of Thanhnienonline Electronic Newspaper: http://www.thanhnien.com.vn/News/Pages/200842/20081016011937.aspx
20. “ Vietnam Stock Market 2008: A Year Full of Volatility ”, FPT Securities Company website: http://www.fpts.com.vn/VN/Tin-tuc/Trong-nuoc/Thi-truong/2008/12/3B9BB8C3/
21. “ 50% of small and medium enterprises have credit relationships with banks ”, Vietnam Banking Association website: http://www.vnba.org.vn/index.php?option=com_content&task=view&id=4263& Itemid=30
22. Websites of other electronic newspapers: vnexpress.net , vitinfo.com.vn , cafef.vn , fpts.com.vn.
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English:
1. Organization for Economic Cooperation and Development OECD, glossary: http://stats.oecd.org/glossary/detail.asp?ID=6199
2. George E. Peterson (1998), Measuring local government credit risk and improving creditworthiness .
3. Janet Tavakoli (2001), Credit derivatives and synthetic structures , 2nd edition, John Wiley and Sons.