Applying Basel II to Sacombank is not only to meet the expectations of the State Bank but also to perfect the risk management system according to international standards. Although there have been previous domestic and foreign research projects on the application of Basel II to risk management in ...
Figure 4.2: Credit approval process (Source: Vietinbank Vinh Long) Credit appraisal : Vietinbank Vinh Long ensures that credit appraisal is carried out in compliance with the regulations of the State Bank during the credit granting process. The credit appraisal results are based on the customers ...
TRUONG MINH KHOA CREDIT RISK MANAGEMENT ACCORDING TO BASEL II AGREEMENT AT SAIGON THUONG TIN COMMERCIAL JOINT STOCK BANK (SACOMBANK) MASTERS THESIS IN ECONOMICS Ho Chi Minh City – 2020 TRUONG MINH KHOA CREDIT RISK MANAGEMENT ACCORDING TO BASEL II AGREEMENT AT SAIGON THUONG TIN COMMERCIAL JOINT ...
MINISTRY OF EDUCATION AND TRAINING HO CHI MINH UNIVERSITY OF ECONOMICS Trinh Thi Thanh Thao ASSESSMENT OF CREDIT RISK MANAGEMENT ACCORDING TO BASEL II AGREEMENT AT JOINT STOCK COMMERCIAL BANK FOR INVESTMENT AND DEVELOPMENT OF VIETNAM. MASTERS THESIS IN ECONOMICS Ho Chi Minh City – ...
Production and business and nature of operations; ownership structure and owners; products and services provided by the business; main customers, etc. o Cash flow – Borrower’s cash flow: mainly includes cash flow from sales revenue or income. There are also sources such as cash flow from asset ...
Implementing ICAAP requires a large financial resource, for example, the amount of money spent to implement Basel II at US banks in 2004 was around 25 million USD to 50 million USD. Therefore, to implement ICAAP well, banks must have strong financial resources. Next, the number of credit rating ...
