Chart 2.1 Performance of Vietinbank Vinh Long in the period 2015 - 2019 (Source: Annual report of Vietinbank Vinh Long for the period 2015 - 2019) 2.2 Signs of recognition, manifestation and problem identification. Overall, the credit situation at Vietinbank Vinh Long is showing signs of decline, ...
Figure 4.2: Credit approval process (Source: Vietinbank Vinh Long) Credit appraisal : Vietinbank Vinh Long ensures that credit appraisal is carried out in compliance with the regulations of the State Bank during the credit granting process. The credit appraisal results are based on the customers ...
Advantage Compact and simple organizational structure. Fast processing of documents, saving time for customers. Building and implementing a decentralized credit risk management model does not take much effort and time. Disadvantages Work is concentrated in one place, lacking in depth. There ...
