Scale: ALL VARIABLES
Case Processing Summary
N | % | ||
Cases | Valid | 261 | 100.0 |
Excluded a | 0 | .0 | |
Total | 261 | 100.0 |
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Some Factors Affecting the Quality of Short-Term Loan Services for Business Customers of Commercial Banks
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's Alpha
N of Items | |
.892 | 3 |
Item-Total Statistics
Scale Mean if Item Deleted | Scale Variance if Item Deleted | Corrected Item- Total Correlation | Cronbach's Alpha if Item Deleted | |
UIE1 | 6.94 | 2,916 | .757 | .872 |
UIE2 | 6.77 | 2,908 | .799 | .836 |
UIE3 | 6.84 | 2,859 | .807 | .829 |
Reliability
Scale: ALL VARIABLES
Case Processing Summary
N | % | ||
Cases | Valid | 261 | 100.0 |
Excluded a | 0 | .0 | |
Total | 261 | 100.0 |
a. Listwise deletion based on all variables in the procedure.
Reliability Statistics
Cronbach's Alpha
N of Items | |
.850 | 5 |
Item-Total Statistics
Scale Mean if Item Deleted | Scale Variance if Item Deleted | Corrected Item-Total Correlation | Cronbach's Alpha if Item Deleted | |
EE1 | 13.39 | 9,671 | .724 | .802 |
EE2 | 13.61 | 10,393 | .688 | .813 |
EE3 | 13.45 | 9.910 | .658 | .820 |
EE4 | 13.79 | 10,161 | .634 | .827 |
SI4 | 13.62 | 10,898 | .603 | .834 |
PEARSON CORRELATION TEST RESULTS
Correlations
Correlations
PE | PR | EE | FC | SI | UIE | ||
PE | Pearson Correlation | 1 | .229 ** | .515 ** | .344 ** | .385 ** | .580 ** |
Sig. (2-tailed) | .000 | .000 | .000 | .000 | .000 | ||
N | 261 | 261 | 261 | 261 | 261 | 261 | |
PR | Pearson Correlation | .229 ** | 1 | .037 | -.043 | .001 | .005 |
Sig. (2-tailed) | .000 | .553 | .491 | .987 | .934 | ||
N | 261 | 261 | 261 | 261 | 261 | 261 | |
EE | Pearson Correlation | .515 ** | .037 | 1 | .511 ** | .430 ** | .753 ** |
Sig. (2-tailed) | .000 | .553 | .000 | .000 | .000 | ||
N | 261 | 261 | 261 | 261 | 261 | 261 | |
FC | Pearson Correlation | .344 ** | -.043 | .511 ** | 1 | .392 ** | .601 ** |
Sig. (2-tailed) | .000 | .491 | .000 | .000 | .000 | ||
N | 261 | 261 | 261 | 261 | 261 | 261 | |
SI | Pearson Correlation | .385 ** | .001 | .430 ** | .392 ** | 1 | .509 ** |
Sig. (2-tailed) | .000 | .987 | .000 | .000 | .000 | ||
N | 261 | 261 | 261 | 261 | 261 | 261 | |
UIE | Pearson Correlation | .580 ** | .005 | .753 ** | .601 ** | .509 ** | 1 |
Sig. (2-tailed) | .000 | .934 | .000 | .000 | .000 | ||
N | 261 | 261 | 261 | 261 | 261 | 261 |
**. Correlation is significant at the 0.01 level (2-tailed).
RESULTS OF ANALYSIS OF THE IMPACT OF QUALITATIVE VARIABLES ON DEPENDENT VARIABLES
Testing the difference between 2 gender groups T-Test
Group Statistics
Sex
N | Mean | Std. Deviation | Std. Error Mean | ||
UIE | 0 | 116 | 3.3851 | .85534 | .07942 |
1 | 145 | 3.4575 | .80789 | .06709 |
* 0: Female; 1: Male
Independent Samples Test
Levene's Test for Equality of Variances | t-test for Equality of Means | |||||||||
F | Sig. | t | df | Sig. (2- tailed) | Mean Difference | Std. Error Difference | 95% Confidence Interval of the Difference | |||
Lower | Upper | |||||||||
UIE | Equal variances assumed | .104 | .747 | -.701 | 259 | .484 | -.07241 | .10330 | -.27584 | .13101 |
Equal variances not assumed | -.697 | 240,072 | .487 | -.07241 | .10396 | -.27721 | .13238 | |||
Oneway ANOVA test between age groups
Descriptions
UIE
N | Mean | Std. Deviation | Std. Error | 95% Confidence Interval for Mean | Minimum | Maximum | ||
Lower Bound | Upper Bound | |||||||
0 | 177 | 3.4652 | .79388 | .05967 | 3.3474 | 3.5829 | 1.00 | 5.00 |
1 | 70 | 3.3952 | .91206 | .10901 | 3.1778 | 3.6127 | 1.00 | 5.00 |
2 | 14 | 3.0714 | .78641 | .21018 | 2.6174 | 3.5255 | 1.33 | 4.00 |
Total | 261 | 3.4253 | .82848 | .05128 | 3.3243 | 3.5263 | 1.00 | 5.00 |
*0: 18 - 30; 1: 31 - 40; 2: 41 - 50; 3: Over 50
Test of Homogeneity of Variances
UIE
Levene Statistic
df1 | df2 | Sig. | |
.648 | 2 | 258 | .524 |
ANOVA
UIE
Sum of Squares | df | Mean Square | F | Sig. | |
Between Groups | 2,098 | 2 | 1,049 | 1,534 | .218 |
Within Groups | 176,362 | 258 | .684 | ||
Total | 178,460 | 260 |
Oneway ANOVA test between proficiency groups
Descriptions
UIE
N | Mean | Std. Deviation | Std. Error | 95% Confidence Interval for Mean | Minimum | Maximum | ||
Lower Bound | Upper Bound | |||||||
1 | 13 | 3.6410 | .64495 | .17888 | 3.2513 | 4.0308 | 2.67 | 5.00 |
2 | 187 | 3.4171 | .82276 | .06017 | 3.2984 | 3.5358 | 1.00 | 5.00 |
3 | 61 | 3.4044 | .88425 | .11322 | 3.1779 | 3.6308 | 1.00 | 4.67 |
Total | 261 | 3.4253 | .82848 | .05128 | 3.3243 | 3.5263 | 1.00 | 5.00 |
Test of Homogeneity of Variances
UIE
Levene Statistic
df1 | df2 | Sig. | |
1.113 | 2 | 258 | .330 |
ANOVA
UIE
Sum of Squares | df | Mean Square | F | Sig. | |
Between Groups | .644 | 2 | .322 | .467 | .627 |
Within Groups | 177,816 | 258 | .689 | ||
Total | 178,460 | 260 |
ANOVA test between different groups of income
Oneway
Descriptions
UIE
N | Mean | Std. Deviation | Std. Error | 95% Confidence Interval for Mean | Minimum | Maximum | ||
Lower Bound | Upper Bound | |||||||
0 | 62 | 3.2581 | .94939 | .12057 | 3.0170 | 3.4992 | 1.00 | 5.00 |
1 | 113 | 3.4484 | .81134 | .07632 | 3.2972 | 3.5996 | 1.00 | 5.00 |
2 | 59 | 3.5141 | .74103 | .09647 | 3.3210 | 3.7072 | 1.33 | 4.67 |
3 | 27 | 3.5185 | .76980 | .14815 | 3.2140 | 3.8230 | 1.00 | 4.33 |
Total | 261 | 3.4253 | .82848 | .05128 | 3.3243 | 3.5263 | 1.00 | 5.00 |
Test of Homogeneity of Variances
UIE
Levene Statistic
df1 | df2 | Sig. | |
1,428 | 3 | 257 | .235 |
ANOVA
UIE
Sum of Squares | df | Mean Square | F | Sig. | |
Between Groups | 2,494 | 3 | .831 | 1,214 | .305 |
Within Groups | 175,965 | 257 | .685 | ||
Total | 178,460 | 260 |