In Bangkok - Thailand. This can be said to be a paradise of street food. Street food here is developed in both quality and quantity. Many tourists come and fall in love with the city because of the attractive, fresh, cheap, and unique dishes that can be found on any street. All carts, stalls, and food stalls on the street must have a business license and are operated by the Bangkok Metropolitan Administration. These stalls are not allowed to operate every other Monday because this is street cleaning day. All raw materials are always closely monitored, stalls are arranged and planned, and the culinary space is clean. Famous street food areas: Yaowarat area, Ratchawat market, Charoen Krung road, Petchaburi Soi 5, Sukhumvit 38 ...
Penang – Malaysia: The colorful stalls, diverse in types, clearly reflect the blend of Malaysian culture, between Malay and Indian cuisine. Cheap and delicious food is available everywhere. Famous street food areas: Lorong Baru, Persiaran Gurney, Lebuh Presgrave, Jalan Batu Ferringhi.
Taipei, Taiwan, is not only a technology city, but also famous in Asia for its street food culture. Coming to each night market in Taipei, visitors will be excited when surrounded by the fragrant aroma of soybeans, rice wine, sesame oil, grilled meat and the bustling invitations of the stall owners. Famous street food areas: Shilin night market, Raohe night market, Tonghua, Huaxi street...
Sydney-Australia, Street food here is probably the safest in the world with street stalls and food trucks being extremely clean and following strict food safety guidelines, regular hygiene checks by the city. Unlike Singapore's hawker centres, Sydney's food trucks are scattered all over the city and are constantly on the move. The best way to know exactly where the shops are is to download the Sydney Food Truck app. Popular food spots include the Night Noodle Markets on Hyde Park Road, Cabramatta or Marrickville, in Sydney's Western suburbs.
Maybe you are interested!
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Street Food Exploitation Solutions To Attract International Tourists To Ho Chi Minh City -
Experience in Developing Domestic and International Tourist Destination Products and Lessons Applied to Quang Ninh Tourist Destination - Vietnam -
Identify Rating Levels and Rating Scales
zt2i3t4l5ee
zt2a3gstourism,quan lan,quang ninh,ecology,ecotourism,minh chau,van don,geography,geographical basis,tourism development,science
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of the islanders. Therefore, this indicator will be divided into two sub-indicators:
a1. Natural tourism attractiveness a2. Cultural tourism attractiveness
b. Tourist capacity
The two island communes in Quan Lan have different capacities to receive tourists. Minh Chau Commune is home to many standard hotels and resorts, attracting high-income domestic and international tourists. Meanwhile, Quan Lan Commune has many motels mainly built and operated by local people, so the scale and quality are not high, and will be suitable for ordinary tourists such as students.
c. Time of exploitation of Quan Lan Island Commune:
Quan Lan tourism is seasonal due to weather and climate conditions and festivals only take place on certain days of the year, specifically in spring. In Quan Lan commune, the period from April to June and from September to November is considered the best time to visit Quan Lan because the cultural tourism activities are mainly associated with festivals taking place during this time.
Minh Chau island commune:
Tourism exploitation time is all year round, because this is a place with a number of tourist attractions with diverse ecosystems such as Bai Tu Long National Park Research Center, Tram forest, Turtle Laying Beach, so besides coming to the beach for tourism and vacation in the summer, Minh Chau will attract research groups to come for tourism combined with research at other times of the year.
d. Sustainability
The sustainability of ecotourism sites in Quan Lan and Minh Chau communes depends on the sensitivity of the ecosystems to climate changes.
landscape. In general, these tourist destinations have a fairly high level of sustainability, because they are natural ecosystems, planned and protected. However, if a large number of tourists gather at certain times, it can exceed the carrying capacity and affect the sustainability of the environment (polluted beaches, damaged trees, animals moving away from their habitats, etc.), then the sustainability of the above ecosystems (natural ecosystems, human ecosystems) will also be affected and become less sustainable.
e. Location and accessibility
Both island communes have ports to take tourists to visit from Van Don wharf:
- Quan Lan – Van Don traffic route:
Phuc Thinh – Viet Anh high-speed boat and Quang Minh high-speed boat, depart at 8am and 2pm from Van Don to Quan Lan, and at 7am and 1pm from Quan Lan to Van Don. There are also wooden boats departing at 7am and 1pm.
- Van Don - Minh Chau traffic route:
Chung Huong high-speed train, Minh Chau train, morning 7:30 and afternoon 13:30 from Van Don to Minh Chau, morning 6:30 and afternoon 13:00 from Minh Chau to Van Don.
f. Infrastructure
Despite receiving investment attention, the issue of infrastructure and technical facilities for tourism on Quan Lan Island is still an issue that needs to be resolved because it has a direct impact on the implementation of ecotourism activities. The minimum conditions for serving tourists such as accommodation, electricity, water, communication, especially medical services, and security work need to be given top priority. Ecotourism spots in Minh Chau commune are assessed to have better infrastructure and technical facilities for tourism because there are quite complete and synchronous conditions for serving tourists, meeting many needs of domestic and foreign tourists.
3.2.1.4. Determine assessment levels and assessment scales
Corresponding to the levels of each criterion, the index is the score of those levels in the order of 4, 3, 2, 1 decreasing according to the standard of each level: very attractive (4), attractive (3), average (2), less attractive (1).
3.2.1.5. Determining the coefficients of the criteria
For the assessment of DLST in the two communes of Quan Lan and Minh Chau islands, the students added evaluation coefficients to show the importance of the criteria and indicators as follows:
Coefficient 3 with criteria: Attractiveness, Exploitation time. These are the 2 most important criteria for attracting tourists to tourism in general and eco-tourism in particular, so they have the highest coefficient.
Coefficient 2 with criteria: Capacity, Infrastructure, Location and accessibility . Because the assessment area is an island commune of Van Don district, the above criteria are selected by the author with appropriate coefficients at the average level.
Coefficient 1 with criteria: Sustainability. Quan Lan has natural and human-made ecotourism sites, with high biodiversity and little impact from local human factors. Most of the ecotourism sites are still wild, so they are highly sustainable.
3.2.1.6. Results of DLST assessment on Quan Lan island
a. Assessment of the potential for natural tourism development
For Minh Chau commune:
+ Natural tourism attractiveness is determined to be very attractive (4 points) and the most important coefficient (coefficient 3), so the score of the Attractiveness criterion is 4 x 3 = 12.
+ Capacity is determined as average (2 points) and the coefficient is quite important (coefficient 2), then the score of Capacity criterion is 2 x 2 = 4.
+ Exploitation time is long (4 points), the most important coefficient (coefficient 3) so the score of the Exploitation time criterion is 4 x 3 = 12.
+ Sustainability is determined as sustainable (4 points), the important coefficient is the average coefficient (coefficient 1), so the score of the Sustainability criterion is 4 x 1 = 4 points
+ Location and accessibility are determined to be quite favorable (2 points), the coefficient is quite important (coefficient 2), the criterion score is 2 x 2 = 4 points.
+ Infrastructure is assessed as good (3 points), the coefficient is quite important (coefficient 2), then the score of the Infrastructure criterion is 3 x 2 = 6 points.
The total score for evaluating DLST in Minh Chau commune according to 6 evaluation criteria is determined as: 12 + 4 + 12 + 4 + 4 + 6 = 42 points
Similar assessment for Quan Lan commune, we have the following table:
Table 3.3: Assessment of the potential for natural ecotourism development in Quan Lan and Minh Chau communes
Attractiveness of self-tourismof course
Capacity
Mining time
Sustainability
Location and accessibility
Infrastructure
Result
Point
DarkMulti
Point
DarkMulti
Point
DarkMulti
Point
DarkMulti
Point
DarkMulti
Point
DarkMulti
CommuneMinh Chau
12
12
4
8
12
12
4
4
4
8
6
8
42/52
Quan CommuneLan
6
12
6
8
9
12
4
4
4
8
4
8
33/52
b. Assessment of the potential for humanistic tourism development
For Quan Lan commune:
+ The attractiveness of human tourism is determined to be very attractive (4 points) and the most important coefficient (coefficient 3), so the score of the Attractiveness criterion is 4 x 3 = 12.
+ Capacity is determined to be large (3 points) and the coefficient is quite important (coefficient 2), then the score of the Capacity criterion is 3 x 2 = 6.
+ Mining time is average (3 points), the most important coefficient (coefficient 3) so the score of the Mining time criterion is 3 x 3 = 9.
+ Sustainability is determined as sustainable (4 points), the important coefficient is the average coefficient (coefficient 1), so the score of the Sustainability criterion is 4 x 1 = 4 points.
+ Location and accessibility are determined to be quite favorable (2 points), the coefficient is quite important (coefficient 2), the criterion score is 2 x 2 = 4 points.
+ Infrastructure is rated as average (2 points), the coefficient is quite important (coefficient 2), then the score of the Infrastructure criterion is 2 x 2 = 4 points.
The total score for evaluating DLST in Quan Lan commune according to 6 evaluation criteria is determined as: 12 + 6 + 6 + 4 + 4 + 4 = 36 points.
Similar assessment with Minh Chau commune we have the following table:
Table 3.4: Assessment of the potential for developing humanistic eco-tourism in Quan Lan and Minh Chau communes
Attractiveness of human tourismliterature
Capacity
Mining time
Sustainability
Location and accessibility
Infrastructure
Result
Point
DarkMulti
Point
DarkMulti
Point
DarkMulti
Point
DarkMulti
Point
DarkMulti
Point
DarkMulti
Quan CommuneLan
12
12
6
8
9
12
4
4
4
8
4
8
39/52
Minh CommuneChau
6
12
4
8
12
12
4
4
4
8
6
8
36/52
Basically, both Minh Chau and Quan Lan localities have quite favorable conditions for developing ecotourism. However, Quan Lan commune has more advantages to develop ecotourism in a humanistic direction, because this is an area with many famous historical relics such as Quan Lan Communal House, Quan Lan Pagoda, Temple worshiping the hero Tran Khanh Du, ... along with local festivals held annually such as the wind praying ceremony (March 15), Quan Lan festival (June 10-19); due to its location near the port and long exploitation time, the beaches in Quan Lan commune (especially Quan Lan beach) are no longer hygienic and clean to ensure the needs of tourists coming to relax and swim; this is also an area with many beautiful landscapes such as Got Beo wind pass, Ong Phong head, Voi Voi cave, but the ability to access these places is still very limited (dirt hill road, lots of gravel and rocks), especially during rainy and windy times; In addition, other natural resources such as mangrove forests and sea worms have not been really exploited for tourism purposes and ecotourism development. On the contrary, Minh Chau commune has more advantages in developing ecotourism in the direction of natural tourism, this is an area with diverse ecosystems such as at Rua De Beach, Bai Tu Long National Park Conservation Center...; Minh Chau beach is highly appreciated for its natural beauty and cleanliness, ranked in the top ten most beautiful beaches in Vietnam; Minh Chau commune is also home to Tram forest with a large area and a purity of up to 90%, suitable for building bridges through the forest (a very effective type of natural ecotourism currently applied by many countries) for tourists to sightsee, as well as for the purpose of studying and researching.
Figure 3.1: Thenmala Forest Bridge (India) Source: https://www.thenmalaecotourism.com/(August 21, 2019)
3.2.2. Using SWOT matrix to evaluate Quan Lan island tourism
General assessment of current tourism activities of Quan Lan island is shown through the following SWOT matrix:
Table 3.5: SWOT matrix evaluating tourism activities on Quan Lan island
Internal agent
Strengths- There is a lot of potential for tourism development, especially natural ecotourism and humanistic ecotourism.- The unskilled labor force is relatively abundant.- resource environmentunpolluted, still
Weaknesses- Poorly developed infrastructure, especially traffic routes to tourist destinations on the island.- The team of professional staff is still weak.- Tourism products in general
quite wild, originalintact
general and DLST in particularalone is monotonous.
External agents
Opportunity- Tourism is a key industry in the socio-economic development strategy of the province and Van Don economic zone.- Quan Lan was selected as a pilot area for eco-tourism development within the framework of the green growth project between Quang Ninh province and the Japanese organization JICA.- The flow of tourists and especially ecotourism in the world tends toincreasing
Challenge- Weather and climate change abnormally.- Competition in tourism products is increasingly fierce, especially with other localities in the province such as Ha Long, Mong Cai...- Awareness of tourists, especially domestic tourists, about ecotourism and nature conservation is not high.
Through summary analysis using SWOT matrix we see that:
To exploit strengths and take advantage of opportunities, it is necessary to:
- Diversify products and service types (build more tourism routes aimed at specific needs of tourists: experiential tourism immersed in nature, spiritual cultural tourism...)
- Effective exploitation of resources and differentiated products (natural resources and human resources)
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Pre-tax Profit of Bidv Tien Giang in the Period 2011-2015
zt2i3t4l5ee
zt2a3gsnon-credit services, joint stock commercial bank
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At that time, the Branch had to set aside a provision for credit risks, which reduced the Branch's income.
Chart 2.2. Pre-tax profit of BIDV Tien Giang in the period 2011-2015
Unit: Billion VND
140
120
100
80
60
40
20
0
63.3
80.34
89.29
110.08
131.99
2011 2012 2013 2014 2015
Profit before tax
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
However, through chart 2.2, it can be seen that BIDV Tien Giang's profit is still increasing continuously, and its operating efficiency is currently leaking. This is a contribution of non-credit services, and this service segment will be increasingly focused on growth by BIDV Tien Giang to ensure the highest profit safety because credit activities have many potential risks. At the same time, focusing on developing non-credit services is consistent with one of the contents of restructuring the financial activities of credit institutions in the project "Restructuring the system of credit institutions in the period 2011-2015" approved by the Prime Minister in Decision No. 254/QD-TTg dated March 1, 2012 [14]: "Gradually shifting the business model of commercial banks towards reducing dependence on credit activities and increasing income from non-credit services".
2.2. Current status of non-credit service development at BIDV Tien Giang.
2.2.1. BIDV Tien Giang has deployed the development of non-credit services in recent times.
Along with the development of the Head Office, BIDV Tien Giang's products and services are constantly improved and deployed in a diverse manner to ensure provision for many different customer groups in the area: individual customers, corporate customers, and financial institutions. Typical services are as follows: Payment services, treasury services, guarantee services, card services, trade finance, other services: Western Union, insurance commissions, consulting services, foreign exchange derivatives trading, e-banking services,...
2.2.1.1. Payment services:
In accordance with the Prime Minister's Project to promote non-cash payments in Vietnam [15], banks in Tien Giang province have continuously developed payment services to reduce customers' cash usage habits through card services and electronic banking services such as: salary payment through accounts, focusing on developing card acceptance points, developing multi-purpose cards, paying social insurance by transfer, paying bills through banks, etc.
Chart 2.3. Net income from payment services in the period 2011-2015
Unit: Million VND
6000
5000
4000
3000
2000
1000
0
3922 4065
4720 5084 5324
2011 2012 2013 2014 2015
Net income from payment services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Along with the technological development of the entire system, BIDV Tien Giang has a payment system with a fairly stable transaction processing speed, bringing many conveniences to customers. The results of observing chart 2.3 show that the income from payment services that the Branch has achieved has grown over the years but the speed is not high and the products are not outstanding compared to other banks. Domestic payment products such as: Online bill payment, electricity bills, water bills, insurance premiums, cable TV bills, telecommunications fees, airline tickets, etc. bring many conveniences to customers. Regarding international payment, this is an indispensable activity for foreign economic activities, BIDV Tien Giang is providing international payment methods for small enterprises producing agriculture, aquatic food and seafood that have credit relationships with banks in industrial parks in Tien Giang province such as: money transfer, collection, L/C payment.
2.2.1.2. Treasury services:
BIDV Tien Giang always focuses on ensuring treasury safety and currency security, always complies with legal regulations, and minimizes risks in operations such as: counting and collecting money from customers, receiving and delivering internal transactions, collecting from the State Bank (SBV) or other credit institutions, receiving ATM funds, bundling money, etc. BIDV Tien Giang's treasury service management department is always fully equipped with modern machinery and equipment such as: money transport vehicles, fire prevention tools, money counters, money detectors, magnifying glasses, etc. to ensure absolute safety in treasury operations, immediately identifying real and fake money and other risks that may affect people and assets of the bank and customers. In addition, implementing regulation 2480/QC dated October 28, 2008 between the State Bank of Tien Giang province and the Provincial Police on coordination in the fight against counterfeit money, in the 3-year review of implementation, BIDV Tien Giang discovered, seized and submitted to the State Bank of Tien Giang province 475 banknotes of various denominations and was commended by the Provincial Police and the State Bank of Tien Giang province [17].
Chart 2.4. Net income from treasury services in the period 2011-2015
Unit: Million VND
350
300
250
200
150
100
50
0
105 122
309 289 279
2011 2012 2013 2014 2015
Net income from treasury services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
However, as shown in Figure 2.4, income from treasury operations is not high and fluctuates. Specifically, in the period 2011-2013, net income increased and increased most sharply in 2013, then in the period 2013-2015, there was a downward trend. This fluctuation is due to the fact that fees collected from treasury services are often very low and can even be waived to attract customers to use other services.
2.2.1.3. Guarantee and trade finance services:
BIDV Tien Giang, thanks to the advantages of the province and the favorable location of the Branch, has continuously focused on developing income from guarantee services and trade finance.
Chart 2.5. Net income from guarantee and trade finance services in the period 2011-2015
Unit: Million VND
14000
12000
10000
8000
6000
4000
2000
0
5193 5695
2742 3420
8889
3992
11604 12206
5143 5312
2011 2012 2013 2014 2015
Net income from guarantee services Net income from Trade Finance
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Through chart 2.5, we can see that BIDV Tien Giang's income from guarantee services and trade finance has grown over the years. The reason is: Among BIDV Tien Giang's corporate customers, the construction industry is the industry with the highest proportion of customers after the trading industry, this is a group of customers with potential to develop guarantee services. The second group of customers is corporate customers in the fields of agricultural production, livestock and seafood processing with high import and export turnover in the area.
are the target of trade finance development. In addition, BIDV Tien Giang also focuses on continuously developing these customer groups to increase revenue for many other products and services in the future.
2.2.1.4. Card and POS services:
As a service that BIDV Tien Giang has recently developed strongly, it can be said that this is a very potential market and has the ability to develop even more strongly in the future. Card services with outstanding advantages such as fast payment time, wide payment range, quite safe, effective and suitable for the integration trend and the Project to promote non-cash payments in Vietnam. Cards have become a modern and popular payment tool. BIDV Tien Giang early identified that developing card services is to expand the market to people in society, create capital mobilized from card-opened accounts, contribute to diversifying banking activities, enhance the image of the bank, bring the BIDV Tien Giang brand to people as quickly and easily as possible. BIDV Tien Giang is currently providing card types such as: credit cards (BIDV MasterCard Platinum, BIDV Visa Gold Precious, BIDV Visa Manchester United, BIDV Visa Classic), international debit cards (BIDV Ready Card, BIDV Manu Debit Card), domestic debit cards (BIDV Harmony Card, BIDV eTrans Card, BIDV Moving Card, BIDV-Lingo Co-branded Card, BIDV-Co.opmart Co-branded Card). These cards can be paid via POS/EDC or on the ATM system. In addition, with debit cards, customers can not only withdraw money via ATMs but also perform utilities such as mobile top-up, online payment, money transfer,... through electronic banking services.
In order to attract customers with card services, BIDV Tien Giang has continuously increased the installation of ATMs. As of December 31, 2015, BIDV Tien Giang has 23 ATMs combined with 7 ATMs in the same system of BIDV My Tho, so the number of ATMs is quite large, especially in the center of My Tho City, but is not yet fully present in the districts. Basic services on ATMs such as withdrawing money, checking balances, printing short statements,... BIDV ATMs accept cards from banks in the system.
Banknetvn and Smartlink, cards branded by international card organizations Union Pay (CUP), VISA, MasterCard and cards of banks in the Asian Payment Network. From here, cardholders can make bill payments for themselves or others at ATMs, by simply entering the subscriber number or customer code, booking code that service providers notify and make bill payments.
Chart 2.6. Net income from card services in the period 2011-2015
Unit: Million VND
3500
3000
2500
2000
1500
1000
500
0
687
1023
1547
2267
3104
2011 2012 2013 2014 2015
Net income from card services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Through chart 2.6, it can be seen that BIDV Tien Giang's card service income is constantly growing because the Branch focuses on developing businesses operating in industrial parks, which are the source of customers for salary payment products, ATMs, BSMS. Specifically, there are companies such as Freeview, Quang Viet, Dai Thanh, which are businesses with a large number of card openings at the Branch, contributing to the increase in card service fees [25].
Table 2.6. Number of ATMs and POS machines in 2015 of some banks in Tien Giang area.
Unit: Machine
STT
Bank name
Number of ATMs
Cumulative number of ATM cards
POS machine
1
BIDV Tien Giang
23
97,095
22
2
BIDV My Tho
7
21,325
0
3
Agribank Tien Giang
29
115,743
77
4
Vietinbank Tien Giang
16
100,052
54
5
Dong A Tien Giang
26
97,536
11
6
Sacombank Tien Giang
24
88,513
27
7
Vietcombank Tien Giang
15
61,607
96
8
Vietinbank - Tay Tien Giang Branch
6
46,042
38
(Source: 2015 Banking Activity Data Report of the General and Internal Control Department of the Provincial State Bank [21])
Through table 2.6, the author finds that the number of ATMs of BIDV Tien Giang is not much, ranking fourth after Agribank Tien Giang, Dong A Tien Giang, Sacombank Tien Giang. The number of POS machines of BIDV Tien Giang is very small, only higher than Dong A Tien Giang and BIDV My Tho in the initial stages of merging the BIDV system. Besides, BIDV Tien Giang has a high number of cards increasing over the years (table 2.7) but the cumulative number of cards issued up to December 31, 2015 is still relatively low compared to Agribank, Vietcombank, Dong A (table 2.6).
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Number of International and Domestic Tourists in the Period 2001 – 2010
Berlin, Germany, is where kebabs became famous. The European city is famous for street food such as currywurst, salads

Potatoes, sauerkraut, donuts, meatballs. Famous street food areas: Wochenmarkt, Neue Heimat market, Bite Club market, Platoon Kunsthalle market…
London – England, the capital of the foggy country is also a place that can satisfy street food lovers with many delicious, attractive, irresistible dishes. Dishes that tourists should not miss when coming to London are hamburgers, tuna tacos, hot dogs, waffles, smokestaks... Famous street food areas: Wapping market, Parliament Hill Farmers, London Bridge Farmers, Twickenham Farmers...
Istanbul – Turkey, street food here is very diverse with many dishes for you to choose from such as sandwiches, hot dogs, and cold beer. This can be considered a gold mine city of many types of cuisine from round bread (simit) to Turkish pizza (lahmacun). Although the food here is very clean, however, to ensure the best hygiene, you should eat cooked meat and seafood. Street food shops can be found in most areas of Istanbul. Visit the Istanbul Eats Blog to provide updated locations and comments on the city's best street food. The city's signature dishes are Lahmacun (Turkish style pizza covered in minced meat, onions and spices), mısır (grilled corn); kokorec (skewered lamb intestines grilled over coals).
1.5.2. Experience in developing domestic street food
In the country, many localities have famous food streets that tourists always have to visit. For example, Hanoi has famous street food streets associated with street names such as Hoan Kiem Lake Salad Street, Cau Go Seafood Street, To Tich Mixed Fruit Street, Ta Hien Draft Beer Street, Gam Cau Grilled Intestines Street, Phung Hung Hot Pot Street, Ly Van Phuc Grilled Chicken Feet Street, Hoe Nhai Steak Street, West Lake Snail Street...
In Sapa (Lao Cai), tourists are fascinated by the "grilled food streets" such as: Cau May, Nha Tho Da, with rustic dishes: grilled eggs, grilled potatoes, grilled cassava (noodles), grilled corn, grilled sugar cane, grilled duck eggs, grilled sticky rice cake, grilled intestines, grilled stomach, grilled tofu...
Hoi An Ancient Town (Quang Nam) also has tourist culinary areas with famous dishes from three regions and especially specialties of three localities: Da Nang, Quang Nam, Quang Ngai such as: chicken rice, cao lau, banh bao, banh vac, banh dap, stir-fried mussels, Quang noodles, corn sweet soup, banh beo, wonton...
In Da Nang, there is Huynh Thuc Khang food court, Con market food court... with dishes: Quang noodles, vermicelli with fish cakes, mackerel/tuna vermicelli, vermicelli with fish sauce and pork, beef vermicelli, chicken sticky rice, duck porridge, rice paper rolls with pork, rice paper rolls, grilled pork vermicelli, pancakes/grilled spring rolls, rice noodles, water fern cakes, tapioca cakes, banh nam, banh duc, sandwiches, seafood hotpot, lobster, steamed and grilled squid dishes, steamed and grilled sea fish dishes, steamed and grilled sea snail dishes, steamed and grilled shrimp dishes, steamed/salted/tamarind-fried crab, grilled abalone with onions, grilled lucky onions, grilled clams/mussels, fish salad (extract/rice/flying fish), flying fish egg salad, jellyfish salad, banana bud salad, Xuan Thieu perch, mixed jackfruit, young jackfruit mixed with jellyfish, stir-fried/steamed apple snails, sucking snails, roasted veal, beef wrapped in betel leaves, desserts, sweet porridge, sticky rice with sugar, vegetable jelly sentence…
Nha Trang has Hoang Van Thu street area near Dam market with many sidewalk eateries serving a variety of street foods such as grilled spring rolls, grilled beef , fish noodle soup, banh can, grilled pork rice cake, wet rice cake, along with seafood dishes at Hai san lang cai....
Quy Nhon - Binh Dinh, FLC Quynhon Beach & Golf Resort has built a culinary area based on the street concept that makes visitors feel like they are walking in a rustic, simple country market. The charm of thatched houses and shoulder poles stands out even more in the bustling coastal city space. Visitors are free to explore and choose, witnessing street food prepared on the spot by talented chefs with famous dishes associated with the Binh Dinh region such as Jumping Shrimp Pancakes, Grilled Spring Rolls, or famous Central specialties such as Quang Noodles, Mussels with Rice Paper, Cao Lau Char Siu... along with delicious and attractive seafood and skewers.
Chapter 1 Summary
With the aim of clarifying the theoretical basis system in developing street food in tourism development, this chapter has presented the following contents:
Firstly, it has presented concepts related to street food, along with clarifying the characteristics of street food and the role of street food in tourism development, the role of street food in tourism development.
The second is to provide general and specific conditions that a country or locality needs to have to exploit street food in tourism development.
Third is an overview of street food business activities in some countries in the world as well as some provinces in Vietnam. This can also be considered a lesson in orienting and implementing solutions to exploit street food in the development of tourism in the City.
Chapter 2: CURRENT STATUS OF EXPLOITING STREET FOOD IN HO CHI MINH CITY TO ATTRACT INTERNATIONAL TOURISTS
2.1. Overview of Ho Chi Minh City
2.1.1. Geographical location
Ho Chi Minh City (formerly known as Saigon) is the largest city in Vietnam, and is also one of the most important economic, cultural and educational centers of the country. Ho Chi Minh City is a centrally governed city classified as a special urban area of Vietnam with a natural area of 2,096 km², located in the lower delta of the Dong Nai - Saigon River, in the transitional area from the South Central Coast to the Mekong Delta. The territory of Ho Chi Minh City has coordinates of 10°10' - 10°38' North and 106°22' - 106°54', bordering Binh Duong province to the North, Tay Ninh province to the Northwest, Dong Nai province to the East and Northeast, Ba Ria - Vung Tau province to the Southeast, Long An and Tien Giang provinces to the West and Southwest. The city's climate is divided into two distinct seasons, the rainy season from May to November, with an average annual rainfall of 1,979 mm, and the dry season from December to April of the following year. The average annual temperature is 27.55ºC, with no winter, which has created favorable conditions for the city's tourism activities to take place throughout the year.
2.1.2. Traffic system
Ho Chi Minh City is the gateway to the East, Southwest, South Central regions and other regions of Vietnam. In addition, Ho Chi Minh City is also located near major tourist centers of Southeast Asia (Malaysia, Thailand, Singapore, ...) with the ability to connect tours with neighbors to form attractive tourism programs. From key markets (Japan, Taiwan) ... to Ho Chi Minh City by air is convenient and takes little time.
Ho Chi Minh City also has a seaport to receive large cruise ships, a river system connecting the Mekong Delta provinces and all the way to Cambodia, a railway leading to the Central and Northern provinces and China, and an inner-city and inter-provincial road network that is increasingly being expanded and upgraded.
Domestically, traffic connections from Ho Chi Minh City to the provinces and vice versa are extremely convenient. Tan Son Nhat International Airport is only 7km from the city center, which is
The largest airport in the country with dozens of domestic and international routes. There are domestic routes from Ho Chi Minh City to Buon Ma Thuot, Da Lat, Da Nang, Ho Chi Minh City, Hai Phong, Hue, Nha Trang, Phu Quoc, Pleiku, Quy Nhon, Rach Gia, Vinh. Ho Chi Minh City has National Highway 1A, Thong Nhat Railway and National Highway 13 across Indochina. The distance from Ho Chi Minh City to tourist destinations in the provinces is also relatively close, such as Tay Ninh 99km, Bien Hoa (Dong Nai) 30km, My Tho 70km, Vung Tau 110km, Can Tho 168km, Da Lat 308km, Nha Trang 450km, Buon Ma Thuot 375km... This is a very favorable condition for the development of domestic and foreign tourism activities.
2.1.3. Socio-economic characteristics
As the largest economic, cultural and political center of the country. In recent years, Ho Chi Minh City has had a fairly high economic growth rate of about 7.7% per year on average, contributing to the state budget an estimated 245.9 trillion VND (2014). Per capita income has increased steadily over the years, in 2014 the city's per capita income was 5,100 USD/person, an increase of 13.5% compared to 2013.
The population is about 8,146.3 thousand people (2015), mainly ethnic groups: Kinh, Hoa, Khmer, Cham from all regions of the country, along with a number of foreigners coming to settle, trade and do business. Each ethnic group has different culinary cultures, which has created a colorful picture of the city's culinary culture.
Administrative units include 19 districts and 5 rural districts (2017): District 1, District 2, District 3, District 4, District 5, District 6, District 7, District 8, District 9, District 10, District 11, District 12, Tan Binh District, Binh Thanh District, Phu Nhuan District, Thu Duc District, Go Vap District, Binh Tan District, Tan Phu District, Nha Be District, Can Gio District, Hoc Mon District, Cu Chi District, Binh Chanh District.
2.1.4 . City culinary culture
Through hundreds of years of historical ups and downs, it can be said that the culinary culture of the whole world has converged in Ho Chi Minh City, creating a diverse and colorful culinary culture. Here, people not only find the colors of traditional cuisine of the three regions of North - Central - South, but also can find other culinary cultures in the world such as France, America, Japan, Korea,
China, Thailand….
Ho Chi Minh City cuisine is first and foremost the crystallization of delicious, unique dishes of the Southern region. These are dishes with the rustic flavor of the river region but full of appeal such as grasshoppers, fried cicadas, grilled snakehead fish, braised perch in clay pot, braised coconut goby fish with pepper, sour snakehead fish soup, grilled chicken with salt and chili, steamed eel with gourd, stir-fried frog, grilled shrimp from Bac Lieu, roasted field mice, grilled snakehead fish, raw fish sauce, braised fish sauce, Phu Quoc Melaleuca mushroom, My Tho noodles...
Many unique dishes from the northern provinces have also become part of Saigon cuisine such as pho, fish cakes, vermicelli, glass noodles, Hanoi spring rolls; Tay Ho rice rolls; Ho Tay shrimp cakes; Northern rice. Central dishes are also very familiar here such as Hue beef noodles, Hue spring rolls, Quang noodles, Hoi An cao lau, etc.
In the process of social development, through many ups and downs of history, many great culinary cultures in the world have also appeared here. Foreign tourists can find their favorite dishes in most hotels and restaurants in the city such as Peking duck, goat curry, French bacon, German sausage, American hamburgers, Russian barbecue, Japanese sushi and indulge in the taste of Czech barbecue with all kinds of the most famous beers. Food services specializing in foreign dishes are increasingly developing in quantity, scale and richness. We have Cambodian markets, Chinatowns, and Japanese food courts "Little Japan".
In the beverage industry, Ho Chi Minh City must be called the "capital" of beverages. For coffee, there are sidewalk coffees, roasted and ground coffees, and take-away coffees. Drinks made from ingredients from the countryside such as pennywort juice, ginseng juice, smoothies of all kinds, and fruit juices. Plant-based milks include soy milk, green bean milk, peanut milk, corn milk, and sesame milk. Sorrel juice and grapefruit tea are specialties of Hanoi. Hue teas such as banana tea, floating rice tea, millet tea, taro tea, broad bean tea, tapioca flour tea, mung bean tea, red bean tea, mixed tea, taro tea, etc. are now also available in the city.
Analyzing this special privilege, Nguyen Nha (2009): “For a long time, Ho Chi Minh City has been a place where birds flock to live and do business, many people from other localities come to live and do business. In the city, many raw materials for preparing dishes from the plains to the highlands or products from the sea, rivers, and lakes are available and easy to find. Therefore, the richness, diversity, and attractiveness of the dishes here are also obvious.”
In fact, many tourists come to Ho Chi Minh City just because they want to explore the unique cuisine here. It is even thanks to the cuisine that many international tourists know about Ho Chi Minh City. In a direct survey, Ms. Linda (a tourist from the US) said: "This is my third time to Ho Chi Minh City. I have traveled to many places and at each destination I have enjoyed the cuisine there, but I find Ho Chi Minh City's street food to be the most delicious, cheap and palatable. I really like the dishes here such as Hue beef noodle soup, broken rice, Southern Vietnamese pancakes... because the flavor is very rich, many types of vegetables served with it have a very strange taste. The street food here is wonderful. And what I enjoy most is that when walking on the streets, it is easy to see the image of street vendors, this image is very poetic and ancient".
The world culinary magazine Food and Wine (2013) voted Ho Chi Minh City as one of the cities with the best street food in the world, in which spring rolls and banh mi were voted by many magazines as one of the 12 best dishes in the world.
CNN (2016), Travel section rated Ho Chi Minh City as the "capital of Vietnamese cuisine"; at the same time, the city is in the top 23 cities with the most attractive street food in the world.
Mr. Paul Le, General Secretary of the French Escoffier Culinary Association (2016) shared: In Ho Chi Minh City, you can choose from many forms of culinary enjoyment on the streets and in luxury restaurants with a variety of culinary styles prepared by traditional chefs or internationally certified chefs.
In a Marketing seminar in Ho Chi Minh City, Philp Kotler (2013) suggested: “ Vietnam should become the kitchen of the world ”. This is probably due to the fact that Vietnamese dishes are loved by many foreigners. Vietnamese dishes are less oily and fatty than Chinese dishes, less spicy than Thai and Korean dishes, less meaty than European dishes and are light and easy to digest after eating. In the preparation as well as in the decoration and combination of spices for dishes, the principle of Yin-Yang harmony for diners is applied.
Thus, it can be seen that Ho Chi Minh City street food is very diverse and rich, creating a strong attraction for international tourists, especially highly appreciated by culinary experts, economists and prestigious organizations in the world.




![Pre-tax Profit of Bidv Tien Giang in the Period 2011-2015
zt2i3t4l5ee
zt2a3gsnon-credit services, joint stock commercial bank
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zc2o3n4t5e6n7ts
At that time, the Branch had to set aside a provision for credit risks, which reduced the Branchs income.
Chart 2.2. Pre-tax profit of BIDV Tien Giang in the period 2011-2015
Unit: Billion VND
140
120
100
80
60
40
20
0
63.3
80.34
89.29
110.08
131.99
2011 2012 2013 2014 2015
Profit before tax
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
However, through chart 2.2, it can be seen that BIDV Tien Giangs profit is still increasing continuously, and its operating efficiency is currently leaking. This is a contribution of non-credit services, and this service segment will be increasingly focused on growth by BIDV Tien Giang to ensure the highest profit safety because credit activities have many potential risks. At the same time, focusing on developing non-credit services is consistent with one of the contents of restructuring the financial activities of credit institutions in the project Restructuring the system of credit institutions in the period 2011-2015 approved by the Prime Minister in Decision No. 254/QD-TTg dated March 1, 2012 [14]: Gradually shifting the business model of commercial banks towards reducing dependence on credit activities and increasing income from non-credit services.
2.2. Current status of non-credit service development at BIDV Tien Giang.
2.2.1. BIDV Tien Giang has deployed the development of non-credit services in recent times.
Along with the development of the Head Office, BIDV Tien Giangs products and services are constantly improved and deployed in a diverse manner to ensure provision for many different customer groups in the area: individual customers, corporate customers, and financial institutions. Typical services are as follows: Payment services, treasury services, guarantee services, card services, trade finance, other services: Western Union, insurance commissions, consulting services, foreign exchange derivatives trading, e-banking services,...
2.2.1.1. Payment services:
In accordance with the Prime Ministers Project to promote non-cash payments in Vietnam [15], banks in Tien Giang province have continuously developed payment services to reduce customers cash usage habits through card services and electronic banking services such as: salary payment through accounts, focusing on developing card acceptance points, developing multi-purpose cards, paying social insurance by transfer, paying bills through banks, etc.
Chart 2.3. Net income from payment services in the period 2011-2015
Unit: Million VND
6000
5000
4000
3000
2000
1000
0
3922 4065
4720 5084 5324
2011 2012 2013 2014 2015
Net income from payment services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Along with the technological development of the entire system, BIDV Tien Giang has a payment system with a fairly stable transaction processing speed, bringing many conveniences to customers. The results of observing chart 2.3 show that the income from payment services that the Branch has achieved has grown over the years but the speed is not high and the products are not outstanding compared to other banks. Domestic payment products such as: Online bill payment, electricity bills, water bills, insurance premiums, cable TV bills, telecommunications fees, airline tickets, etc. bring many conveniences to customers. Regarding international payment, this is an indispensable activity for foreign economic activities, BIDV Tien Giang is providing international payment methods for small enterprises producing agriculture, aquatic food and seafood that have credit relationships with banks in industrial parks in Tien Giang province such as: money transfer, collection, L/C payment.
2.2.1.2. Treasury services:
BIDV Tien Giang always focuses on ensuring treasury safety and currency security, always complies with legal regulations, and minimizes risks in operations such as: counting and collecting money from customers, receiving and delivering internal transactions, collecting from the State Bank (SBV) or other credit institutions, receiving ATM funds, bundling money, etc. BIDV Tien Giangs treasury service management department is always fully equipped with modern machinery and equipment such as: money transport vehicles, fire prevention tools, money counters, money detectors, magnifying glasses, etc. to ensure absolute safety in treasury operations, immediately identifying real and fake money and other risks that may affect people and assets of the bank and customers. In addition, implementing regulation 2480/QC dated October 28, 2008 between the State Bank of Tien Giang province and the Provincial Police on coordination in the fight against counterfeit money, in the 3-year review of implementation, BIDV Tien Giang discovered, seized and submitted to the State Bank of Tien Giang province 475 banknotes of various denominations and was commended by the Provincial Police and the State Bank of Tien Giang province [17].
Chart 2.4. Net income from treasury services in the period 2011-2015
Unit: Million VND
350
300
250
200
150
100
50
0
105 122
309 289 279
2011 2012 2013 2014 2015
Net income from treasury services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
However, as shown in Figure 2.4, income from treasury operations is not high and fluctuates. Specifically, in the period 2011-2013, net income increased and increased most sharply in 2013, then in the period 2013-2015, there was a downward trend. This fluctuation is due to the fact that fees collected from treasury services are often very low and can even be waived to attract customers to use other services.
2.2.1.3. Guarantee and trade finance services:
BIDV Tien Giang, thanks to the advantages of the province and the favorable location of the Branch, has continuously focused on developing income from guarantee services and trade finance.
Chart 2.5. Net income from guarantee and trade finance services in the period 2011-2015
Unit: Million VND
14000
12000
10000
8000
6000
4000
2000
0
5193 5695
2742 3420
8889
3992
11604 12206
5143 5312
2011 2012 2013 2014 2015
Net income from guarantee services Net income from Trade Finance
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Through chart 2.5, we can see that BIDV Tien Giangs income from guarantee services and trade finance has grown over the years. The reason is: Among BIDV Tien Giangs corporate customers, the construction industry is the industry with the highest proportion of customers after the trading industry, this is a group of customers with potential to develop guarantee services. The second group of customers is corporate customers in the fields of agricultural production, livestock and seafood processing with high import and export turnover in the area.
are the target of trade finance development. In addition, BIDV Tien Giang also focuses on continuously developing these customer groups to increase revenue for many other products and services in the future.
2.2.1.4. Card and POS services:
As a service that BIDV Tien Giang has recently developed strongly, it can be said that this is a very potential market and has the ability to develop even more strongly in the future. Card services with outstanding advantages such as fast payment time, wide payment range, quite safe, effective and suitable for the integration trend and the Project to promote non-cash payments in Vietnam. Cards have become a modern and popular payment tool. BIDV Tien Giang early identified that developing card services is to expand the market to people in society, create capital mobilized from card-opened accounts, contribute to diversifying banking activities, enhance the image of the bank, bring the BIDV Tien Giang brand to people as quickly and easily as possible. BIDV Tien Giang is currently providing card types such as: credit cards (BIDV MasterCard Platinum, BIDV Visa Gold Precious, BIDV Visa Manchester United, BIDV Visa Classic), international debit cards (BIDV Ready Card, BIDV Manu Debit Card), domestic debit cards (BIDV Harmony Card, BIDV eTrans Card, BIDV Moving Card, BIDV-Lingo Co-branded Card, BIDV-Co.opmart Co-branded Card). These cards can be paid via POS/EDC or on the ATM system. In addition, with debit cards, customers can not only withdraw money via ATMs but also perform utilities such as mobile top-up, online payment, money transfer,... through electronic banking services.
In order to attract customers with card services, BIDV Tien Giang has continuously increased the installation of ATMs. As of December 31, 2015, BIDV Tien Giang has 23 ATMs combined with 7 ATMs in the same system of BIDV My Tho, so the number of ATMs is quite large, especially in the center of My Tho City, but is not yet fully present in the districts. Basic services on ATMs such as withdrawing money, checking balances, printing short statements,... BIDV ATMs accept cards from banks in the system.
Banknetvn and Smartlink, cards branded by international card organizations Union Pay (CUP), VISA, MasterCard and cards of banks in the Asian Payment Network. From here, cardholders can make bill payments for themselves or others at ATMs, by simply entering the subscriber number or customer code, booking code that service providers notify and make bill payments.
Chart 2.6. Net income from card services in the period 2011-2015
Unit: Million VND
3500
3000
2500
2000
1500
1000
500
0
687
1023
1547
2267
3104
2011 2012 2013 2014 2015
Net income from card services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Through chart 2.6, it can be seen that BIDV Tien Giangs card service income is constantly growing because the Branch focuses on developing businesses operating in industrial parks, which are the source of customers for salary payment products, ATMs, BSMS. Specifically, there are companies such as Freeview, Quang Viet, Dai Thanh, which are businesses with a large number of card openings at the Branch, contributing to the increase in card service fees [25].
Table 2.6. Number of ATMs and POS machines in 2015 of some banks in Tien Giang area.
Unit: Machine
STT
Bank name
Number of ATMs
Cumulative number of ATM cards
POS machine
1
BIDV Tien Giang
23
97,095
22
2
BIDV My Tho
7
21,325
0
3
Agribank Tien Giang
29
115,743
77
4
Vietinbank Tien Giang
16
100,052
54
5
Dong A Tien Giang
26
97,536
11
6
Sacombank Tien Giang
24
88,513
27
7
Vietcombank Tien Giang
15
61,607
96
8
Vietinbank - Tay Tien Giang Branch
6
46,042
38
(Source: 2015 Banking Activity Data Report of the General and Internal Control Department of the Provincial State Bank [21])
Through table 2.6, the author finds that the number of ATMs of BIDV Tien Giang is not much, ranking fourth after Agribank Tien Giang, Dong A Tien Giang, Sacombank Tien Giang. The number of POS machines of BIDV Tien Giang is very small, only higher than Dong A Tien Giang and BIDV My Tho in the initial stages of merging the BIDV system. Besides, BIDV Tien Giang has a high number of cards increasing over the years (table 2.7) but the cumulative number of cards issued up to December 31, 2015 is still relatively low compared to Agribank, Vietcombank, Dong A (table 2.6).
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