Article 17. Appointment of persons to supervise electrical safety
1. The employer or the operating management unit is responsible for assigning an electrical safety supervisor when the work unit is not specialized in electricity or does not have sufficient electrical safety qualifications to work near electrical objects.
2. The operating management unit is responsible for assigning an electrical safety supervisor when the unit works in a place with special electrical hazards.
Article 18. Work consisting of many work units
In case the work is performed by many working units of the same electricity organization, the employer must appoint a person to lead the work.
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Car body electrical practice - 8
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If the voltage is out of specification, replace the wire or connector.
If the voltage is within specification, install the front fog light relay and follow step 5.
Step 5 Check the front fog light switch
- Remove the D4 connector of the fog light switch
- Use a multimeter to measure the resistance of the front fog light switch.
Measurement location
Condition
Standard
D4-3 (BFG) -D4-4 (LFG)
Light switchFront Fog OFF
>10kΩ
D4-3 (BFG) -D4-4 (LFG)
Front fog light switchON
<1 Ω
- Standard resistor
D4 connector is located on the combination switch assembly.
If the resistance is out of specification, replace the combination switch (the fog light switch is located in the combination switch).
If the resistance is within specification, follow step 6.
Step 6 Check wiring and connectors (front fog light relay-light selector switch)
- Disconnect connector D4 of the combination switch assembly
- Use a voltmeter to measure the voltage value of jack D4 on the wire side.
Measurement location
Control modecontrol
Standard
D4-3 (BFG) - (-) AQ
TAIL
11 to 14 V
D4 connector for the wiring of the combination switch assembly
If the voltage does not meet the standard, replace the wire or connector.
If the voltage is within standard, there may have been an error in the previous measurements.
Step 7 Check the front fog lights
- Remove the front fog light electrical connector.
- Supply battery voltage to the fog lamp terminals
Jack 8, B9 of front fog lamp on the electrical side
blind first.
Power supply location
Terms and Conditions
Battery positive terminal - Terminal 2Battery negative terminal - Terminal 1
Fog lightsbefore morning
- If the light does not come on, replace the bulb.
If the light is on, re-plug the jack and continue to step 8.
Step 8 Check wiring and connectors (relay and front fog lights)
- Disconnect the B8 and B9 connectors of the front fog lights.
- Use a voltmeter to measure voltage at the following locations:
Measurement location
Switch location
Terms and Conditions
B8-2 - (-) AQ
Electric lock ON TAIL size switchFog switch ON
11 to 14 V
B9-2 - (-) AQ
Electric lock ONTAIL size switch Fog switch ON
11 to 14 V
B8 and B9 connectors on the front fog lamp wiring side
Voltage is not up to standard, repair or replace the jack. If up to standard, there may have been an error in the measurement process.
2.2.4. Procedure for removing, installing and adjusting fog lights 1. Procedure for removing
- Remove the front inner ear pads
Use a screwdriver to remove the 3 screws and remove the front part of the front inner ear liner
-Remove the fog light assembly
+ Disconnect the connector.
+ Use a screwdriver to remove 3 screws to remove the fog light cover
2. Installation sequence
-Rotate the fog lamp bulb in the direction indicated by the arrow as shown in the figure and remove the fog lamp from the fog lamp assembly.
-Rotate the fog light bulb in the direction indicated by the arrow as shown in the figure and install the light into the fog light assembly.
- Use a screwdriver to install the fog light cover
-Install the electrical connector
Attention: Be careful not to damage the plastic thread on the lamp assembly.
- Install the front inner ear pads
Use a screwdriver to install the front inner bumper with 3 screws.
3. Prepare the vehicle to adjust the fog light convergence. Prepare the vehicle:
- Make sure there is no damage or deformation to the vehicle body around the fog lights.
- Add fuel to the fuel tank
- Add oil to standard level.
- Add engine coolant to standard level.
- Inflate the tire to standard pressure.
- Place spare tire, tools and jack in original design position
- Do not leave any load in the luggage compartment.
- Let a person weighing about 75 kg sit in the driver's seat.
4. Prepare to check the fog light convergence
a/ Prepare the vehicle status as follows:
- Place the car in a dark enough place to see the lines. The lines are the dividing line, below which the light from the fog lights can be seen but above which it cannot.
- Place the car perpendicular to the wall.
- Keep a distance of 7.62 m between the center of the fog lamp and the wall.
- Park the car on level ground.
- Press the car down a few times to stabilize the suspension.
Note: A distance of approximately 7.62 m is required between the vehicle (fog lamp center) and the wall to adjust the convergence correctly. If the distance of 7.62 m cannot be achieved, set the correct distance of 3 m to check and adjust the fog lamp convergence. (Since the target area varies with the distance, please follow the instructions as shown in the figure.)
b/ Prepare a piece of thick white paper about 2 m high and 4 m wide to use as a screen.
c/ Draw a vertical line through the center of the screen (line V).
d/ Set the screen as shown in the picture. Note:
- Keep the screen perpendicular to the ground.
- Align the V line on the screen with the center of the vehicle.
e/Draw the reference lines (H, V LH and V RH lines) on the screen as shown in the figure.HINT:
Mark the center of the fog lamp on the screen. If the center mark cannot be seen on the fog lamp, use the center of the fog lamp or the manufacturer's name mark on the fog lamp as the center mark.
H line (fog light height):
Draw a line across the screen so that it passes through the center mark. Line H should be at the same height as the center mark of the fog light bulb.
Line V LH, V RH (center mark position of left fog lamp LH and right fog lamp RH):
Draw two lines so that they intersect line H at the center marks.
5. Check the fog light convergence
a/ Cover the fog lamp or remove the connector of the other side fog lamp to prevent light from the unchecked fog lamp from affecting the fog lamp convergence test.
b/ Start the engine.
c/ Turn on the fog lights and make sure that the dividing line is outside the standard area as shown in the drawing.
6. Adjust the fog light convergence
Use a screwdriver to adjust the fog light to the standard area by turning the toe adjustment screw.
Note: If the screw is adjusted too far, loosen it and then tighten it again, so that the last rotation of the light adjustment screw is clockwise.
3. Self-study questions
1. Describe the operating principle of the lighting system with automatic headlight function
2. Describe the operating principle of the lighting system with the function of rotating headlights when turning
3. Draw diagram and connect lighting system on Hyundai Porter car
4. Draw diagram and connect lighting system on Honda Accord 1992
5. Draw the lighting circuit on a 1993 Toyota Lexus
LESSON 3 MAINTENANCE AND REPAIR OF SIGNAL SYSTEM
I. IMPLEMENTATION GOAL
After completing this lesson, students will be able to:
- Distinguish between types of signals on cars
- Correctly describe common symptoms and suspected areas causing damage.
- Connecting signal circuits ensures technical requirements
- Disassemble, install, check, maintain and repair the signal system to ensure technical requirements.
- Ensure safety in work and industrial hygiene
II. LESSON CONTENT
1. General description
The signal system equipped on cars aims to create signals to notify other vehicles participating in traffic about the vehicle's operating status such as: stopping, parking, braking, reversing, turning...
Signals are used either by light such as headlamps, brake lights, turn signals….. or by sound such as horns, reverse music….
Just like the lighting system. A signal system circuit usually consists of: battery, fuse, wire, relay, electrical load and control switch. Only some switches of the signal system are on the combination switch. The switches of other signals are usually located in different locations such as in the gearbox or brake pedal……
2. Maintenance and repair
2.1. Turn signals and hazard lights
The installation location of the turn signal is shown in Figure 3.1. The turn signal control switch is located in the combination switch under the steering wheel. Turning this switch to the right or left will make the turn signal turn right or left.
The hazard light switch is used when the vehicle has a problem while participating in traffic. When the hazard light switch is turned on, all the turn signals on the vehicle will light up at a certain frequency. The hazard light switch is usually placed separately from the turn signal switch (some old cars integrate the hazard and turn signal switches on the same combination switch cluster).
Figure 3.1 Turn signal switch Figure 3.2 Hazard switch
The part that generates the flashing frequency for the lights is called a turn signal relay. The turn signal relay usually has 3 terminals: B (positive power supply); E (negative power supply); L (providing the turn signal switch to distribute to the
lamp)
2.1.1. Circuit diagram
To generate the frequency for the turn signal, a turn signal relay is used in the turn signal circuit. The current from the turn signal relay will be sent to the turn signal switch assembly to distribute the current to the turn signal lights for the driver's purpose.
Figure 3.3. Schematic diagram of a turn signal circuit without a hazard switch
1. Battery; 2. Electric lock; 3. Turn signal relay; 4. Turn signal switch; 5. Turn signal lamp; 6. Turn signal lamp; 7. Hazard switch
Figure 3.4 Schematic diagram of turn signal circuit with hazard switch
1. Battery; 2. Combination switch cluster; 3. Turn signal;
4. Turn signal light; 5. Turn signal relay
Today's cars no longer use three-pin turn signal relays (B, L, E) but use eight-pin turn signal relays (figure 3.5) (pin number 8 is used for hazard lights).
For this type, the current supplying the turn signal lights is supplied directly from the turn signal relay to the lights.
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Pre-tax Profit of Bidv Tien Giang in the Period 2011-2015
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At that time, the Branch had to set aside a provision for credit risks, which reduced the Branch's income.
Chart 2.2. Pre-tax profit of BIDV Tien Giang in the period 2011-2015
Unit: Billion VND
140
120
100
80
60
40
20
0
63.3
80.34
89.29
110.08
131.99
2011 2012 2013 2014 2015
Profit before tax
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
However, through chart 2.2, it can be seen that BIDV Tien Giang's profit is still increasing continuously, and its operating efficiency is currently leaking. This is a contribution of non-credit services, and this service segment will be increasingly focused on growth by BIDV Tien Giang to ensure the highest profit safety because credit activities have many potential risks. At the same time, focusing on developing non-credit services is consistent with one of the contents of restructuring the financial activities of credit institutions in the project "Restructuring the system of credit institutions in the period 2011-2015" approved by the Prime Minister in Decision No. 254/QD-TTg dated March 1, 2012 [14]: "Gradually shifting the business model of commercial banks towards reducing dependence on credit activities and increasing income from non-credit services".
2.2. Current status of non-credit service development at BIDV Tien Giang.
2.2.1. BIDV Tien Giang has deployed the development of non-credit services in recent times.
Along with the development of the Head Office, BIDV Tien Giang's products and services are constantly improved and deployed in a diverse manner to ensure provision for many different customer groups in the area: individual customers, corporate customers, and financial institutions. Typical services are as follows: Payment services, treasury services, guarantee services, card services, trade finance, other services: Western Union, insurance commissions, consulting services, foreign exchange derivatives trading, e-banking services,...
2.2.1.1. Payment services:
In accordance with the Prime Minister's Project to promote non-cash payments in Vietnam [15], banks in Tien Giang province have continuously developed payment services to reduce customers' cash usage habits through card services and electronic banking services such as: salary payment through accounts, focusing on developing card acceptance points, developing multi-purpose cards, paying social insurance by transfer, paying bills through banks, etc.
Chart 2.3. Net income from payment services in the period 2011-2015
Unit: Million VND
6000
5000
4000
3000
2000
1000
0
3922 4065
4720 5084 5324
2011 2012 2013 2014 2015
Net income from payment services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Along with the technological development of the entire system, BIDV Tien Giang has a payment system with a fairly stable transaction processing speed, bringing many conveniences to customers. The results of observing chart 2.3 show that the income from payment services that the Branch has achieved has grown over the years but the speed is not high and the products are not outstanding compared to other banks. Domestic payment products such as: Online bill payment, electricity bills, water bills, insurance premiums, cable TV bills, telecommunications fees, airline tickets, etc. bring many conveniences to customers. Regarding international payment, this is an indispensable activity for foreign economic activities, BIDV Tien Giang is providing international payment methods for small enterprises producing agriculture, aquatic food and seafood that have credit relationships with banks in industrial parks in Tien Giang province such as: money transfer, collection, L/C payment.
2.2.1.2. Treasury services:
BIDV Tien Giang always focuses on ensuring treasury safety and currency security, always complies with legal regulations, and minimizes risks in operations such as: counting and collecting money from customers, receiving and delivering internal transactions, collecting from the State Bank (SBV) or other credit institutions, receiving ATM funds, bundling money, etc. BIDV Tien Giang's treasury service management department is always fully equipped with modern machinery and equipment such as: money transport vehicles, fire prevention tools, money counters, money detectors, magnifying glasses, etc. to ensure absolute safety in treasury operations, immediately identifying real and fake money and other risks that may affect people and assets of the bank and customers. In addition, implementing regulation 2480/QC dated October 28, 2008 between the State Bank of Tien Giang province and the Provincial Police on coordination in the fight against counterfeit money, in the 3-year review of implementation, BIDV Tien Giang discovered, seized and submitted to the State Bank of Tien Giang province 475 banknotes of various denominations and was commended by the Provincial Police and the State Bank of Tien Giang province [17].
Chart 2.4. Net income from treasury services in the period 2011-2015
Unit: Million VND
350
300
250
200
150
100
50
0
105 122
309 289 279
2011 2012 2013 2014 2015
Net income from treasury services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
However, as shown in Figure 2.4, income from treasury operations is not high and fluctuates. Specifically, in the period 2011-2013, net income increased and increased most sharply in 2013, then in the period 2013-2015, there was a downward trend. This fluctuation is due to the fact that fees collected from treasury services are often very low and can even be waived to attract customers to use other services.
2.2.1.3. Guarantee and trade finance services:
BIDV Tien Giang, thanks to the advantages of the province and the favorable location of the Branch, has continuously focused on developing income from guarantee services and trade finance.
Chart 2.5. Net income from guarantee and trade finance services in the period 2011-2015
Unit: Million VND
14000
12000
10000
8000
6000
4000
2000
0
5193 5695
2742 3420
8889
3992
11604 12206
5143 5312
2011 2012 2013 2014 2015
Net income from guarantee services Net income from Trade Finance
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Through chart 2.5, we can see that BIDV Tien Giang's income from guarantee services and trade finance has grown over the years. The reason is: Among BIDV Tien Giang's corporate customers, the construction industry is the industry with the highest proportion of customers after the trading industry, this is a group of customers with potential to develop guarantee services. The second group of customers is corporate customers in the fields of agricultural production, livestock and seafood processing with high import and export turnover in the area.
are the target of trade finance development. In addition, BIDV Tien Giang also focuses on continuously developing these customer groups to increase revenue for many other products and services in the future.
2.2.1.4. Card and POS services:
As a service that BIDV Tien Giang has recently developed strongly, it can be said that this is a very potential market and has the ability to develop even more strongly in the future. Card services with outstanding advantages such as fast payment time, wide payment range, quite safe, effective and suitable for the integration trend and the Project to promote non-cash payments in Vietnam. Cards have become a modern and popular payment tool. BIDV Tien Giang early identified that developing card services is to expand the market to people in society, create capital mobilized from card-opened accounts, contribute to diversifying banking activities, enhance the image of the bank, bring the BIDV Tien Giang brand to people as quickly and easily as possible. BIDV Tien Giang is currently providing card types such as: credit cards (BIDV MasterCard Platinum, BIDV Visa Gold Precious, BIDV Visa Manchester United, BIDV Visa Classic), international debit cards (BIDV Ready Card, BIDV Manu Debit Card), domestic debit cards (BIDV Harmony Card, BIDV eTrans Card, BIDV Moving Card, BIDV-Lingo Co-branded Card, BIDV-Co.opmart Co-branded Card). These cards can be paid via POS/EDC or on the ATM system. In addition, with debit cards, customers can not only withdraw money via ATMs but also perform utilities such as mobile top-up, online payment, money transfer,... through electronic banking services.
In order to attract customers with card services, BIDV Tien Giang has continuously increased the installation of ATMs. As of December 31, 2015, BIDV Tien Giang has 23 ATMs combined with 7 ATMs in the same system of BIDV My Tho, so the number of ATMs is quite large, especially in the center of My Tho City, but is not yet fully present in the districts. Basic services on ATMs such as withdrawing money, checking balances, printing short statements,... BIDV ATMs accept cards from banks in the system.
Banknetvn and Smartlink, cards branded by international card organizations Union Pay (CUP), VISA, MasterCard and cards of banks in the Asian Payment Network. From here, cardholders can make bill payments for themselves or others at ATMs, by simply entering the subscriber number or customer code, booking code that service providers notify and make bill payments.
Chart 2.6. Net income from card services in the period 2011-2015
Unit: Million VND
3500
3000
2500
2000
1500
1000
500
0
687
1023
1547
2267
3104
2011 2012 2013 2014 2015
Net income from card services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Through chart 2.6, it can be seen that BIDV Tien Giang's card service income is constantly growing because the Branch focuses on developing businesses operating in industrial parks, which are the source of customers for salary payment products, ATMs, BSMS. Specifically, there are companies such as Freeview, Quang Viet, Dai Thanh, which are businesses with a large number of card openings at the Branch, contributing to the increase in card service fees [25].
Table 2.6. Number of ATMs and POS machines in 2015 of some banks in Tien Giang area.
Unit: Machine
STT
Bank name
Number of ATMs
Cumulative number of ATM cards
POS machine
1
BIDV Tien Giang
23
97,095
22
2
BIDV My Tho
7
21,325
0
3
Agribank Tien Giang
29
115,743
77
4
Vietinbank Tien Giang
16
100,052
54
5
Dong A Tien Giang
26
97,536
11
6
Sacombank Tien Giang
24
88,513
27
7
Vietcombank Tien Giang
15
61,607
96
8
Vietinbank - Tay Tien Giang Branch
6
46,042
38
(Source: 2015 Banking Activity Data Report of the General and Internal Control Department of the Provincial State Bank [21])
Through table 2.6, the author finds that the number of ATMs of BIDV Tien Giang is not much, ranking fourth after Agribank Tien Giang, Dong A Tien Giang, Sacombank Tien Giang. The number of POS machines of BIDV Tien Giang is very small, only higher than Dong A Tien Giang and BIDV My Tho in the initial stages of merging the BIDV system. Besides, BIDV Tien Giang has a high number of cards increasing over the years (table 2.7) but the cumulative number of cards issued up to December 31, 2015 is still relatively low compared to Agribank, Vietcombank, Dong A (table 2.6).
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PLC System Industrial Electricity Profession - College Level - Petroleum College 2020 - 8 -
Some Theories on Industrial Development in Key Economic Regions -
Environmental impact assessment of Thanh Minh industrial cluster infrastructure investment project, Phu Tho town, Phu Tho Province - 2
Article 19. Permission to perform tasks alone
Persons assigned to visually inspect lines and equipment are permitted to do so alone. During the inspection, the lines and equipment must always be energized.

Article 21. Responsibilities of the permitting person
1. The permitting person is responsible for checking the full implementation of electrical safety technical measures under his/her responsibility to prepare the workplace for the work unit.
2. Instruct the work unit on the equipment that has been de-energized, the parts of the equipment that are still energized, and special attention measures.
3. Sign the order to allow entry to work and hand over the workplace to the public unit.
work
Article 22. Responsibilities of electrical safety supervisors
1. Accompany the direct supervisor to receive the workplace.
2. Must always be present at the workplace to supervise electrical safety for employees.
work unit and not allowed to do other tasks.
Article 23. Responsibility for coordination
The direct commander must cooperate closely with relevant organizations and command and inspect the work unit to ensure safe work and maintain community safety.
Article 24. Responsibility for inspection
1. The direct commander must clearly understand the assigned work content and safety measures appropriate to the job.
2. The commander is directly responsible
a) Re-check and fully implement necessary safety measures;
b) Compliance with safety regulations by employees of the working unit;
c) Quality of tools and safety equipment used during work;
d) Place, move, and remove electrical safety signs, barriers, and mobile grounding while working and disseminate them to all employees of the work unit.
Article 28. Obligations of employees of work units
1. Must fully understand and comply with safety regulations related to work, must recognize dangerous factors and must be proficient in first aid methods for people with electrical accidents.
2. Must comply with the instructions of the direct commander and do not do anything that the commander does not assign. If the work cannot be performed according to the commander's orders, or if it is found dangerous to perform the work according to the orders, the staff of the work unit must immediately stop working, report and wait for the orders of the direct commander.
3. When unable to comply with the orders of the direct commander, safety regulations or seeing the possibility and signs of unsafety in equipment, safety tools or working conditions, have the right to refuse to carry out the orders of the direct commander, then must report to the appropriate responsible person.
Article 29. Prohibition of entry into dangerous areas
Unit staff are not allowed to enter the following areas:
1. The immediate commander is prohibited from entering.
2. There is a risk of an accident. Article 30. First aid for accident victims
1. Each work unit must have first aid tools for accident victims.
2. When an accident occurs, all employees of the work unit must find a way to provide first aid to the victim and immediately notify the nearest medical facility.
Article 31. Requirements for use
1. All employees of the work unit must properly and fully use safety equipment and labor protection appropriate to the assigned work. The person in charge
The direct commander is responsible for checking the use of safety equipment and labor protection of employees of the work unit.
2. When work is performed near power lines with voltages of 220kV or higher, where there is a risk of electric shock due to static electricity, employees of the work unit must be equipped with specialized protective equipment.
Article 32. Inspection of safety equipment and labor protection
1. Electrical safety equipment and tools must meet testing and usage standards.
2. Safety and labor protection equipment must be inspected and maintained according to the manufacturer's regulations and current legal regulations. It is prohibited to use safety and labor protection equipment that has not been tested, is expired or shows signs of abnormality.
Article 33. Daily inspection
1. Before using safety and labor protection equipment, the user must check and only use it when he is sure that this equipment meets the requirements.
2. After use, safety equipment and labor protection equipment must be cleaned, dried and stored according to regulations. If safety equipment and labor protection equipment shows signs of abnormality, it must be reported to the manager.
Article 34. Use of tools and equipment when working with electricity
The direct commander must require the unit's employees to use tools and equipment for electrical repairs according to the content of the work. It is strictly forbidden to carry out electrical repairs without tools and equipment that ensure safety.
Article 44. Confirming safety measures before starting work Before starting work, the direct commander must confirm the safety measures.
Safety techniques at work have been properly and fully prepared.
Article 50. Checking for power cuts and electrical leakage
When climbing the electric pole, the unit staff must check for no electricity and electric leakage with an electric tester.
Article 54. Working at the column
1. When erecting or lowering columns, necessary measures must be taken to avoid tilting or collapsing the columns.
2. When erecting or lowering poles close to power lines, appropriate measures must be taken to avoid accidents due to violations of the safety distance according to the voltage level of the line.
Article 55. Working with conductors
When pulling or unloading electric cables, the following requirements must be met:
1. Check the condition of support structures and cables to ensure normal operation, collapse prevention measures must be applied to temporary cables, etc.
2. Apply measures to ensure community safety such as placing danger warning signs, stretching ropes or fences to limit dangerous areas, etc. and arranging for lookouts when necessary.
Article 56. Working with electrical equipment
When lifting, lowering or dismantling electrical equipment (such as transformers, switching devices, insulators, etc.), appropriate measures must be taken to avoid falling, collision or accidents due to violation of the safety distance between the equipment and electrical wires or other electrical equipment.
Article 57. Work of digging column foundations and cable trenches
1. When digging column foundations and cable trenches, the work unit must apply appropriate measures to avoid landslides.
2. The working unit must take appropriate measures to prevent people from falling into the pit such as placing barriers, warning lights and arranging lookouts when necessary.
3. Before digging a hole, the work unit must identify underground structures below or near the excavation site and take appropriate measures to avoid accidents or damage to these structures. If unexpected underground structures or damaged underground structures are discovered, the work unit must stop work and report to the responsible person. In case of damage to underground structures causing an accident, the work unit must apply appropriate measures to prevent further accidents and immediately notify relevant organizations.
Article 58. Requirements when suspending work
When work is suspended, safety measures such as mobile grounding, barriers, and warning signals must remain in place during the interruption. If no one remains at the work site at night, the work unit must take appropriate measures to prevent the possibility of accidents. When work is resumed, all safety measures must be re-checked to ensure they are correct and adequate before work begins.
Article 65. Power cut for work
1. When performing the operation of closing or cutting the electrical circuit supplying power to the device, the operator must use appropriate safety equipment.
2. Power outage for work must be carried out so that after power outage the part of the equipment intended for work can be seen to be isolated from energized parts from all sides (except GIS equipment).
Article 66. Working with generators and transformer stations
1. When work is performed on stopped equipment such as generators, synchronous compensators and transformers, all switching devices connected to electrical lines and equipment must be cut off to prevent accidental power surges on the equipment.
2. Generator testing work may be carried out while the generator is rotating without excitation and must be carried out in accordance with approved testing procedures.
Article 67. Flammable materials
1. If there are flammable or explosive substances such as gasoline, oil, gas, hydrogen, or acetylene in or near the work area, the operating management unit and the working unit must coordinate to implement appropriate fire and explosion prevention measures.
2. When the generator and synchronous condenser work with a hydrogen cooling system, explosive mixtures of hydrogen must not be formed. This mixture is explosive when the hydrogen content in the air is from 3.3% to 81.5%.
3. When operating the electrolysis equipment, do not allow explosive mixtures of Hydrogen and Oxygen to form. This mixture is explosive when the Hydrogen component in Oxygen accounts for 2.63% to 95%.
4. Repair work in the oil system and gas system of the generator, hydrogen-cooled compensator, and electrolyzer that has stopped working must take measures to ensure fire and explosion safety such as ventilating the gas system, ventilating the work area, and separating the system from operating systems.
5. Do not do work that involves fire or sparks directly on the generator housing, compensator, electrolyzer or on the pipeline of the oil and gas system containing Hydrogen.
6. Fire-related work such as electric welding, gas welding, etc. can be carried out more than 15m away from the oil and gas system containing Hydrogen. When working less than 15m, special safety measures must be taken such as: placing shields, checking that there is no Hydrogen in the air at the workplace, etc.
7. Fire work in the electrolysis equipment room can be carried out when the equipment is stopped, the air analysis shows that there is no hydrogen and the ventilation system is operating continuously. If it is necessary to carry out fire work on the machinery of another electrolysis equipment that is in operation and cannot be stopped, in addition to the above measures, all pipes connecting the equipment in operation to the pipeline of the repair equipment must be disconnected and plugged. The workplace where there is fire must be covered to prevent sparks from flying around.
Article 68. Working with electric motors
1. When working on a motor without removing the motor from the circuit, lock the motor power supply mechanism, lock the motor control source, and hang a warning sign to avoid accidentally turning the power back on.
2. When working on a motor and removing the motor poles from the power supply circuit, the three-phase short circuit and three-pole mobile grounding of the motor power supply must be installed at the power supply side.
3. The motor's outputs and cable hoppers must be shielded and secured with bolts. Do not remove these shields while the motor is running. Rotating parts of the motor such as the contact ring, flywheel, shaft coupling, and fan must be shielded.
4. Before carrying out work on pump or fan motors, measures must be taken to prevent the motor from rotating backwards.
Article 69. Working with switching equipment
1. Before working with switching equipment with automatic starting and remote control, the following measures must be taken:
a) Separate the control power circuit;
b) Close the valve that supplies compressed air to the circuit breaker compartment or starting mechanism and discharge all air outside;
c) Hang safety signs;
d) Lock the compressed air valve to the cutting machine compartment or remove the valve handle in case of having to work inside the compartment.
2. To test the switching device to calibrate it, allowing temporary energization of the operating circuit, the power circuit of the drive, and the signal circuit without having to complete the handover procedure.
During the test period, the control circuit power supply, gas valve opening, and sign removal shall be performed by the operator or the direct commander (when agreed by the operator).
After the test is completed, if it is necessary to continue working on the switching device, the operator or the direct commander (when agreed by the operator) must take the necessary technical measures to allow the working unit to enter work.
3. Before working in a gas tank, workers must take the following measures:
a) Close all valves of the gas pipeline, lock the valve or remove the valve handle, hang a sign prohibiting operation;
b) Release all gas from the tank and open the vent valve.
4. During operation, all switching operations of the circuit breaker must be controlled remotely. Do not press the operating button located in the control box at the circuit breaker. Only use this operating button to switch the circuit breaker on when it is necessary to prevent an accident or to rescue someone from an electrical accident.
5. It is forbidden to cut off the circuit breaker by the local operation button in case the circuit breaker has been cut off remotely but the circuit breaker has not cut off or has not cut off all poles.
Article 70. Distance when digging soil
1. When digging the ground, construction vehicles such as cars, excavators, etc. must be at least 1.0m away from power cables; vehicles digging the ground using the vibration method must be at least 5.0m away from cables.
2. When digging the ground right on the power cable, first dig a test of the cable to determine the location and depth of the cable under the supervision of the operator. When digging to a depth of 0.40m from the cable, do not use crowbars or hoes, but use shovels to continue digging.
Article 73. Measuring transformers
When working with protective measuring circuits, staff must be careful not to affect the secondary grounding of voltage and current transformers. In particular, current transformers must not be left open on the secondary circuit.
Article 74. Working with battery systems
1. Neutralizer suitable for battery system must be prepared.
2. When working with Acids and Alkali, appropriate measures must be taken such as wearing specialized clothing, eye protection glasses and rubber gloves to protect the body from being affected by Acids and Alkali.
3. Smoking or bringing fire into the battery room is prohibited. The battery room door must be clearly marked “Battery Room - No Fire - No Smoking”.
4. The battery room must be ventilated to prevent poisoning or explosion due to gas generated from the battery system.
Article 75. Work performance order
When performing work in a place where the power has been cut off, the work unit must perform the following sequence:
1. Check and determine if the workplace is out of power.
2. Place the mobile grounding so that the entire work unit is within the grounding protection zone.
3. Portable grounding must be installed on the de-energized equipment on all sides that can bring electricity to the work place.
Article 76. Some regulations on placing and removing mobile grounding
1. The working unit performs the installation and removal of mobile grounding under the direction of the direct commander.
2. When multiple work units perform work directly related to each other, each unit must perform independent mobile grounding.
3. Temporary removal of mobile grounding to perform necessary work of the work unit may only be carried out under the orders of the direct commander and must be re-grounded immediately after completion of that work.
4. When installing and removing mobile grounding, the work unit staff must use poles and insulating gloves.
5. The grounding wire is a soft, multi-strand copper or alloy wire whose cross-section must withstand electrodynamic and thermal effects.


![Pre-tax Profit of Bidv Tien Giang in the Period 2011-2015
zt2i3t4l5ee
zt2a3gsnon-credit services, joint stock commercial bank
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At that time, the Branch had to set aside a provision for credit risks, which reduced the Branchs income.
Chart 2.2. Pre-tax profit of BIDV Tien Giang in the period 2011-2015
Unit: Billion VND
140
120
100
80
60
40
20
0
63.3
80.34
89.29
110.08
131.99
2011 2012 2013 2014 2015
Profit before tax
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
However, through chart 2.2, it can be seen that BIDV Tien Giangs profit is still increasing continuously, and its operating efficiency is currently leaking. This is a contribution of non-credit services, and this service segment will be increasingly focused on growth by BIDV Tien Giang to ensure the highest profit safety because credit activities have many potential risks. At the same time, focusing on developing non-credit services is consistent with one of the contents of restructuring the financial activities of credit institutions in the project Restructuring the system of credit institutions in the period 2011-2015 approved by the Prime Minister in Decision No. 254/QD-TTg dated March 1, 2012 [14]: Gradually shifting the business model of commercial banks towards reducing dependence on credit activities and increasing income from non-credit services.
2.2. Current status of non-credit service development at BIDV Tien Giang.
2.2.1. BIDV Tien Giang has deployed the development of non-credit services in recent times.
Along with the development of the Head Office, BIDV Tien Giangs products and services are constantly improved and deployed in a diverse manner to ensure provision for many different customer groups in the area: individual customers, corporate customers, and financial institutions. Typical services are as follows: Payment services, treasury services, guarantee services, card services, trade finance, other services: Western Union, insurance commissions, consulting services, foreign exchange derivatives trading, e-banking services,...
2.2.1.1. Payment services:
In accordance with the Prime Ministers Project to promote non-cash payments in Vietnam [15], banks in Tien Giang province have continuously developed payment services to reduce customers cash usage habits through card services and electronic banking services such as: salary payment through accounts, focusing on developing card acceptance points, developing multi-purpose cards, paying social insurance by transfer, paying bills through banks, etc.
Chart 2.3. Net income from payment services in the period 2011-2015
Unit: Million VND
6000
5000
4000
3000
2000
1000
0
3922 4065
4720 5084 5324
2011 2012 2013 2014 2015
Net income from payment services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Along with the technological development of the entire system, BIDV Tien Giang has a payment system with a fairly stable transaction processing speed, bringing many conveniences to customers. The results of observing chart 2.3 show that the income from payment services that the Branch has achieved has grown over the years but the speed is not high and the products are not outstanding compared to other banks. Domestic payment products such as: Online bill payment, electricity bills, water bills, insurance premiums, cable TV bills, telecommunications fees, airline tickets, etc. bring many conveniences to customers. Regarding international payment, this is an indispensable activity for foreign economic activities, BIDV Tien Giang is providing international payment methods for small enterprises producing agriculture, aquatic food and seafood that have credit relationships with banks in industrial parks in Tien Giang province such as: money transfer, collection, L/C payment.
2.2.1.2. Treasury services:
BIDV Tien Giang always focuses on ensuring treasury safety and currency security, always complies with legal regulations, and minimizes risks in operations such as: counting and collecting money from customers, receiving and delivering internal transactions, collecting from the State Bank (SBV) or other credit institutions, receiving ATM funds, bundling money, etc. BIDV Tien Giangs treasury service management department is always fully equipped with modern machinery and equipment such as: money transport vehicles, fire prevention tools, money counters, money detectors, magnifying glasses, etc. to ensure absolute safety in treasury operations, immediately identifying real and fake money and other risks that may affect people and assets of the bank and customers. In addition, implementing regulation 2480/QC dated October 28, 2008 between the State Bank of Tien Giang province and the Provincial Police on coordination in the fight against counterfeit money, in the 3-year review of implementation, BIDV Tien Giang discovered, seized and submitted to the State Bank of Tien Giang province 475 banknotes of various denominations and was commended by the Provincial Police and the State Bank of Tien Giang province [17].
Chart 2.4. Net income from treasury services in the period 2011-2015
Unit: Million VND
350
300
250
200
150
100
50
0
105 122
309 289 279
2011 2012 2013 2014 2015
Net income from treasury services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
However, as shown in Figure 2.4, income from treasury operations is not high and fluctuates. Specifically, in the period 2011-2013, net income increased and increased most sharply in 2013, then in the period 2013-2015, there was a downward trend. This fluctuation is due to the fact that fees collected from treasury services are often very low and can even be waived to attract customers to use other services.
2.2.1.3. Guarantee and trade finance services:
BIDV Tien Giang, thanks to the advantages of the province and the favorable location of the Branch, has continuously focused on developing income from guarantee services and trade finance.
Chart 2.5. Net income from guarantee and trade finance services in the period 2011-2015
Unit: Million VND
14000
12000
10000
8000
6000
4000
2000
0
5193 5695
2742 3420
8889
3992
11604 12206
5143 5312
2011 2012 2013 2014 2015
Net income from guarantee services Net income from Trade Finance
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Through chart 2.5, we can see that BIDV Tien Giangs income from guarantee services and trade finance has grown over the years. The reason is: Among BIDV Tien Giangs corporate customers, the construction industry is the industry with the highest proportion of customers after the trading industry, this is a group of customers with potential to develop guarantee services. The second group of customers is corporate customers in the fields of agricultural production, livestock and seafood processing with high import and export turnover in the area.
are the target of trade finance development. In addition, BIDV Tien Giang also focuses on continuously developing these customer groups to increase revenue for many other products and services in the future.
2.2.1.4. Card and POS services:
As a service that BIDV Tien Giang has recently developed strongly, it can be said that this is a very potential market and has the ability to develop even more strongly in the future. Card services with outstanding advantages such as fast payment time, wide payment range, quite safe, effective and suitable for the integration trend and the Project to promote non-cash payments in Vietnam. Cards have become a modern and popular payment tool. BIDV Tien Giang early identified that developing card services is to expand the market to people in society, create capital mobilized from card-opened accounts, contribute to diversifying banking activities, enhance the image of the bank, bring the BIDV Tien Giang brand to people as quickly and easily as possible. BIDV Tien Giang is currently providing card types such as: credit cards (BIDV MasterCard Platinum, BIDV Visa Gold Precious, BIDV Visa Manchester United, BIDV Visa Classic), international debit cards (BIDV Ready Card, BIDV Manu Debit Card), domestic debit cards (BIDV Harmony Card, BIDV eTrans Card, BIDV Moving Card, BIDV-Lingo Co-branded Card, BIDV-Co.opmart Co-branded Card). These cards can be paid via POS/EDC or on the ATM system. In addition, with debit cards, customers can not only withdraw money via ATMs but also perform utilities such as mobile top-up, online payment, money transfer,... through electronic banking services.
In order to attract customers with card services, BIDV Tien Giang has continuously increased the installation of ATMs. As of December 31, 2015, BIDV Tien Giang has 23 ATMs combined with 7 ATMs in the same system of BIDV My Tho, so the number of ATMs is quite large, especially in the center of My Tho City, but is not yet fully present in the districts. Basic services on ATMs such as withdrawing money, checking balances, printing short statements,... BIDV ATMs accept cards from banks in the system.
Banknetvn and Smartlink, cards branded by international card organizations Union Pay (CUP), VISA, MasterCard and cards of banks in the Asian Payment Network. From here, cardholders can make bill payments for themselves or others at ATMs, by simply entering the subscriber number or customer code, booking code that service providers notify and make bill payments.
Chart 2.6. Net income from card services in the period 2011-2015
Unit: Million VND
3500
3000
2500
2000
1500
1000
500
0
687
1023
1547
2267
3104
2011 2012 2013 2014 2015
Net income from card services
(Source: Report on the implementation of the annual business plan of the General Planning Department of BIDV Tien Giang [24])
Through chart 2.6, it can be seen that BIDV Tien Giangs card service income is constantly growing because the Branch focuses on developing businesses operating in industrial parks, which are the source of customers for salary payment products, ATMs, BSMS. Specifically, there are companies such as Freeview, Quang Viet, Dai Thanh, which are businesses with a large number of card openings at the Branch, contributing to the increase in card service fees [25].
Table 2.6. Number of ATMs and POS machines in 2015 of some banks in Tien Giang area.
Unit: Machine
STT
Bank name
Number of ATMs
Cumulative number of ATM cards
POS machine
1
BIDV Tien Giang
23
97,095
22
2
BIDV My Tho
7
21,325
0
3
Agribank Tien Giang
29
115,743
77
4
Vietinbank Tien Giang
16
100,052
54
5
Dong A Tien Giang
26
97,536
11
6
Sacombank Tien Giang
24
88,513
27
7
Vietcombank Tien Giang
15
61,607
96
8
Vietinbank - Tay Tien Giang Branch
6
46,042
38
(Source: 2015 Banking Activity Data Report of the General and Internal Control Department of the Provincial State Bank [21])
Through table 2.6, the author finds that the number of ATMs of BIDV Tien Giang is not much, ranking fourth after Agribank Tien Giang, Dong A Tien Giang, Sacombank Tien Giang. The number of POS machines of BIDV Tien Giang is very small, only higher than Dong A Tien Giang and BIDV My Tho in the initial stages of merging the BIDV system. Besides, BIDV Tien Giang has a high number of cards increasing over the years (table 2.7) but the cumulative number of cards issued up to December 31, 2015 is still relatively low compared to Agribank, Vietcombank, Dong A (table 2.6).
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