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Changes in Customer Loan Reserve Fund

The bad debt ratio of Son Tay Branch is still considered safe, below 2.5%, however, the increase in bad debt over the years has partly reflected the quality of credit work at the Branch. This shows that credit quality is on the decline, the Branch has not paid due attention to credit risk ...

Factors Affecting Capital Utilization Efficiency of Commercial Banks

Debt collection turnover Credit capital turnover = Average outstanding balance Credit turnover is used to measure the speed of capital circulation of bank credit, it shows the time to collect debt quickly or slowly. If the credit turnover is fast, it means that the banks capital investment in ...

Credit Investment at Bidv Son Tay in the period 2012-2014

This has increased dramatically to 19.2% in 2014. This shift in the capital mobilization structure of Son Tay branch is consistent with the shifting trend of BIDV system. Structure by mobilized currency : In the total mobilized capital of the branch, mobilization in domestic currency (VND) accounts ...

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