Table 2.14: Loan process using savings book as collateral at Vietinbank and ACB ACB Vietinbank Procedure Time Procedure Time Find out customer needs 5 minutes Find out customer needs 10 minutes Credit support officer prepares documents 10 minutes Customer Service staff prepare documents 20 minutes ...
PVcomBank - Dong Do Branch has deployed a number of consumer lending products such as: CVTD with collateral, savings book mortgage loans, auto loans, unsecured consumer loans, loans through credit card issuance. However, CVTD products of PVcomBank - Dong Do Branch only focus on outstanding loans ...
Control data and information on computer The INCAS system ensures that implementation rights and approval rights are consistent with the functions of each individual and department in the personal credit granting apparatus at the branch. The principle of the INCAS system is that only those who ...
Registration procedure: - Loan application form according to VPBanks form. - Copy of ID card/ Household registration book/ Equivalent documents. - Copy of Decision/Labor Contract. - Salary statement/Salary confirmation/Payroll. 2.2.1.2 Unsecured personal consumer loan process at Northern Consumer ...
