Currently, Vietcombank Thang Long branch often relies on information about the level of doubt about the ability to repay debt, based on the overdue time of the debt. Periodically every quarter, Vietcombank Thang Long branch reviews and re-evaluates debt classification, provisioning and use of ...
Annual increase over the previous year. In which, the medium and long-term debt of SMEs strives accounting for over 30% of total outstanding debt. Improve business efficiency to achieve profits of 30 - 40 billion VND/year. Maintain and develop traditional products and services, develop and expand ...
LIST OF TABLES Table 2.1: Number of SME customers 54 Table 2.2: Outstanding loans 55 Table 2.3: Loan sales and debt collection sales 57 Table 2.4: Overdue debt situation of SMEs 59 Table 2.5: Debt structure by SME debt group 60 Table 2.6: Interest income from lending activities to SMEs 61 Table ...
Item-Total Statistics Scale Mean if Item Deleted Scale Variance if Item Deleted Corrected Item- Total Correlation Cronbach Alpha if Item Deleted MTKS1 25.91 10,614 .564 .697 MTKS2 26.11 10,243 .602 .688 MTKS3 25.80 10,382 .613 .688 MTKS4 26.06 10,069 .645 .680 MTKS5 25.88 9,877 .585 .686 MTKS6 ...
HHI does not show the relationship between industry credit risk and concentration risk in the loan portfolio, and does not provide the amount of risk provisions that commercial banks need to prepare for the loan portfolio. b. Gini coefficient The Gini coefficient is one of the classic indicators to ...
HANOI NATIONAL UNIVERSITY FACULTY OF LAW DO THI XUAN PHUONG COMPARISON OF VIETNAMESE AND US LAWS ON HANDLING OVERDUE DEBT AT JOINT STOCK COMMERCIAL BANKS MASTERS THESIS IN LAW HANOI NATIONAL UNIVERSITY FACULTY OF LAW DO THI XUAN PHUONG COMPARISON OF VIETNAMESE AND US LAWS ON HANDLING OVERDUE DEBT ...
The local currency also indirectly affects credit activities. A country with frequent and unpredictable economic policies will have a negative impact on customers business activities and affect their ability to repay their debts to the bank. Political and legal environment The political environment ...
Component Initial Eigenvalues Extraction Sums of Square d Loadings Total % of Variance Cumulative % Total % of Variance Cumulative % 1 3,046 60,923 60,923 3,046 60,923 60,923 2 .624 12,483 73,406 3 .554 11,082 84,488 4 .440 8,796 93,283 5 .336 6,717 100,000 Extraction Method: Principal Component ...
Appendix 6: Vietinbanks business performance from 2009 - 2014 Total assets (billion VND) 661,132 460,420 503,530 576,368 367,731 243,785 2009 2010 2011 2012 2013 2014 54,075 55,013 Equity (billion VND) 33,625 28,491 18,170 12,572 2009 2010 2011 2012 2013 2014 Outstanding loans (billion VND) 405,744 ...
B LIABILITIES AND EQUITY I Government and State Bank Debts 16 10,256,943 - II Deposits from other credit institutions 17 10,449,828 9,901.89 III Customer deposits 18 86,919,196 64,216.94 IV Derivatives and Financial Liabilities 7 23,351 - V Funding, investment trust, credit institution loans bear ...
Table 2.6: Developments in outstanding loans of 08 joint stock commercial banks in Hanoi from 2002 - 2008 Unit: billion VND Bank Year 2002 Year 2003 Year 2004 Year 2005 Year 2006 Year 2007 Year 2008 I. Large-scale bank group: - Vietnam Technological and Commercial 1,858 2,296 3,465 5,293 8,696 ...
HUE UNIVERSITY FACULTY OF ECONOMICS FACULTY OF ACCOUNTING AND AUDITING UNIVERSITY THESIS Topic: CREDIT ACCOUNTING AT FOREIGN TRADE JOINT STOCK COMMERCIAL BANK VIETNAM – HUE BRANCH School year: 2011 – 2015 Student: LE THI LOAN Class: K45B-KTKT Instructor: MSc. DAO NGUYEN PHI Hue, May ...
