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Causes of Credit Risk at Commercial Banks

- Selection risk: This is the risk related to the Banks credit assessment and analysis process to select customers for credit. During this process, the Bank is very likely to make mistakes when analyzing and evaluating customers with many loopholes and lacking comprehensiveness. - Guarantee risk: ...

Completing the appraisal of loans for additional working capital for corporate customers at Vietnam Joint Stock Commercial Bank for Industry and Trade - Dong Anh Branch - 5

Step 1: Receive and check loan applications from customers CBTD will be the person who contacts customers to borrow capital, receives loan documents from customers and conducts checks. For customers who are new to the bank for the first time, CBTD will guide customers specifically on the necessary ...

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