MINISTRY OF EDUCATION AND TRAINING UNIVERSITY OF COMMERCE NGUYEN THI MINH HANG INTEREST RATE RISK MANAGEMENT AT MILITARY COMMERCIAL JOINT STOCK BANK MASTERS THESIS IN ECONOMICS Hanoi – 2016 MINISTRY OF EDUCATION AND TRAINING UNIVERSITY OF COMMERCE NGUYEN THI MINH HANG INTEREST RATE RISK ...
Table 1.9: Elimination of interest rate sensitive gaps Risk Possible reactions Positive gap: Wealth Loss if profit -Do nothing (because interest rates may rise again) interest rate sensitive products rate REDUCED because or stable. > Interest sensitive debt Bank NIM -Extend the maturity of the ...
Maturity of funds. Control the revaluation term difference within the allowable range. - Managing interest rate risk at the transaction level: + All credit contracts must have interest rate risk hedging provisions to ensure that banks are always proactive in the face of unusual market fluctuations. ...
What factors affect? and the level of influence of the factors on interest rate risk management at Vietnam Joint Stock Commercial Bank for Industry and Trade?. What is the solution to Strengthening governance interest rate risk in Bank Vietnam Joint Stock Commercial Bank for Industry and ...
14 .653 1,519 74,283 15 .623 1,450 75,732 16 .598 1,390 77,122 17 .579 1,347 78,469 18 .532 1,236 79,705 19 .525 1,222 80,927 20 .520 1,209 82,137 21 .506 1,177 83,313 22 .486 1.129 84,443 23 .472 1,097 85,540 24 .444 1,032 86,572 25 .432 1,004 87,575 26 .418 .971 88,546 27 .405 .942 89,488 28 .399 ...
Table 2. 2 times average lending and deposit rates of the units Commercial Bank Vietnam 2011 2019 Unit: % Target 2011 2012 2013 2014 2015 2016 201 7 201 8 2019 1. Interest rate average 11.44 9.01 7.00 5.55 4.77 4.56 5.9 6.5 6.9 3. Average loan interest rate 18.14 15.75 12.03 10.46 8.85 8.74 10.4 ...
