Bank Officer Consultation Information Collection Form

a. Lowest price	%	16.1
b. Average price	%	31.3
c. Above average price	%	26.3
d. Highest price	%	26.3
a. In the garden	%	6
b. Housing, self-storage	%	34.5
c. Nearest collection point	%	45.4
d. Bring to business	%	14.1
11. What kind of coffee does the producer sell?
a. Fresh coffee	%	11.5
b. Dry coffee	%	20.3
c. Homemade green coffee	%	59.1
d. Green coffee after processing	%	9.1
12. Assessment of green coffee processing and distillation capacity
Store products of local coffee producers a. Fully equipped with drying yard, milling machine, warehouse	%	42.3
b. Has drying yard, milling machine, no warehouse	%	25.4
c. There is a drying yard, no milling machine, no have warehouse	%	21.7
d. No drying yard, no milling machine,
no warehouse	%	10.6
II. Qualitative part A. Coffee production situation in the area 13. Reasons for not completing the issuance of red books for coffee growing area a. Land violating forest and border planning	Opinion 20	Rate (%) 32.8
b. The government lacks human resources.	16	26.2
c. The government lacks equipment and means.	13	21.3
d. People have not declared	5	8.2
e. People have not paid the fee	4	6.6
f. Disputed land	2	3.3
g. People buy, sell, and transfer incorrectly	1	1.6

Maybe you are interested!

Benefits of Bank Credit Information System
Credit risk at Bank for Investment and Development of Vietnam: Current situation and preventive solutions - 11
Solutions to promote export credit financing activities at the Bank for Foreign Trade of Vietnam - 2
Solutions to improve credit quality at Bank for Investment and Development of Vietnam - Phu Tho Province Branch - 2
Some solutions to improve the quality of credit activities at Military Commercial Joint Stock Bank, Viet Tri Branch - 2

9. Percentage of households producing coffee selling at different times

10. Percentage of households producing coffee selling at locations

law

14. General assessment of rural security situation in coffee producing areas: Coffee theft and government countermeasures to protect farmers' property

a. Coffee theft

- Infrequent (From 1 to 10 cases/year)

32	52.5
- Not happening	23	37.7
- Regular (Over 10 cases/year)	6	9.8
b. Government response
- Let people protect themselves	34	55.7
- Propaganda, remind people	17	27.9
- Establish patrol teams and militia	10	16.4
15. Status of agricultural extension work implementation for
Local Coffee Production: Promotion Activities
farmers and organizations, level of interest of households

for local agricultural extension work

a. Training, seminars

- Infrequent (From 1 to 10 sessions/year)

41	67.2
- Regular (Over 10 sessions/year)	15	24.6
- No training	5	8.2
b. Unit organizing training and seminars
- Government	43	76.8
- Business	13	23.2
c. Level of public interest
- Very interested (Over 80%)	30	49.2
- Average (From 50% to 80%)	23	37.7
- Not interested	8	13.1

16. Local pest and disease status

a. Level of pest occurrence

- Rare

49	76.6
- Frequently occurs	13	20.3
- Not happening	2	3.1

b. Local government response

48.4
- Let people handle it themselves	20	31.3
- Send officers down to intervene	13	20.3

- Disseminate knowledge

B. Coffee production capital situation of farmers

17. Assessment of capacity and capital management level of coffee production households

a. Carefully calculate and use capital for the right purpose

53	86.9
b. Limit, borrow wherever you come across	8	13.1

18. Assessment of the linkage between coffee producers and enterprises based on contracts for the supply of materials and purchase of agricultural products right from the beginning of the season

a. Few (Less than 20%)

49	80.3
b. Many (Over 80%)	8	13.1
c. Average (20%-80%)	4	6.6

19. Opinions on the activities of the Bank for Agriculture and Rural Development in lending and providing capital for agriculture, rural areas and farmers in general, and lending and providing capital for households.

coffee export in particular


a. Good	23	37.7
b. Need to be better	38	62.3

20. Opinions on what content the Bank for Agriculture and Rural Development should pay attention to in order to do better in lending and providing capital for agriculture, rural areas and farmers in general, and lending and providing capital for coffee producers in particular

a. The loan amount is larger

24	39.3
b. Higher loan limit	12	19.7
c. Lower loan interest rates	8	13.1
d. More unsecured loans	7	11.5
e. Longer loan term	4	6.6
f. Have policies to support poor and good production households.	3	4.9
g. More timely lending	2	3.3
h. No penalty for late interest payment	1	1.6

21. Other ideas to help coffee producing households with favorable conditions in terms of resources

24.6
b. Upgrading traffic and irrigation infrastructure	14	23
c. Meeting capital needs	13	21.3
d. Disseminate knowledge and science and technology to production households	9	14.8
e. Create links with businesses, stabilize output	6	9.8
f. Price stabilization	4	6.6
Bank credit capital demand for coffee production in communes and wards

a. Granting of land use right certificates

Soft

Soft		Soft
District, commune, ward of bridge District, commune, ward of bridge District, commune, ward of bridge
capital		capital		capital
(%)		(%)		(%)
I. Ecological zones suitable for coffee development 89.2
1. Dak Min	91.7	2. Dak Song	88.1	3. Dak Lak
- Dak Min town	85.0	- Duc An Town	80.0	- Kien Duc Town	90.0
- Dak Lao Commune	100.0	- Dak Mon Commune	95.0	- Quang Tin Commune	90.0
- Dak RLa Commune	90.0	- Dak Hoa Commune	92.0	- Dak Wer Commune	90.0
- Dak Gan Commune	95.0	- Nam Binh Commune	90.0	- Nhan Co Commune	90.0
- Duc Manh Commune	90.0	- Thuan Ha Commune	86.0	- Kien Thanh Commune	85.0
- Dak NDRot Commune	95.0	- Thuan Hanh Commune	85.0	- Nghia Thang Commune	90.0
- Dak Sak Commune	85.0	- Dak NDung Commune	90.0	- Dao Nghia Commune	90.0
- Thuan An Commune	85.0	- Nam NJang Commune	90.0	- Dak Sin Commune	90.0
- Duc Minh Commune	100.0	- Truong Xuan Commune	85.0	- Dak Ru Commune	85.0
				- Humanitarian Society	90.0
				- Hung Binh Commune	80.0
II. Ecological zones relatively suitable for coffee development 76.4
1. Gia Nghia		2. Krong No		4. Chu Jut
- Nghia Duc Ward	75.0	- Dak Mam town	75.0	- Ea Tling Town	70.0
- Nghia Thanh Ward	85.0	- Dak Sor Commune	80.0	- Dak Win Commune	65.0
- Nghia Phu Ward	80.0	- Nam Xuan Commune	75.0	- Ea Po Commune	65.0
- Nghia Tan Ward	75.0	- Nam Da Commune	80.0	- Nam Dong Commune	70.0
- Nghia Trung Ward	70.0	- Tan Thanh Commune	75.0	- Dak DRong Commune	70.0
- Dak RMoan Commune	75.0	- Dak Dro Commune	80.0	- Tam Thang Commune	70.0
- Quang Thanh Commune	85.0	- Nam Nung Commune	80.0	- Chu KNia Commune	75.0
- Dak Nia Commune	85.0	- Duc Xuyen Commune	70.0	3. Dak Glong
5. Tuy Duc		- Quang Phu Commune	80.0	- Quang Khe Commune	80.0
- Quang Truc Commune	75.0	- Nam NDir Commune	80.0	- Dak Som Commune	78.0
- Dak Buk So Commune	75.0			- Dak Plao Commune	80.0
- Dak RTih Commune	80.0			- Dak Ha Commune	80.0
- Quang Tan Commune	80.0			- Quang Hoa Commune	80.0
				- Quang Son Commune	75.0

The whole province 82.2

Appendix 9. Information collection form for consultation with bank staff

REFERENCE INFORMATION COLLECTION FORM

Credit for coffee producing households at the Bank for Agriculture and Rural Development of Dak Nong province

A. ON THE EFFECTIVENESS OF THE LOAN PLAN

For a perfect loan application in terms of procedures and reasonable calculations , we recommend that you choose the following loan options for coffee producers:

1. Effective loan plan for coffee producers: Profit margin on revenue equals 30%

a. No loan settlement

b. Solve in order before, after