The level of RRTK while these ratios need to be understood to assess the level of improvement in RRTK management in commercial banks)... This is the problem that the PhD student's thesis must find a way to solve.
Third , the thesis focused on theoretical issues on risk management in commercial banks, including: Concept of risk management, necessity of risk management, content of risk management, factors affecting risk management (including both objective and subjective causes). On that basis, the thesis focused on assessing risk by using econometric models to measure and synthesize factors affecting risk at Agribank. From there, the thesis focused on analyzing the current situation of risk management at this bank from the perspectives of the system of legal documents on risk management, risk management model, risk management method... At the same time, from the practical analysis, the thesis pointed out the achieved results, the remaining aspects and pointed out the causes of the existing problems (including both subjective and objective causes).
Fourthly, on the basis of mentioning the business operation orientations and liquidity risk management at Agribank in the period up to 2020, vision to 2030 as well as the viewpoints on liquidity risk management in commercial banks, the Thesis has proposed 3 groups of solutions: (i) Group of solutions to prevent liquidity risk; (ii) Group of solutions to improve liquidity risk management capacity; (iii) Group of support solutions. At the same time, the Thesis has also made a number of recommendations to the Government, the State Bank and Agribank's customers to ensure effective implementation of the proposed solutions.
Risk management in commercial banks is a traditional issue that has been mentioned in many previous studies. This has helped the researcher a lot in orienting his research related to the thesis topic. However, risk management is a very complex issue, it is both a professional practice and a management art because risk management is influenced by a series of subjective and objective factors and they often change in each specific situation and condition. In the context of financial integration as it is today, with financial crises occurring quite frequently and "overlapping" with multi-dimensional impacts and
Maybe you are interested!
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Liquidity risk management of commercial banks of the State Bank of Vietnam - 1 -
Liquidity risk management at Vietnam Bank for Agriculture and Rural Development - 28 -
Impact of liquidity risk, credit risk on the sustainability of Vietnam Joint Stock Commercial Bank in 2008 - 2018 - 12 -
Credit risk management at Vietnam International Commercial Joint Stock Bank - Hanoi Branch - 12 -
Current Status of Credit Risk Management at Vietnam Bank for Agriculture and Rural Development
The complexity of RRTK banking is the difficulty and challenge for the researcher to research and handle in accordance with the general spirit of ensuring that the research synthesizes and clarifies theoretical issues, honestly analyzes developments from RRTK practice at Agribank in the period 2011-2016, closely follows the operational orientations as well as viewpoints on RRTK banking management to propose solutions and recommendations that are sufficiently reliable in science and practice and thus have application value. Although the researcher's ambition is great, the awareness of the problem is still not really complete in the context of limited analytical documents, especially horizontal and cross-comparison documents to draw conclusions that are theoretically and practically based.
In the future, research on the application of RRTK management into practice according to international standards such as Basel III will be the next research direction of the PhD student when within the scope of this thesis it is not possible to thoroughly resolve it.
With a receptive spirit, the researcher hopes to receive valuable comments from scientists, managers as well as readers interested in the issue to help the researcher continue to perfect his research topic./.
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