Home / Lending To Personal Customers

The Impact of Credit Risk in Personal Lending

Force majeure causes all reduce the ability to pay debt or even make it impossible to pay debt. - Subjective causes from the borrower The borrowers poor ability to predict business problems, poor management, intention to defraud bank staff, procrastination. are the causes of credit risks. Many ...

Personal Credit Products at Vietcombank Bac Ninh

Periodically reassess the loan every month, classify the debt in accordance with Circular No. 02/2013/TT-NHNN dated January 21, 2013 of the Governor of the State Bank, 65 NHNT-PC on promulgating regulations on debt collection by means of lawsuits in the Vietcombank system). After urging customers ...

Home Reference Doccument