2008-2014)
The organization of voluntary social insurance premium collection in Phu Yen province has been implemented uniformly and ensured objectivity and transparency, thereby ensuring the rights of insurance participants in recent years.
Analysis of total social insurance revenue in the area
Phu Yen Province period
2008 – 2014
shows that, along with the increase in the number of subjects participating in voluntary social insurance
original
Total revenue from this type of insurance has also increased over the years , at a rate of
The average annual growth rate of total revenue is 105.36%. Table 2.6 shows that the revenue
Voluntary social insurance
increased 60 times in 7 years, at the time of its initial implementation.
voluntary social insurance declaration
in total
119 million
copper, but
By 2014 this figure had increased to 7,040 million VND.
However
, voluntary social insurance revenue
Cloud
occupies a very small proportion of the total
Social insurance revenue. In 2014, the proportion of voluntary social insurance revenue in total revenue
Social insurance reached the highest level of all years at only 1.27 % , with total revenue
Total social insurance in Phu Yen province is 562,775 million VND, while the total social insurance revenue is 562,775 million VND .
spontaneous
only 7,159 million
copper.
Table 2.8. Voluntary social insurance revenue in Phu Yen province in the period 2008-2014
Unit: million VND
Target
2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | |
Total social insurance revenue | 152,519 | 173,231 | 236,746 | 279,704 | 391,251 | 473,080 | 562,775 |
Compulsory social insurance | 152,400 | 172,873 | 236,011 | 278,671 | 389,559 | 468,679 | 555,616 |
Voluntary social insurance | 119 | 358 | 735 | 1,033 | 1,692 | 4.401 | 7.159 |
Maybe you are interested!
-
Current voluntary social insurance participation of workers in Doan Hung district, Phu Tho province - 15 -
Regulations of Vietnamese Law on Voluntary Social Insurance -
Current Status of Voluntary Social Insurance Law Regulations -
Applying the law on voluntary insurance according to the Law on Social Insurance of Vietnam - 2 -
Applying the law on voluntary insurance according to the Law on Social Insurance of Vietnam - 1
(Source: Summary report on social insurance work of Phu Yen province's Social Insurance Department over the years 2008-2014)
Status of organization of payment implementation, settlement of regimes and policies
Voluntary social insurance
on the plate
Phu Yen province :
During the period 2008 - 2014, many new social insurance regimes emerged.
But the entire Phu Yen provincial Social Insurance system resolved the issue promptly and in accordance with regulations .
simultaneous
porch
Payment in various forms such as : payment
online
cash on delivery
, through the postal system
, via ATM card
timely , safe , convenient
fairy
for the regime . Source of funding
The funds used to pay social insurance benefits are drawn from two main sources: the State Budget.
The State and the Social Insurance Fund, especially the voluntary social insurance payments , are always
ok
Social Insurance Regulations
Table 2.9. Voluntary social insurance payments from Phu Yen Provincial Social Insurance Fund
Target
2010 | 2011 | 2012 | 2013 | First 6 months of the year 2014 | |
Total expenditure from Social Insurance Fund | |||||
Number of times (million VND) | 120,314 | 165,214 | 235,416 | 314,425 | 179,863 |
Payee (person) | 18,724 | 27,219 | 33,366 | 32,749 | 18,229 |
Voluntary social insurance payment from social insurance fund | |||||
Amount (trillion Dong) | - | 202,934 | 277,896 | 428,511 | 379,221 |
Payee (person) | - | 16 | 16 | 24 | 37 |
(Source: Summary report on social insurance work of Phu Yen province's Social Insurance Department over the years 2008-2014)
Table 2.7 shows that, although
have been
deployed since 2008 but until now
2011 new payment for voluntary social insurance
on the plate
friend
Phu Yen, with a total amount of nearly 203 million
same
for 16 subjects
g ok
In 2012, the number of people receiving voluntary social insurance benefits
Cloud
unchanged but the increase in expenditure is due to the fact
porch
general minimum wage ,
pension increase , social insurance allowance according to Decree No. 31/2012/ND-CP and
Decree No. 35/2012/ND-CP. It can be seen that, although
relative
g and payment level
Voluntary social insurance
increased over the years but the voluntary social insurance premium rate
Cloud
accounts for a very small proportion of total social insurance expenditure . Specifically , in 2013, there were
314,425 million
Social Insurance Fund has been established
the subject
g to spend on 32,749 subjects
similar
g ok
regime , in which there are only 24 subjects
g participate in private social insurance
original
with a total cost of about 428 million
copper (equivalent to 14%).
Implemented from 2008 to present, besides the results achieved
like eel
g voluntary social insurance participants
increasingly expanded,
cast
relative coverage
The number of people participating in this type of insurance is increasing rapidly .
As the price of insurance increases, the company will deploy this type of insurance in Phu Yen province .
Yen still has many limitations, specifically: the number of eels
g private social insurance participants
original
on the nebula
However , the proportion of revenue from this type of insurance remains
accounting for a very small percentage of the total social insurance revenue of the province ; the work is declared
Disseminate policies and laws on voluntary social insurance in the area
ok
caterpillar
g and not yet
due attention ; organizational management
food
porch
Social insurance policies and regimes are slow to improve, and application procedures are still complicated.
cumbersome , complicated , not concise
in a procedural manner
one
manure
canoe
public servant , civil servant
relative
g participate in the report
low risk; dynamic, creative, effective
through work
low cost ;
Management of voluntary social insurance objects through the postal system in coordination
not yet covered , still
one left
number of cases
core
pension without papers
Authorization or power of attorney does not guarantee legality; implementation work
Declaration of voluntary social insurance payment
via ATM card
slow and very slow
Limitations in implementing voluntary social insurance
on the plate
Phu Quoc Island
Yen originates from many different causes, but mainly due to the following reasons :
First , voluntary social insurance
Cloud
not attracted private people
original
participate, etc.
most of the workers
g and the people have not yet
full of knowledge about the cradle
content, meaning, importance
g of social insurance policies
as well as the registration process and procedures when participating in voluntary social insurance.
Second , people 's lives are full of difficulties and conditions are not favorable .
to
participate in voluntary social insurance. In addition to measuring the limited local budget
There is no policy to provide additional support for all groups of beneficiaries .
According to regulations. Although the voluntary social insurance contribution rate changes according to the ability of the contributor, the lowest contribution rate is currently 22% (meaning the participant must pay at least 253,000 VND/month), this is not a small amount for
Self-employed and rural workers across the country
friend
Third , the limited benefits enjoyed by subjects participating in voluntary social insurance are also the reason why people are still concerned. Specifically, for those participating in compulsory social insurance, they are entitled to five regimes including sickness, retirement, death, maternity, work accidents and occupational diseases, but those participating in voluntary social insurance are only entitled to two regimes: retirement and death.
Fourth , lack of coordination between the provincial social insurance agency and related agencies , departments and sectors .
important in work
pedestal
g, propaganda, persuasion
laborer
g and
People participate in voluntary social insurance.
Fifth , the company is in a strong position .
g limited information technology
some
Software upgrade process and put into use often encounter some errors but
acupuncture
ok
Vietnam Social Security directs
overcome
; investment equipment not yet
synchronized
level, capacity
one
number of district level cadres , civil servants and public employees
about network management, database administration
limited
mechanism, not meeting requirements ,
affecting work progress and quality.
Next , one
number of cases
voluntary social insurance participants
work
heavy work, profession, or
reader
but in the social insurance records no
Please note when receiving
application for settlement of pension benefits
warehouse
The towel must be handled on a case - by - case basis .
, causing pain
delay in resolving the issue
insurance for the subject
g ok
regime
2.3.2. Vinh Phuc Province
Vinh Phuc is a province located in the Northern key economic region with favorable conditions for economic development and higher living standards than other regions, but the rate of voluntary social insurance participation of employees is still very limited (only about 0.3% of the eligible participants). After more than 6 years of implementation,
Currently, voluntary social insurance, the number of employees participating in voluntary social insurance has increased over the years. In 2008, the whole province had only 89 participants. At that time, voluntary social insurance was a new policy and propaganda work was not focused on, few people knew. In the period of 2009-2014, the number of participants was increasingly expanded, however, the rate of voluntary social insurance participants was still very low compared to the total number of subjects participating in voluntary social insurance.
Table 2.10. Number of people participating in voluntary social insurance in Vinh Phuc province in the period 2008-2014
Unit: person
Target
2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | |
Compulsory social insurance | 79,920 | 85,548 | 92,860 | 97,010 | 106,001 | 115,550 | 117,712 |
Voluntary social insurance | 89 | 388 | 666 | 939 | 2,998 | 3,196 | 3,268 |
Total | 80,009 | 85,936 | 93,526 | 97,949 | 108,999 | 118,746 | 120,980 |
(Source: Summary report from 2008 to 2014 of Vinh Phuc Provincial Social Insurance)
In addition, the number of people participating in voluntary social insurance varies by occupation. The number of people participating in agricultural activities is 3 times higher than that of workers in non-agricultural sectors. In the period 2008-2013, although the total number of people participating in voluntary social insurance tended to increase (an average increase of 106.7%/year), the number of people participating in the agricultural sector tended to decrease (from 74.2% to 71.1%).
Table 2.11. Number of people participating in voluntary social insurance in Vinh Phuc province by occupation (2008-2012)
Target
2008 | 2010 | 2012 | ||||
Number amount (of people) | Muscle structure (%) | Number amount (of people) | Muscle structure (%) | Number amount (of people) | Muscle structure (%) | |
Agricultural labor | 66 | 74.2 | 485 | 72.8 | 2.131 | 71.1 |
Non-agricultural labor | 23 | 25.8 | 181 | 27.2 | 28.9 | |
Total | 89 | 100.0 | 666 | 100.0 | 2,998 | 100.0 |
(Source: Vinh Phuc Social Insurance, 2013)
2008 was the first year of implementing voluntary social insurance, so Vietnam Social Security has not yet assigned the voluntary social insurance collection plan to the social insurance of provinces and cities. In 2009, the voluntary social insurance collection was 690 million VND, an increase of 578 million VND compared to 2008 and the plan completion rate reached 110%. In the period 2010-2012, along with the increase in the number of voluntary social insurance participants, the social insurance collection results of Vinh Phuc province were higher each year than the previous year and exceeded the plan assigned by Vietnam Social Security.
Table 2.12. Voluntary social insurance revenue of Vinh Phuc province in the period 2008-2014
Unit: million VND
Year
2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | |
Perform | 112,000 | 690,000 | 1,350,000 | 2,300,000 | 6,800,000 | 9,620,000 | 10,500,000 |
(Source: Vinh Phuc Social Insurance, 2013)
In general, the number of people participating in voluntary social insurance in Vinh Phuc is increasing, but this number is still very small compared to the huge demand for voluntary social insurance participation of employees in Vinh Phuc province (about 80%). There are many reasons why a large number of employees have not participated in voluntary social insurance, and the main reason is that their jobs are unstable and their income is low (accounting for 82%). Therefore, to attract employees to participate in voluntary social insurance in Vinh Phuc province, reasonable support is needed.
Through analysis and assessment of the current status of voluntary social insurance participation nationwide and specifically in 2 provinces (Phu Yen and Vinh Phuc), it has been shown that after more than 7 years of applying voluntary social insurance in Vietnam, certain results have been achieved, contributing to improving the lives of a part of the labor force and the issue of social security has gradually been ensured. However, the number of participants is still very low and this policy has not met the aspirations of the people. Before the time the amended and supplemented Social Insurance Law 2014 took effect during the period
In the coming time, there should be specific directions and solutions to improve the effectiveness of this policy.
Chapter 3
ORIENTATION AND SOLUTIONS FOR EFFECTIVE APPLICATION OF LEGAL PROVISIONS ON VOLUNTARY SOCIAL INSURANCE IN VIETNAM
3.1. Current socio-economic context in Vietnam
3.1.1. Advantages
Regarding the socio-economic situation: Our country's economy is on the rise and there are many strong changes in the economic structure. In the coming years, it is forecasted that Vietnam's economy will continue to grow rapidly with an average gross domestic product (GDP) growth rate of 7 to 8% per year, with GDP in 2020 estimated at comparable prices to be about 2.2 times that of 2010, accordingly, the general living standards of the whole society will increase by about 2.5 to 2.8 times compared to 2010. In the structure, the proportion of industrial and service sectors accounts for about 85% of GDP. Economic restructuring will be associated with labor restructuring between industries, in which the proportion of labor in the agricultural sector accounts for about 30 - 35% of social labor [14, p.21]. In the process of international economic integration, Vietnam aims to basically become a modern industrialized country with average income by 2020. When the national economy develops, the intellectual level of the people increases, the needs of social life are improved, this creates favorable conditions in terms of resources to attract the accumulation capacity of people to participate in the social insurance system.
In addition, participation in commitments on socio-economic development, in which the criteria for ensuring social security for all people in the context of globalization are increasingly being paid attention to by our Party and State and implemented at all levels from the central to local levels, will also be decisive factors in implementing the goals of social insurance policies in general and voluntary social insurance in particular.