Securitization

This is a potential that needs to be developed in the future. Currently, receivables (debit cards) are not yet developed in Vietnam, but with the trend of non-cash payments and consumer lending growing strongly in the world, Vietnam must soon have regulations on this type of product to develop the ...

Overdue less than 90 days but there are strong reasons to doubt that the loan will be fully paid. Accordingly, bad debt will be determined based on two factors: overdue more than 90 days; and doubtful ability to repay the loan [33]. The Basel Committee on Banking Supervision (BCBS) defines in its ...