Lending is the basic activity of most banks, so the risk that is concentrated on the loan portfolio is also the most basic type of risk within a bank.” According to the Basel Committee definition, “risk A ...
Currently, the branch's credit policy for consumer borrowers is still quite strict, it is difficult for consumers to get loans and there are many obstacles to improving the quality of credit cards. Therefore, it is ...
In addition to the reasons from the branch, the limitations in credit card activities of the branch are also explained by the reasons belonging to the consumer loan customers themselves. *For consumer loan customers The ...
The lending process begins when the credit officer receives the customer's application and ends when the credit contract is finalized and liquidated. The lending process is drafted by the Credit Policy and Management ...
Decision No. 1627/QD-NHNN dated December 31, 2001 of the Governor of the State Bank of Vietnam promulgating the Regulation on lending by credit institutions to customers. Decision No. 127/2005/QD-NHNN dated 03/02/2005 ...
• Consumer loan demand of KHU In a market economy, when the demand for a certain commodity increases, it is necessary to increase the supply to meet that demand. In the field of credit, the same is true. Consumers ...
The number of consumer loans is very large, in addition to the high interest rates on credit cards, banks' profits from credit cards are quite large. Because the prospect of profit as well as the scope of customers in ...
Regarding capital mobilization: In the coming time, the Branch will maintain a reasonable capital mobilization policy, regulate the amount of mobilized capital in accordance with the needs of use, ensuring the best ...
Because the Branch has made great efforts to improve the loan appraisal, making the loan more secure from the beginning, the risks encountered will be less, the provision ratio will be lower compared to 2011. Risk ...
Disbursement packages without unsecured, lending at the point of sale are attracting more and more customers, with simple procedures, just need ID card and household registration, customers can buy products according to ...
Loan turnover is the total amount that the bank has disbursed to customers for a certain period of time. If the amount of money mobilized by the bank is high and the loan turnover is high, it proves that the bank has ...
Securities investment loans Borrowers: For individual investors wishing to invest in securities. Securities are securities officially listed on the centralized stock market and auctioned through a Securities Company ...
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